USAA Casualty Insurance Company v. David L. Deehl

CourtDistrict Court of Appeal of Florida
DecidedSeptember 30, 2024
Docket3D2023-1398
StatusPublished

This text of USAA Casualty Insurance Company v. David L. Deehl (USAA Casualty Insurance Company v. David L. Deehl) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
USAA Casualty Insurance Company v. David L. Deehl, (Fla. Ct. App. 2024).

Opinion

Third District Court of Appeal State of Florida

Opinion filed September 30, 2024. Not final until disposition of timely filed motion for rehearing.

________________

No. 3D23-1398 Lower Tribunal No. 19-15309 ________________

USAA Casualty Insurance Company,

Appellant,

vs.

David L. Deehl, Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Carlos Lopez, Judge.

Law Offices of Charles M͟͟͟͟ - P George and Charles M - P "Chip" George; Law Offices of Athena Thanos, and Craig I. Kartiganer, and Marshall S. Kaufman (Plantation), for appellant.

Mandina & Ginsberg, PLLC, and Marc R. Ginsberg, for appellee.

Before LOGUE, C.J., and FERNANDEZ and LOBREE, JJ.

LOGUE, C.J. USAA Casualty Insurance Company, defendant below, appeals the

trial court’s entry of three orders in a personal injury action brought by plaintiff

David Deehl to recover economic and non-economic damages, pursuant to

his uninsured motorist policy. Specifically, USAA challenges the trial court’s

Order Denying USAA’s Motion for Summary Judgment, Order Granting

Plaintiff’s Renewed Motion for Directed Verdict on Comparative Fault, and

Order of New Trial Based on Defendant USAA’s Rejection of Additur of Past

and Future Non-Economic Damages. Because we find no error with the

orders on appeal, we affirm.

BACKGROUND

On July 17, 2016, David Deehl and Yelena Prosvirnova1 were riding

bicycles northbound on US-1 near the entrance of Burt Reynolds State Park,

when a phantom vehicle (obstructed by a large park sign) exited the park,

without stopping for the flashing red traffic light. Prosvirnova swerved into

Deehl’s path to avoid the phantom vehicle. Deehl, following Prosvirnova,

attempted to stop, but his front tire collided with Prosvirnova’s rear-tire,

causing him to fall onto his ankle and sustain a serious and permanent ankle

injury, necessitating extensive medical attention.

1 Deehl and Prosvirnova married after these legal proceedings commenced. We note that Prosvirnova’s surname is now Deehl.

2 Deehl filed a claim with USAA pursuant to his uninsured motorist

policy, which claim was denied. Shortly thereafter, Deehl filed suit.2

Prior to trial, USAA argued that it was entitled to summary judgment as

to fault under two theories. First, under the “rear-end presumption,” because

the only inference to be drawn (since Deehl rear-ended Prosvirnova) was

that Deehl was the sole, proximate cause of his injuries. Second, under the

law of the case doctrine, alleging that, this Court’s affirmance in USAA v.

Prosvirnova, 337 So. 3d 855 (Fla. 3d DCA 2022), which absolved

Prosvirnova of any fault, implicitly held that the only inference left to be drawn

was that Deehl was negligent. USAA’s motion was denied. The case

proceeded to trial.

I. THE TRIAL

Over a three-day jury trial, Deehl presented the testimony of fact and

expert witnesses, including: (1) treating orthopedic surgeon, Dr. Thomas San

Giovani; (2) girlfriend-now-wife, Prosvirnova; (3) longtime friend, Dr. Karl

Casky; (4) physical therapist, Dr. Daniel De Leon; (5) longtime colleague,

2 USAA cited Prosvirnova’s negligence as its reason for denial. Given that denial, Deehl named USAA, and Prosvirnova, as defendants. The trial court later granted summary judgment in favor of Prosvirnova as to fault, which this Court affirmed on appeal. USAA v. Prosvirnova, 337 So. 3d 855 (Fla. 3d DCA 2022).

3 Maria Benitez Snyder; (6) bicycle safety and operation expert, Peter Flucke;

and (7) himself.

a. Evidence of Fault

The parties stipulated that the intersection where the incident occurred

was governed by a flashing red-and-yellow traffic light. Deehl was riding his

bicycle northbound down US-1 on the left side of a marked bicycle lane.

Prosvirnova, as lead bicyclist, was five-to-ten feet ahead. They came to an

intersection at the entrance/exit of the park, which was obstructed from view

by a large park sign. They had the legal right of way. As they approached

the intersection, a phantom vehicle suddenly came into view and exited

without deferring to the flashing light or Prosvirnova and Deehl. To avoid a

collision, Prosvirnova suddenly braked and swerved left, into Deehl’s path.

Deehl braked to stop, but his front tire lightly impacted Prosvirnova’s rear-

tire in the process and he fell onto his ankle on the pavement.

Bicycle safety and operation expert, Peter Flucke, testified that “Deehl

was riding his bicycle appropriately [and] [t]he emergent situation is what

caused the crash.” Flucke would not have advised Deehl to avoid

Prosvirnova by swerving the other way, because “[t]o either go to the left or

to the right of the bicycle would have potentially put him in conflict with a

passing motor vehicle. The severity of the crash would have been typically

4 much greater had he been hit by a car.” Flucke opined that neither the

accident nor injury were caused by Deehl. USAA presented no evidence to

contradict this testimony; but rather argued Deehl, as the rear-bicyclist,

should been able to stop in time to avoid the collision.

b. Evidence of Past Non-Economic Damages

With respect to Deehl’s claim for past non-economic damages, or pain

and suffering, the uncontroverted evidence heard by the jury was that Deehl

suffered severe orthopedic injuries to his lower extremity, beginning with a

fracture of his tibia, spiral fracture of his fibula, tri-malleolar fractures of the

ankle joint bones, a total ankle joint dislocation, as well as disruptions to the

ligaments, tendons, and cartilage, which can never be undone. A recording

of the 911 call revealed Deehl screaming in agonizing pain and expressing

concern that he might bleed out due to certain medications he was

prescribed. His pain level was such that he was administered fentanyl, which

provided little relief.

Deehl was transported to a local Jupiter hospital, where he underwent

a closed reduction under general anesthesia, meaning his fractured bones

were pulled apart and attempted to be positioned in anatomic alignment.

Deehl was hesitant to have the procedure performed by a surgeon he did

not know, but was in such tremendous pain, that he could not imagine being

5 transported back to Miami, and acquiesced. Later, Deehl underwent an open

reduction orthopedic surgery utilizing internal fixation by insertion of titanium

seven screws and a plate to position and secure the broken bones. Upon his

discharge two days later, Deehl returned home, where he remained bed

ridden.

Two weeks later, Deehl had his first follow-up visit with Dr. Thomas

San Giovani, a board-certified orthopedic foot-and-ankle surgeon. Deehl was

informed that the surgery had to be redone, because his bones were not in

proper anatomic alignment and a piece of his tibia was loose and moving in

the joint space.

One month after sustaining the injury, Deehl underwent a third surgery,

this one known as an open reduction with internal fixation revision, whereby

the long screw was removed, the bones were realigned, and two more

screws were inserted to maintain the bones in the proper alignment and to

secure the loose bone fragment. This caused Deehl significant fear and

anxiety before and after the surgery, and the ensuing recovery. Deehl was

bedridden and wheelchair bound for months.

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USAA Casualty Insurance Company v. David L. Deehl, Counsel Stack Legal Research, https://law.counselstack.com/opinion/usaa-casualty-insurance-company-v-david-l-deehl-fladistctapp-2024.