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Utica Mutual Insurance v. Prudential Property & Casualty Insurance

478 N.E.2d 1305, 64 N.Y.2d 1049, 489 N.Y.S.2d 704, 1985 N.Y. LEXIS 15844
CourtNew York Court of Appeals
DecidedApril 23, 1985
StatusPublished
Cited by15 cases

This text of 478 N.E.2d 1305 (Utica Mutual Insurance v. Prudential Property & Casualty Insurance) is published on Counsel Stack Legal Research, covering New York Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Utica Mutual Insurance v. Prudential Property & Casualty Insurance, 478 N.E.2d 1305, 64 N.Y.2d 1049, 489 N.Y.S.2d 704, 1985 N.Y. LEXIS 15844 (N.Y. 1985).

Opinion

OPINION OF THE COURT

Memorandum.

The order of the Appellate Division should be affirmed, with costs, for the reasons stated in the opinion of Justice Leon D. Lazer (103 AD2d 60).

We add that Prudential’s argument based upon Warner Hardware Co. v Allstate Ins. Co. (309 Minn 529, 245 NW2d 223) that the risk involved is a general business risk covered by Utica’s policy rather than an automobile risk covered by its policy having been first raised in this court has not been considered by us (see, Telaro v Telaro, 25 NY2d 433, 438). Moreover, on the [1051]*1051facts of this case the “complete operation” rule declared in Wagman v American Fid. & Cas. Co. (304 NY 490, 494) is without consequence, the injuries on which the underlying action is predicated having arisen out of and resulted from negligence in the loading of the vehicle insured by Prudential (see, Cosmopolitan Mut. Ins. Co. v Baltimore & Ohio R.R. Co., 18 AD2d 460; Employers Mut. Liab. Ins. Co. v Aetna Cas. & Sur. Co., 7 AD2d 853, lv denied 6 NY2d 705).

Chief Judge Wachtler and Judges Jasen, Meyer, Simons, Kaye and Alexander concur.

Order affirmed, with costs, in a memorandum.

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Bluebook (online)
478 N.E.2d 1305, 64 N.Y.2d 1049, 489 N.Y.S.2d 704, 1985 N.Y. LEXIS 15844, Counsel Stack Legal Research, https://law.counselstack.com/opinion/utica-mutual-insurance-v-prudential-property-casualty-insurance-ny-1985.