Valentine, Exr. v. Federal Life Ins. Co.

169 A. 387, 111 Pa. Super. 311, 1933 Pa. Super. LEXIS 401
CourtSuperior Court of Pennsylvania
DecidedNovember 21, 1933
DocketAppeal 380
StatusPublished
Cited by3 cases

This text of 169 A. 387 (Valentine, Exr. v. Federal Life Ins. Co.) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Valentine, Exr. v. Federal Life Ins. Co., 169 A. 387, 111 Pa. Super. 311, 1933 Pa. Super. LEXIS 401 (Pa. Ct. App. 1933).

Opinion

Opinion by

Stadtfeld, J.,

This is an appeal by plaintiff from the order of the court below refusing plaintiff’s motion for new trial and in entering judgment on the verdict in favor of defendant.

An action of assumpsit was brought on an accident insurance policy, which insured decedent, Frederick Chas. Matchett, against “death or disability resulting directly or independently of all other causes from bodily injuries sustained through external, violent and accidental means. ’ ’

On Monday, February 16, 1931, about 8 A. M., decedent while crossing Market Street at Sixteenth Street, Philadelphia, was accidentally struck by an automobile and was thrown a distance of approximately five feet. At the time of the accident the decedent was on his way to City Hall where he was employed as a clerk in the Bureau of City Property, *313 and where he had been so employed for nine or ten years previous to his death. Decedent was picked up and seemed to be in a very excited and nervous condition. He went to the office, however, on the day of the accident (Monday), but was very nervous and complained of pains in his side until Wednesday on which day he left the office. A physician was summoned the following day at which time the decedent was suffering from a fully developed case of pneumonia of the left lung extending to the right lung. Decedent died on February 25, 1931 (nine days after the accident). An autopsy was performed by the coroner’s physician, Dr. Richard D. Burke, but there were no visible marks of injury on decedent’s body at the time the autopsy was made and the coroner’s verdict was that the deceased died from pneumonia. It was conceded by both plaintiff and defendant that the decedent died from pneumonia the only question being whether the pneumonia was the result of the accident which he had sustained.

The testimony showed that the decedent at the time of his death was a man of about fifty-four or fifty-five years of age and had been in excellent health for many years prior to the accident.

Dr. Henry V. Marvel and Dr. Leo Strousse, both called by the plaintiff, testified they were of the opinion that the lobar pneumonia was produced by the accident, or was traumatic in origin, even though there were no signs of injury on the body at the time the autopsy was performed.

Dr. Burke, the coroner’s physician who performed the autopsy, was called by the plaintiff and gave the cause of death as lobar pneumonia, plaintiff asking no further questions.

On cross-examination, he was permitted to testify, without objection, that he made the autopsy for the purpose of determining the cause of death, and that there was no evidence of any injury except a slight *314 discoloration on the right forehead, that there was no evidence of any injury about the chest, the chest walls, to the lungs or to the pleura; that he found no evidence of injury that caused death. He was then asked by defendant’s counsel, “Was there any evidence of traumatic pneumonia in this case? This question was objected to but the objection overruled and exception noted. The cross-examination then proceeded as follows: “A. I saw none. Q. That is what you made the autopsy for? A. I was looking for it. Q. Now, lobar pneumonia is la germ disease? A. Yes. Q. Develops from —. A. Really, a germ. Q. Lobar pneumonia does not result from injury, does it? A. If the germ is not there, it would not be lobar. By the court: Q. How quickly does pneumonia develop? A. Very rapidly, in a few hours to a few days. By Mr. Ambler (attorney for defendant): Q. You say pneumonia does develop within a few hours? A. Rapidly. Q. Then, as a result of your examination and your conclusions, doctor, I understand that you found nothing but a croupous pneumonia that caused this death and found nothing there to indicate that it resulted in anywise from an accident? A. That is what I would say. By Mr. Stanton (plaintiff’s attorney): Q. But you do say, doctor, that an injury might produce pneumonia, if the pneumonia germ was there? A. I said it was specific lobar pneumonia. Q. But you do say that an injury might produce pneumonia? A. If the germ was present. Q. You said that he had evidence —. A. No evidence of trauma or injury.”

The case was submitted to the jury in a fair and comprehensive charge by Davis, P. J., with instructions to determine whether decedent sustained an injury on February 16 when he came in contact with the automobile, and whether the injury caused the pneumonia and if satisfied that the insured died as the result of some injury which he sustained on February 16, causing this pneumonia, then his executor, *315 the plaintiff here, would be entitled to recover the amount of the policy with interest from February 25, 1931; and if they believed that the pneumonia causing the death had no connection with any injury which might have been sustained, then the verdict should be for the defendant. No exception was taken to the charge. The jury rendered a verdict in favor of defendant.

The only assignments of error are (1) to the overruling of the objection to the question asked Dr. Burke, a witness called by plaintiff, on cross-examination, viz: “Was there any evidence of traumatic pneumonia in this case?” and in permitting him to testify in answer to said question, “I saw none;” (2) in overruling plaintiff’s motion for new trial and (3) in entering judgment on the verdict.

The theory of plaintiff’s case was predicated on the assumption that the death of the insured was caused by traumatic pneumonia, induced by the collision with an automobile nine days before his death, and not by some of the other causes from which pneumonia results ; and that therefore, under the terms and conditions of the policy, the death of the deceased was caused by external, violent and accidental means.

The only question to which objection was made, and exception taken to the ruling of the court, was the one specified supra.

Appellant contends that Dr. Burke was not called as an expert on the question of the causes of pneumonia, or whether or not the decedent died as a result of traumatic pneumonia, but his examination was confined exclusively to his finding as coroner’s physician as to the cause of death, and that the cross-examination should have been restricted to the matters testified in chief. Appellant cites the case of Borovski v. P. & R. C. & I. Co., 101 Pa. Superior Ct. 304 in support of his position. An examination of that case will show that it does not sustain appellant. Quoting *316 from the opinion hy our Brother, Tkexleb., p. 306: “It will be noticed that Dr. Monahan was not called as an expert and did not qualify as such. The plaintiff confined her examination of the witness to the facts in the case and did not ask him his opinion as to the cause of death........ The plaintiff, as we have observed, in his examination elicited merely the facts in the case....... The calling of a doctor merely to testify to facts within his knowledge does not bind the plaintiff to a position which sponsors his learning and expertness. ”

The existence or non-existence of indications bf traumatic pneumonia was a circumstance relating to the

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Cite This Page — Counsel Stack

Bluebook (online)
169 A. 387, 111 Pa. Super. 311, 1933 Pa. Super. LEXIS 401, Counsel Stack Legal Research, https://law.counselstack.com/opinion/valentine-exr-v-federal-life-ins-co-pasuperct-1933.