Utica Bankshares Corp. v. Oklahoma Tax Commission

1994 OK 55, 892 P.2d 979, 65 O.B.A.J. 1720, 1994 Okla. LEXIS 59, 1994 WL 190057
CourtSupreme Court of Oklahoma
DecidedMay 17, 1994
DocketNo. 75480
StatusPublished
Cited by1 cases

This text of 1994 OK 55 (Utica Bankshares Corp. v. Oklahoma Tax Commission) is published on Counsel Stack Legal Research, covering Supreme Court of Oklahoma primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Utica Bankshares Corp. v. Oklahoma Tax Commission, 1994 OK 55, 892 P.2d 979, 65 O.B.A.J. 1720, 1994 Okla. LEXIS 59, 1994 WL 190057 (Okla. 1994).

Opinions

ALMA WILSON, Justice.

The dispositive issue is whether the Oklahoma Income Tax Act, §§ 2352, et seq., of Title 68 authorizes a deduction based on federal net operating loss over and above the federal net operating loss deduction allowed by the Internal Revenue Service for the corresponding tax year. We also decide whether 68 O.S.1981, § 2358(A)(3)(a) operates to allocate an Oklahoma carryback deduction where Oklahoma net operating loss is less than federal net operating loss and all federal losses are from Oklahoma sources. We also conclude that purely intra-state net operating loss deductions are not allocable under 68 O.S.1981, § 2358(A)(3)(a). We conclude that the Oklahoma Income Tax Act does not explicitly authorize a deduction based on a federal net operating loss, but that deductions based on federal net operating loss are integrated into the state tax structure through the definitions of “Oklahoma adjusted gross income” and “Oklahoma taxable income” in § 2353 of Title 68. We hold that appellant is not entitled to the claimed deductions based on federal net operating loss over and above the federal net operating loss deductions allowed by the Internal Revenue Service for the corresponding tax years. We also hold appellant is entitled to the full amounts used as carryback deductions on its federal return(s), or a total deduction of $2,704,337.00.

Appellant, Utica Bankshares Corporation, is the bank holding company for Utica National Bank <& Trust Company (Utica Bank) located in Tulsa, Oklahoma. Appellant has three wholly-owned subsidiaries: Utica Bank, Utica Investment Corporation and Utica Capital Corporation. Appellant filed consolidated federal returns for the years from 1972 through 1983. Appellant’s consolidated 1982 and 1983 federal tax returns reflected serious losses for Utica Bank. Federal law allows Utica Bank to reduce its taxable income reported for previous and/or subsequent tax years through deductions for its federal net operating losses (NOL).1 The Internal Revenue Service (IRS) allowed Uti-ca Bank to carry back portions of its 1982 NOL to the years 1972 through 1980.2 Utica [981]*981Bank’s federal taxable income for each year is zero, as finally ascertained by the IRS.3

However, Utica Bank’s Oklahoma taxable income for each of the involved tax years was not zero because during those years Utica Bank had income which was excluded from federal taxable income, such as income earned on obligations of municipalities in other states. In accordance with § 2358 of Title 68, this income, totalling $8,120,684 for the involved years, was added to the finally ascertained federal taxable income of zero to arrive at Oklahoma taxable income.4 In order to wipe out its earnings of $8,120,684 for state tax purposes, Utica Bank claimed additional federal NOL deductions.5

The Income Tax Division of the OTC did not allow the full amount of the carryback deductions claimed for tax years 1972 through 1980. Appellant protested the disal-lowance of the Income Tax Division and requested a hearing before the OTC pursuant to 68 O.S.1981, § 207. Upon hearing the protest and receiving stipulated facts, the Administrative Law Judge of the OTC submitted findings of fact and conclusions of law to the OTC, recommending that the protest be denied. By Order No. 90-03-30-004, the OTC adopted the Findings, Conclusions and Recommendations of the Administrative Law Judge and declared the order to be prece-dential in nature. Finding that the order of the OTC adequately explains the decision and that it is free from reversible error of law, the Court of Appeals affirmed. We previously granted certiorari.

On certiorari, Utica Bank asserts that the entire 1982 and 1983 loss was generated by activities conducted within Oklahoma and, hence, it may carryback so much of the entire federal NOL as is needed to reduce its Oklahoma taxable income to zero. That is, Utica Bank asserts that the federal NOL deductions for intra-state income are not limited to the amounts of the federal tax deductions for the corresponding tax years by Section 2358(A)(3)(a).6 Utica Bank argues that [982]*982the OTC’s denial of the claimed deduction, and the Court of Appeals affirmance, are inconsistent with Postal Finance Co. v. Oklahoma Tax Commission, 594 P.2d 1205 (Okla.1979), Getty Oil Co. v. Oklahoma Tax Commission, 563 P.2d 627 (Okla.1977), and Continental Federal Savings & Loan Association v. Oklahoma Tax Commission, 601 P.2d 743 (Okla.App.Ct.1979).

In Getty Oil a refund of state income taxes was sought through a carryover deduction claimed on its' 1971 state tax return for net operating losses from activities in Oklahoma during the prior five years. There were no federal net operating losses for these five years because the Oklahoma losses were offset and absorbed at the federal level by profits from activities in other states. Consequently, Getty Oil did not claim a loss deduction on its 1971 federal return. The Getty Oil opinion first recognizes that Oklahoma did not allow a deduction for net operating loss until 1971, when the “piggy-back” state/federal income tax code was enacted. Then reviewing the definitions of Oklahoma adjusted gross income and Oklahoma taxable income in 68 O.S.1971, § 2353, which are grounded in federal adjusted gross income and federal taxable income, and the adjustments to arrive at Oklahoma adjusted gross income and Oklahoma taxable income in 68 O.S.1971, § 2358, the Getty Oil opinion concludes that § 2358 does not create a deduction based on net operating loss, it only limits a loss used as a deduction on the federal return.7

In Postal Finance, a refund of state income taxes was sought through loss carry-backs on the state returns where none was claimed on the federal return for the same years. In affirming the OTC’s denial of the claimed deductions, as it had done in Getty Oil, this Court said: “Getty Oil Co., supra, recognized a loss carryover, or as here, a loss carryback, comes only through the definition of ‘Oklahoma taxable income(.)” ... and as “(w)e said in Getty, ‘If the Legislature had intended to allow a carryover [carryback] deduction in other situations, it could have provided for such an adjustment. It did not do so.’ ”8

In Continental Federal S & L, the OTC refused to recognize Continental’s attempt to double-dip the 1975 federal loss by using it to reduce its 1975 Oklahoma taxable income and also using it as a carryback deduction to reduce its 1972 and 1973 Oklahoma taxable income. The substantive issue in Continental Federal S & L was whether the state income tax statutes permitted the taxpayer to utilize its 1975 federal net operating loss more than one time. Consistent with our opinions in Getty Oil and Postal Finance, Continental Federal S & L concluded that federal taxable income, which is purely intrastate income, is not allocable under § 2358(A)(3)(d), now § 2358(A)(3)(a); and, that a prior year Oklahoma taxable income may be adjusted downward if the IRS approves adjustment to that prior year federal taxable income based upon a net operating loss carryback.

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Bluebook (online)
1994 OK 55, 892 P.2d 979, 65 O.B.A.J. 1720, 1994 Okla. LEXIS 59, 1994 WL 190057, Counsel Stack Legal Research, https://law.counselstack.com/opinion/utica-bankshares-corp-v-oklahoma-tax-commission-okla-1994.