US Bank v. Miles, M.

CourtSuperior Court of Pennsylvania
DecidedDecember 27, 2018
Docket2902 EDA 2017
StatusPublished

This text of US Bank v. Miles, M. (US Bank v. Miles, M.) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
US Bank v. Miles, M., (Pa. Ct. App. 2018).

Opinion

J-A29039-18

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT I.O.P. 65.37

U.S. BANK, N.A. : IN THE SUPERIOR COURT OF : PENNSYLVANIA : v. : : : MELDORA & GARY MILES : : : No. 2902 EDA 2017 APPEAL OF: MELDORA MILES :

Appeal from the Order Dated July 25, 2017 In the Court of Common Pleas of Philadelphia County Civil Division at No(s): March term, 2017, No. 0665

BEFORE: OTT, J., DUBOW, J., and STEVENS*, P.J.E.

MEMORANDUM BY STEVENS, P.J.E.: FILED DECEMBER 27, 2018

Appellant Meldora Miles files this pro se appeal to challenge the lower

court’s decision to deny her petition to open/strike the default judgment

entered in favor of Appellee U.S. Bank, N.A. After careful review, we affirm.

In December 2004, Appellant entered into a mortgage with Chase Home

Finance LLC with respect to a property located at 1918 East Washington Lane

in Philadelphia. By deed dated April 16, 2009 and recorded July 9, 2009,

Appellant conveyed the property to her son, Gary Miles. The mortgage was

subsequently assigned to Appellee.

In July 2014, Appellee commenced a mortgage foreclosure action

against Appellant and Gary Miles. In response, Appellant and Gary Miles

raised various defenses including improper service and claims questioning the

validity of the mortgage itself. The lower court ultimately granted summary

____________________________________ * Former Justice specially assigned to the Superior Court. J-A29039-18

judgment in favor of Appellee. Thereafter, Appellee gained title of the

property through a sheriff’s sale. Appellant and Gary Miles filed a motion to

set aside the sheriff’s sale that was subsequently denied.

Appellee filed two ejectment actions to seek possession of the property,

which is divided into a first-floor commercial space and a second-floor

residential space, where Appellant and Gary Miles reside. This action and

appeal relates only to the first-floor commercial space.

Appellant did not respond to the complaint seeking ejectment from the

commercial space.1 On April 5, 2017, Appellee sent Appellant notice of its

intention to enter default judgment. On April 18, 2017, default judgment was

entered against Appellant and Gary Miles.

Within ten days of the judgment, on April 28, 2017, Appellant and Gary

Miles filed a timely Petition to Open/Strike the Default Judgment, arguing that

the complaint was improperly served and that the mortgage itself was invalid.

After a hearing, the lower court denied the Petition to Open/Strike the Default

Judgment as well as a subsequent motion for consideration. Appellant filed

this timely appeal.

In reviewing this appeal of the trial court’s decision to deny Appellant’s

petition seeking both to open and strike the default judgment, we are mindful

____________________________________________

1 In the action that sought their ejectment from the residential floor of the property, Appellant and Gary Miles did respond by filing preliminary objections to the complaint. After the lower court eventually granted summary judgment in favor of Appellee, Gary Miles appealed to this Court. That appeal is resolved in a separate memorandum at J-A29040-18.

-2- J-A29039-18

of the differences between these distinct remedies. With respect to

Appellant’s petition to open the default judgment, the following principles are

applicable:

In general, a default judgment may be opened when the moving party establishes three requirements: (1) a prompt filing of a petition to open the default judgment; (2) a meritorious defense; and (3) a reasonable excuse or explanation for its failure to file a responsive pleading. The standard of review for challenges to a decision concerning the opening of a default judgment is well settled.

A petition to open a default judgment is an appeal to the equitable powers of the court. The decision to grant or deny a petition to open a default judgment is within the sound discretion of the trial court, and we will not overturn that decision absent a manifest abuse of discretion or error of law.

Smith v. Morrell Beer Distributors, Inc., 29 A.3d 23, 25 (Pa.Super. 2011)

(citations omitted). In comparison, a petition to strike a default judgment will

only be granted where there is a fatal defect or irregularity that is apparent

from the face of the record. Stauffer v. Hevener, 881 A.2d 868, 870

(Pa.Super. 2005) (citing Erie Ins. Co. v. Bullard, 839 A.2d 383, 386

(Pa.Super. 2003)).

While we acknowledge that Appellant is proceeding pro se and we will

construe her brief liberally, she is not entitled to special deference as a pro se

litigant as this Court has held that “[a]ny layperson choosing to represent

[herself] in a legal proceeding must, to some reasonable extent, assume the

risk that [her] lack of expertise and legal training will prove [her] undoing.”

Branch Banking & Tr. v. Gesiorski, 904 A.2d 939, 942 (Pa.Super. 2006).

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Specifically, this Court will not act as counsel for the appellant. “When issues

are not properly raised and developed in briefs, when the briefs are wholly

inadequate to present specific issues for review[,] a Court will not consider

the merits thereof.” Id. at 942–43.

In Appellant’s statement of questions involved, she lists four verbose

issues for our review. In the first three issues, Appellant suggests that

Appellee did not correctly file an affidavit of service of the complaint, asserting

that this document should have been notarized and did not clearly show the

process server’s telephone number. We observe that Appellant’s first three

arguments were not raised before the lower court in her Petition to

Open/Strike the Judgment. As such, these arguments have not been properly

preserved for review as “[i]ssues not raised in the lower court are waived and

cannot be raised for the first time on appeal.” Pa.R.A.P. 302.

Moreover, Appellant does not develop these vague assertions of error

with any legal analysis, but baldly claims Appellee filed a false affidavit of

service. As Appellant’s brief does not contain any comprehensible legal

discussion, Appellant’s failure to develop her arguments preclude any

meaningful judicial review of these issues. This Court has consistently held

that “failure to develop an argument with citation to, and analysis of, relevant

authority waives that issue on review.” In re Estate of Schumacher, 133

A.3d 45 (Pa.Super. 2016). Accordingly, the first three issues are waived.

In Appellant’s final argument, she specifically contends that Appellee

failed to serve the complaint in ejectment to her correct residence; Appellant

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argues that the lack of proper service is a meritorious defense entitling

Appellant to open the default judgment and a fatal defect that justified striking

the default judgment.

Pennsylvania Rule of Civil Procedure 402(a)(2) provides that “[o]riginal

process may be served … by handing a copy… at the residence of the

defendant to an adult member of the family with whom he resides; but if no

adult member of the family is found, then to an adult person in charge of such

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Related

Erie Insurance v. Bullard
839 A.2d 383 (Superior Court of Pennsylvania, 2003)
Smith v. Morrell Beer Distributors, Inc.
29 A.3d 23 (Superior Court of Pennsylvania, 2011)
Stauffer v. Hevener
881 A.2d 868 (Superior Court of Pennsylvania, 2005)
In Re: Est. of: Schumacher, R., Sr.
133 A.3d 45 (Superior Court of Pennsylvania, 2016)
Anzalone v. Vormack
718 A.2d 1246 (Superior Court of Pennsylvania, 1998)
Banking v. Gesiorski
904 A.2d 939 (Superior Court of Pennsylvania, 2006)

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US Bank v. Miles, M., Counsel Stack Legal Research, https://law.counselstack.com/opinion/us-bank-v-miles-m-pasuperct-2018.