USAA Casualty Insurance Company v. David L. Deehl

District Court of Appeal of Florida·Decided September 30, 2024·No. 3D2023-1398·Published

Opinion

Third District Court of Appeal State of Florida

Opinion filed September 30, 2024.

Not final until disposition of timely filed motion for rehearing.

No. 3D23-1398

Lower Tribunal No. 19-15309

USAA Casualty Insurance Company, Appellant,

vs.

David L. Deehl,

Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Carlos Lopez, Judge.

Law Offices of Charles M͟͟͟͟ - P George and Charles M - P "Chip" George;

Law Offices of Athena Thanos, and Craig I. Kartiganer, and Marshall S. Kaufman (Plantation), for appellant.

Mandina & Ginsberg, PLLC, and Marc R. Ginsberg, for appellee.

Before LOGUE, C.J., and FERNANDEZ and LOBREE, JJ.

LOGUE, C.J.

USAA Casualty Insurance Company, defendant below, appeals the trial court’s entry of three orders in a personal injury action brought by plaintiff David Deehl to recover economic and non-economic damages, pursuant to his uninsured motorist policy. Specifically, USAA challenges the trial court’s Order Denying USAA’s Motion for Summary Judgment, Order Granting Plaintiff’s Renewed Motion for Directed Verdict on Comparative Fault, and Order of New Trial Based on Defendant USAA’s Rejection of Additur of Past and Future Non-Economic Damages. Because we find no error with the orders on appeal, we affirm.

BACKGROUND

On July 17, 2016, David Deehl and Yelena Prosvirnova1 were riding bicycles northbound on US-1 near the entrance of Burt Reynolds State Park, when a phantom vehicle (obstructed by a large park sign) exited the park, without stopping for the flashing red traffic light. Prosvirnova swerved into Deehl’s path to avoid the phantom vehicle. Deehl, following Prosvirnova, attempted to stop, but his front tire collided with Prosvirnova’s rear-tire, causing him to fall onto his ankle and sustain a serious and permanent ankle injury, necessitating extensive medical attention.

1 Deehl and Prosvirnova married after these legal proceedings commenced. We note that Prosvirnova’s surname is now Deehl.

Deehl filed a claim with USAA pursuant to his uninsured motorist policy, which claim was denied. Shortly thereafter, Deehl filed suit.2 Prior to trial, USAA argued that it was entitled to summary judgment as to fault under two theories. First, under the “rear-end presumption,” because the only inference to be drawn (since Deehl rear-ended Prosvirnova) was that Deehl was the sole, proximate cause of his injuries. Second, under the law of the case doctrine, alleging that, this Court’s affirmance in USAA v. Prosvirnova, 337 So. 3d 855 (Fla. 3d DCA 2022), which absolved Prosvirnova of any fault, implicitly held that the only inference left to be drawn was that Deehl was negligent. USAA’s motion was denied. The case proceeded to trial.

I. THE TRIAL Over a three-day jury trial, Deehl presented the testimony of fact and expert witnesses, including: (1) treating orthopedic surgeon, Dr. Thomas San Giovani; (2) girlfriend-now-wife, Prosvirnova; (3) longtime friend, Dr. Karl Casky; (4) physical therapist, Dr. Daniel De Leon; (5) longtime colleague,

2 USAA cited Prosvirnova’s negligence as its reason for denial. Given that denial, Deehl named USAA, and Prosvirnova, as defendants. The trial court later granted summary judgment in favor of Prosvirnova as to fault, which this Court affirmed on appeal. USAA v. Prosvirnova, 337 So. 3d 855 (Fla. 3d DCA 2022).

Maria Benitez Snyder; (6) bicycle safety and operation expert, Peter Flucke; and (7) himself.

a. Evidence of Fault The parties stipulated that the intersection where the incident occurred was governed by a flashing red-and-yellow traffic light. Deehl was riding his bicycle northbound down US-1 on the left side of a marked bicycle lane. Prosvirnova, as lead bicyclist, was five-to-ten feet ahead. They came to an intersection at the entrance/exit of the park, which was obstructed from view by a large park sign. They had the legal right of way. As they approached the intersection, a phantom vehicle suddenly came into view and exited without deferring to the flashing light or Prosvirnova and Deehl. To avoid a collision, Prosvirnova suddenly braked and swerved left, into Deehl’s path. Deehl braked to stop, but his front tire lightly impacted Prosvirnova’s rear- tire in the process and he fell onto his ankle on the pavement.

Bicycle safety and operation expert, Peter Flucke, testified that “Deehl was riding his bicycle appropriately [and] [t]he emergent situation is what caused the crash.” Flucke would not have advised Deehl to avoid Prosvirnova by swerving the other way, because “[t]o either go to the left or to the right of the bicycle would have potentially put him in conflict with a passing motor vehicle. The severity of the crash would have been typically

much greater had he been hit by a car.” Flucke opined that neither the accident nor injury were caused by Deehl. USAA presented no evidence to contradict this testimony; but rather argued Deehl, as the rear-bicyclist, should been able to stop in time to avoid the collision.

b. Evidence of Past Non-Economic Damages With respect to Deehl’s claim for past non-economic damages, or pain and suffering, the uncontroverted evidence heard by the jury was that Deehl suffered severe orthopedic injuries to his lower extremity, beginning with a fracture of his tibia, spiral fracture of his fibula, tri-malleolar fractures of the ankle joint bones, a total ankle joint dislocation, as well as disruptions to the ligaments, tendons, and cartilage, which can never be undone. A recording of the 911 call revealed Deehl screaming in agonizing pain and expressing concern that he might bleed out due to certain medications he was prescribed. His pain level was such that he was administered fentanyl, which provided little relief.

Deehl was transported to a local Jupiter hospital, where he underwent a closed reduction under general anesthesia, meaning his fractured bones were pulled apart and attempted to be positioned in anatomic alignment. Deehl was hesitant to have the procedure performed by a surgeon he did not know, but was in such tremendous pain, that he could not imagine being

transported back to Miami, and acquiesced. Later, Deehl underwent an open reduction orthopedic surgery utilizing internal fixation by insertion of titanium seven screws and a plate to position and secure the broken bones. Upon his discharge two days later, Deehl returned home, where he remained bed ridden.

Two weeks later, Deehl had his first follow-up visit with Dr. Thomas San Giovani, a board-certified orthopedic foot-and-ankle surgeon. Deehl was informed that the surgery had to be redone, because his bones were not in proper anatomic alignment and a piece of his tibia was loose and moving in the joint space.

One month after sustaining the injury, Deehl underwent a third surgery, this one known as an open reduction with internal fixation revision, whereby the long screw was removed, the bones were realigned, and two more screws were inserted to maintain the bones in the proper alignment and to secure the loose bone fragment. This caused Deehl significant fear and anxiety before and after the surgery, and the ensuing recovery. Deehl was bedridden and wheelchair bound for months.

Following his third surgery, Deehl underwent six years of extensive physical therapy. Notwithstanding, Deehl developed a significant limp, continued to experience pain and inflammation, suffered mental anguish,

and developed post-traumatic arthritis (a progressive condition in which the cartilage of the joint deteriorates).

The testimony of Prosvirnova, several of Deehl’s longtime friends, and himself, revealed that his continued pain and suffering since the injury had caused a negative shift in his overall attitude and demeanor. Though he still had hope, the impact of the pain, suffering, and limitations he endured in the aftermath of the injury had a significant impact on his life.

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USAA Casualty Insurance Company v. David L. Deehl, (Fla. Ct. App. 2024).

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