W Holding Co. v. AIG Insururance

943 F. Supp. 2d 313, 2013 WL 1891384, 2013 U.S. Dist. LEXIS 66578
CourtDistrict Court, D. Puerto Rico
DecidedMay 8, 2013
DocketCivil No. 11-2271 (GAG)
StatusPublished

This text of 943 F. Supp. 2d 313 (W Holding Co. v. AIG Insururance) is published on Counsel Stack Legal Research, covering District Court, D. Puerto Rico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
W Holding Co. v. AIG Insururance, 943 F. Supp. 2d 313, 2013 WL 1891384, 2013 U.S. Dist. LEXIS 66578 (prd 2013).

Opinion

OPINION AND ORDER

GUSTAVO A. GELPÍ, District Judge.

The Federal Deposit Insurance Corporation (“FDIC”) brought a fraudulent transfer claim against Ricardo Acosta-Martinez (“Acosta” or “Trustee”) and Cornelius Tamboer (“Tamboer”), a former Westernbank director. (Docket No. 182.) Acosta, but not Tamboer, moved to dismiss. (Docket No. 442.) For the following reasons, the court DENIES the motion to dismiss at Docket No. 442.

[315]*315I. Factual Background

The court discussed the underlying facts of this case when ruling on several motions to dismiss. (See Docket No. 304 at 1-4.) The specific details of Acosta’s motion to dismiss concern Tamboer’s allegedly fraudulent transfer of $3.55 million to the “CT Family Trust.” (See Docket No. 182 at 31.) The FDIC claims Tamboer transferred the money “[o]n or about December 1, 2010, over seven months after FDIC was appointed Receiver of Westernbank____” (Id.) The FDIC’s complaint names “Jane Doe” as the CT Family Trust’s trustee. (See id.) Acosta admits he serves as Trustee for the CT Family Trust, but asserts that he was not served with process until after the court issued an opinion and order in October 2012 denying similar motions. (See Docket No. 442 at 3.)

The FDIC alleges, “At the time of the asset transfers, Tamboer knew of his liabilities to FDIC arising from his grossly negligent acts and breach of fiduciary duty as a former director of Westernbank, and of his liabilities to other creditors.” (Id.) The FDIC continues, “At the time of the transfers, Tamboer was a debtor of FDIC and other creditors and was insolvent in that he lacked assets sufficient to pay FDIC’s claims against him. Tamboer made the transfers in fraud of FDIC.” (Id.) The FDIC claims it was “injured by the transfers because they are designed so as to hinder and prevent FDIC from recovering on its claims against Tamboer. FDIC has no other remedy to recover on its claims against Tamboer.” (Id. at 32.) The FDIC seeks judgment “invalidating, voiding, and rescinding the transfers under both Puerto Rico and federal law.” (Id.)

The court also previously addressed the fraudulent transfer claims against other former directors. (See Docket No. 304 at 14-16) (ruling on Dominguez’s and Stipes’s motions to dismiss). The court denied the motions to dismiss because the FDIC sufficiently alleged facts to plausibly state a claim for relief under 12 U.S.C. § 1821(d)(17)(A), the FDIC’s federal vehicle for challenging purportedly fraudulent transfers. (Id.) Acosta claims the court should dismiss the fraudulent transfer claim because the FDIC, pursuant to Puerto Rico law, does not hold the requisite “due and payable claim” against Tamboer. (See Docket No. 442 at 3.) Dismissal on this ground would merit dismissal of all pending fraudulent transfer claims.

The court did not consider Tamboer’s allegedly fraudulent transfer because he did not move to dismiss it. (See id. at 15 n. 4.) For reasons previously stated, which are supplemented below, the court DENIES Acosta’s motion to dismiss at Docket No. 442. (See Docket No. 304 at 14-16.)

II. Motion to Dismiss Standard

“The general rules of pleading require a short and plain statement of the claim showing that the pleader is entitled to relief.” Gargano v. Liberty Intern. Underwriters, Inc., 572 F.3d 45, 48 (1st Cir.2009) (citations omitted) (internal quotation marks omitted). “This short and plain statement need only ‘give the defendant fair notice of what the ... claim is and the grounds upon which it rests.’ ” Id. (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 555, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007)).

Under Rule 12(b)(6), a defendant may move to dismiss an action against him for failure to state a claim upon which relief can be granted. See Fed.R.Civ.P. 12(b)(6). To survive a Rule 12(b)(6) motion, a complaint must contain sufficient factual matter “to state a claim to relief that is plausible on its face.” Twombly, 550 U.S. at 570, 127 S.Ct. 1955. The court must decide whether the complaint alleges enough [316]*316facts to “raise a right to relief above the speculative level.” Id. at 555, 127 S.Ct. 1955. In so doing, the court accepts as true all well-pleaded facts and draws all reasonable inferences in the plaintiffs favor. Parker v. Hurley, 514 F.3d 87, 90 (1st Cir.2008). However, “the tenet that a court must accept as true all of the allegations contained in a complaint is inapplicable to legal conclusions.” Ashcroft v. Iqbal, 556 U.S. 662, 678, 129 S.Ct. 1937, 173 L.Ed.2d 868 (2009). “Threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice.” Id. at 678-79, 129 S.Ct. 1937 (quoting Twombly, 550 U.S. at 555, 127 S.Ct. 1955). “[W]here the well-pleaded facts do not permit the court to infer more than the mere possibility of misconduct, the complaint has alleged — but it has not ‘show[n]’ — ‘that the pleader is entitled to relief.’ ” Iqbal, 556 U.S. at 679, 129 S.Ct. 1937 (quoting Fed.R.CivP. 8(a)(2)).

III. Section 1821(d)(17) Creates a Distinct Federal Cause of Action for Fraudulent Transfer

12 U.S.C. § 1821(d)(17) gives the FDIC power to pursue fraudulent transfers against its debtors or institution-affiliated parties who make transfers with the intent to hinder, defraud, or delay recovery of debts owed to the FDIC. See 12 U.S.C. § 1821(d)(17)(A). Only three years after its codification, the First Circuit opined, “It is unclear whether ... Section 1821(d)(17) embodies a separate federal fraudulent conveyance law, or whether it merely codifies state law.” FDIC v. Anchor Props., 13 F.3d 27, 31 n. 11 (1st Cir.1994) (internal citations omitted) (internal quotation marks omitted). No First Circuit case since Anchor Properties has elucidated whether Section 1821(d)(17) creates a distinct federal right of action or looks to state law for its application.1 The [317]*317benefits of the plain meaning of the statute and nearly two decades of persuasive jurisprudence, however, allow the court to conclude that Section 1821(d)(17) creates a distinct federal framework.

The District of Columbia compiled the opinions of various courts in finding, generally, that federal law governs the FDIC’s rights and defenses against it. See Linde Thomson v. RTC, 5 F.3d 1508, 1513 n. 5 (D.C.Cir.1993).

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943 F. Supp. 2d 313, 2013 WL 1891384, 2013 U.S. Dist. LEXIS 66578, Counsel Stack Legal Research, https://law.counselstack.com/opinion/w-holding-co-v-aig-insururance-prd-2013.