Viviane Renot v. Secura Supreme Insurance Company

CourtKentucky Supreme Court
DecidedJune 13, 2023
Docket2021 SC 0281
StatusUnknown

This text of Viviane Renot v. Secura Supreme Insurance Company (Viviane Renot v. Secura Supreme Insurance Company) is published on Counsel Stack Legal Research, covering Kentucky Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Viviane Renot v. Secura Supreme Insurance Company, (Ky. 2023).

Opinion

RENDERED: JUNE 15, 2023 TO BE PUBLISHED

Supreme Court of Kentucky 2021-SC-0281-DG

VIVIANE RENOT APPELLANT

ON REVIEW FROM COURT OF APPEALS V. NOS. 2020-CA-0227 & 2020-CA-0541 FAYETTE CIRCUIT COURT NO. 16-CI-01853

SECURA SUPREME INSURANCE APPELLEE COMPANY

OPINION OF THE COURT BY JUSTICE NICKELL

AFFIRMING IN PART, REVERSING IN PART, AND REMANDING

Viviane Renot was allegedly injured in a motor vehicle collision on

November 26, 2013, in Fayette County, Kentucky. She subsequently filed a

direct action against her underinsured motorists’ (“UIM”) carrier, Secura

Supreme Insurance Company (“Secura”). Following trial, the jury returned a

verdict in favor of Secura. Renot appealed and the Court of Appeals affirmed.

We granted discretionary review. After a careful review, we affirm in part,

reverse in part, and remand for a new trial.

I. FACTS AND PROCEDURAL HISTORY

On the day of the collision, Renot was stopped at a red light in her 2011

Mini Cooper. Carolyn Price was behind Renot in her 2011 Mazda CX-9 SUV.

The pavement was wet and when Price attempted to stop, her vehicle began to slide. She contacted the rear of Renot’s vehicle. Renot has a very slight

stature and sits close to the dashboard while driving to allow her to reach the

pedals. When she was rear-ended, her right knee struck the dash or steering

column. The impact caused slight damage to Renot’s vehicle and no

discernable damage to Price’s vehicle. Prior to trial the parties stipulated Price

was fully liable for the collision.

After reporting no injuries at the scene of the collision, Renot first sought

medical treatment approximately six weeks later when she reported neck pain

she attributed to sleeping in an unusual position. No mention was made of the

collision. In early February of 2014—nearly ten weeks after the wreck—Renot

reported right knee pain, noting she felt a pop and sharp pain while at a

physical therapy session the previous day for her neck pain. Medical records

reflected a fall down some stairs in the weeks leading up to the February

appointment. Additional medical records revealed Renot had undergone a pre-

collision right knee arthroscopy and injection on October 3, 2013, to treat

preexisting arthritis.

Over the following two years, Renot underwent numerous surgical

procedures on her knees.1 In March 2014, she had a right knee arthrotomy

with medial femoral condyle resurfacing. She developed an infection following

that procedure and underwent a right knee incision and drainage procedure

which required a lengthy hospital stay. In October 2014, Renot had a left knee

1 Renot sought damages only for injuries to her right knee and made no claims related to her left knee or neck.

2 arthroscopy, debridement, meniscectomy, and chondroplasty. In March 2015,

a total unilateral right knee replacement was performed.

Due to her ongoing knee problems, Renot incurred significant medical

expenses, missed a substantial amount of work, and was forced to retire early

from her position as a teacher in the Fayette County Public Schools. She

attributed all of the foregoing to the November 2013 collision. Her treating

orthopedic surgeon, Dr. Veronica Vasicek, opined the collision aggravated and

exacerbated Renot’s preexisting knee condition to the point where conservative

treatment was no longer an option, and ascribed causation for the entirety of

Renot’s subsequent medical treatment on the right knee to the collision.

Renot filed the instant suit in May 2016 against Price and Secura as her

UIM carrier, claiming Price was uninsured or underinsured, and that she had

sustained in excess of $250,000 in damages related to the collision. Renot

settled her claims against Price. Her UIM claim proceeded to a four-day jury

trial commencing on November 18, 2019.

At trial, Secura presented independent medical expert testimony from Dr.

Stacie Grossfeld, a physician, which contradicted the conclusions of Dr.

Vasicek that Renot’s post-collision surgeries were related to the accident. Dr.

Grossfeld testified Renot suffered a contusion in the collision which would not

necessitate the multiple surgeries which were subsequently performed. Rather,

Dr. Grossfeld believed the advancement of Renot’s preexisting osteoarthritis,

and not an acute contusion, was the sole factor predicating the need for total

knee replacement.

3 Secura also called biomechanical expert, David Porta, Ph.D., to testify

regarding his biomechanical and anatomical opinions relative to the

mechanism of injury in the collision. “Biomechanics is the application of

engineering principles and methods to the study and solution of problems

arising in biology and medicine.” Hallmark v. Eldridge, 189 P.3d 646, 648 (Nev.

2008) (quoting 46 Am. Jur. Trials 638-39 (1993)). The focus of biomechanics is

the study and evaluation of how various physical forces effect the human body.

Prior to trial, the trial court partially granted Renot’s motion seeking to

exclude Dr. Porta’s testimony on the grounds he was not a medical doctor and

was not qualified to opine regarding medical causation of any of Renot’s

injuries. However, the trial court determined Dr. Porta was qualified to offer

expert testimony regarding forces, biomechanics, anatomy, and injury

causation. In sum, Dr. Porta would be allowed to testify whether the injuries

claimed by Renot were of the general type which could have been sustained in

the collision but could not opine whether Renot’s specific injuries were actually

caused by the wreck. Even so, in his trial testimony, Dr. Porta offered

relatively little information regarding biomechanical forces and generalized

injury potentialities, but instead was permitted to embark on a wide-ranging

review of Renot’s medical history and to express his opinion that Renot’s

injuries were unrelated to the collision.

The jury returned a verdict in favor of Secura finding the collision had

not been a substantial factor in Renot’s injuries, including aggravation,

arousal, or exacerbation of any preexisting condition. The trial court entered a

4 judgment conforming with the jury’s verdict and assessing costs against Renot.

Subsequent motions for a new trial, to alter, amend, or vacate the judgment

and for a judgment notwithstanding the verdict were denied. After the Court of

Appeals affirmed on Renot’s direct appeal, we granted her motion for

discretionary review. Additional facts will be developed as necessary.

Renot raises the same four allegations of error she brought in the Court

of Appeals seeking reversal, all of which that court rejected. First, she

contends the trial court erroneously permitted Dr. Porta to testify about

medical questions beyond his qualifications. Second, Renot argues the trial

court erroneously prohibited her from introducing evidence of what she

believed were party admissions by Secura. For her final two allegations, Renot

challenges the trial court’s rulings related to juror selection and its failure to

correct a juror’s statement made during voir dire. We agree with Renot on her

first allegation of error and conclude reversal and remand for a new trial is

warranted. Because her second allegation of error may reoccur on remand, we

will discuss it briefly.

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