U.S. Bank National Association v. Luckett

2013 IL App (1st) 113678, 369 Ill. Dec. 705
CourtAppellate Court of Illinois
DecidedMarch 4, 2013
Docket1-11-3678
StatusPublished
Cited by11 cases

This text of 2013 IL App (1st) 113678 (U.S. Bank National Association v. Luckett) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
U.S. Bank National Association v. Luckett, 2013 IL App (1st) 113678, 369 Ill. Dec. 705 (Ill. Ct. App. 2013).

Opinion

ILLINOIS OFFICIAL REPORTS Appellate Court

U.S. Bank National Ass’n v. Luckett, 2013 IL App (1st) 113678

Appellate Court U.S. BANK NATIONAL ASSOCIATION, as Trustee for Credit Suisse Caption First Boston HEAT 2005-5, Plaintiff-Appellee, v. MICHAEL LUCKETT, RUBY WILSON, and UNKNOWN OCCUPANTS, Defendants-Appellants.

District & No. First District, First Division Docket No. 1-11-3678

Filed March 4, 2013

Held On appeal from the entry of a judgment and order of possession in the (Note: This syllabus forcible entry and detainer action plaintiff bank filed following its action constitutes no part of to foreclose the mortgage on the subject property, the appellate court the opinion of the court affirmed the trial court’s actions and rejected defendants’ contentions that but has been prepared plaintiff was not correctly named in the forcible entry complaint, that the by the Reporter of preeviction notice was not properly served, that defendants’ postjudgment Decisions for the motion to dismiss for lack of standing was improperly denied, and that convenience of the sanctions should be imposed under Supreme Court Rule 137. reader.)

Decision Under Appeal from the Circuit Court of Cook County, No. 11-M1-714759; the Review Hon. James L. Kaplan and the Hon. George F. Scully, Jr., Judges, presiding.

Judgment Affirmed as modified. Counsel on Barbosa Law Group, PC, of Chicago (Raymond Barbosa, of counsel), for Appeal appellants.

Locke Lord, LLP, of Chicago (Simon Fleischmann, Hugh S. Balsam, and Ryan M. Holz, of counsel), for appellee.

Panel JUSTICE DELORT delivered the judgment of the court, with opinion. Justices Cunningham and Rochford concurred in the judgment and opinion.

OPINION

¶1 Plaintiff, U.S. Bank National Association, as trustee for Credit Suisse First Boston HEAT 2005-5 (U.S. Bank),1 filed a forcible entry and detainer action against defendants, Michael Luckett, Ruby Wilson, and unknown occupants. In its complaint and accompanying notice, which were properly served to defendants, U.S. Bank identified itself as “Bank National Association, as Trustee for Credit Suisse First Boston HEAT 2005-5.” On October 31, 2011, the circuit court entered an order of possession against defendants, which also identified U.S. Bank as Bank National Association, as trustee for Credit Suisse First Boston HEAT 2005-5. Defendants then moved to dismiss the case and stay the order of possession, claiming Bank National Association, as trustee for Credit Suisse First Boston HEAT 2005-5, was not a proper plaintiff and, thus, had no right to possession of the property. The court denied defendants’ motion and ordered U.S. Bank to file a written motion to amend its complaint. U.S. Bank filed its motion to amend the complaint and order of possession. On December 14, 2011, the court granted U.S. Bank’s motion and amended the complaint and October 31, 2011 order of possession nunc pro tunc “to reflect U.S. Bank National Association, as Trustee for Credit Suisse First Boston HEAT 2005-5 as the proper party plaintiff.” Defendants appeal from the December 14, 2011 order. We affirm the judgment of the circuit

1 The caption reflects the correct name of plaintiff-appellee, but it should be noted that plaintiff initially filed its forcible complaint as “Bank National Association, as Trustee for Credit Suisse First Boston HEAT 2005-5,” incorrectly naming itself in the complaint. Plaintiff’s motion to amend its complaint nunc pro tunc was later granted by the circuit court to reflect the correct name of plaintiff, which is the subject of this appeal. During oral argument, defendants-appellants raised for the first time the issue of whether Bank National Association, as trustee for Credit Suisse First Boston HEAT 2005-5, existed as an entity, asserting that research conducted two weeks prior to oral argument revealed the real plaintiff in interest was an entity entitled “Home Equity Asset Trust.” Plaintiff clarified both in its response during oral argument and in its reply brief that the word “HEAT” in Bank National Association, as trustee for Credit Suisse First Boston HEAT 2005-5, is simply an acronym for “Home Equity Asset Trust.”

-2- court and modify the court’s October 31, 2011 order to remove the nunc pro tunc language so that the amendments relate back to the original documents in question.

¶2 BACKGROUND ¶3 About five years ago, Jean Prabhakaran fell into default on a mortgage held on her property in Maywood, Illinois. The circuit court entered orders foreclosing on the mortgage and confirming the sale of the property back to U.S. Bank, which was the original mortgagee’s successor. After the foreclosure case had been completed, Prabhakaran filed a flurry of motions to forestall U.S. Bank’s repossession of the property. The court denied these motions, but Prabhakaran appealed. This court recently affirmed those rulings, finding that the foreclosure and sale were valid. U.S. Bank National Ass’n v. Prabhakaran, 2013 IL App (1st) 111224. ¶4 While the Prabhakaran appeal was pending, U.S. Bank discovered that Prabhakaran’s relatives Michael Luckett and Ruby Wilson, were actually living at the Maywood property. On July 8, 2011, U.S. Bank filed a new action under the Forcible Entry and Detainer Act (735 ILCS 5/9-101 et seq. (West 2010)) claiming that it was entitled to possession of the property from Luckett and Wilson. That case is the subject of the present appeal. ¶5 Before filing this case, attorneys for U.S. Bank issued a preeviction notice pursuant to section 15-701 of the Illinois Mortgage Foreclosure Law (735 ILCS 5/15-1701 (West 2010)). The preeviction notice was on the law firm’s letterhead, which bore the firm’s name, address, and phone number. It stated that the property was now owned by “Bank National Association, as Trustee for Credit Suisse First Boston HEAT 2005-5” and that the same entity demanded possession. The name of the owner in the preeviction notice deviated from the correct name only through the omission of the characters “U.S.” Both the caption of the complaint filed below and the original possession order now on appeal herein contain the same omission. The complaint itself contains only three paragraphs, none of which reference plaintiff by name. However, attached to the complaint was a copy of the order of confirmation of sale entered in the Prabhakaran case, which correctly lists plaintiff’s name with the additional characters “U.S.” in the caption, and a notice listing contact information for the real estate management personnel responsible for the property, including their phone numbers and email address. ¶6 Luckett and Wilson were served with summonses on August 24, 2011, requiring them to appear “for trial” on August 31, 2011. The record is unclear on the point, but it appears they did not appear in court that day. The court continued the case to October 31, 2011. Again, the record does not make clear whether Luckett and Wilson appeared for trial. After hearing the matter for trial, the court entered an order of possession in favor of U.S. Bank and against Luckett and Wilson. The court stayed the order of possession until November 7, 2011. That order disposed of all issues in the case. ¶7 Through an attorney, Luckett and Wilson filed their first pleadings in the eviction case on November 4, 2011. The attorney representing Luckett and Wilson in the case below is one of the same attorneys who represented Prabhakaran in the later stages of the foreclosure case. ¶8 Instead of filing a motion to vacate or a motion for a new trial, counsel for Luckett and

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2013 IL App (1st) 113678, 369 Ill. Dec. 705, Counsel Stack Legal Research, https://law.counselstack.com/opinion/us-bank-national-association-v-luckett-illappct-2013.