Universal Property & Casualty Insurance Company v. Elizabeth Aragones

CourtDistrict Court of Appeal of Florida
DecidedSeptember 17, 2025
Docket3D2024-0488
StatusPublished

This text of Universal Property & Casualty Insurance Company v. Elizabeth Aragones (Universal Property & Casualty Insurance Company v. Elizabeth Aragones) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Universal Property & Casualty Insurance Company v. Elizabeth Aragones, (Fla. Ct. App. 2025).

Opinion

Third District Court of Appeal State of Florida

Opinion filed September 17, 2025. Not final until disposition of timely filed motion for rehearing.

________________

No. 3D24-0488 Lower Tribunal No. 21-5914-CA-01 ________________

Universal Property & Casualty Insurance Company, Appellant,

vs.

Elizabeth Aragones, Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Beatrice Butchko Sanchez, Judge.

Link & Rockenbach, PA, and Kara Rockenbach Link and David A. Noel (West Palm Beach), for appellant.

Alvarez, Feltman, Da Silva & Costa, PL, and Paul B. Feltman, for appellee.

Before EMAS, GORDO and BOKOR, JJ.

PER CURIAM. In this first-party property insurance dispute, Universal Property &

Casualty Insurance Co. appeals the trial court’s order awarding prevailing

party attorney’s fees to plaintiff/insured Elizabeth Aragones. The sole issue

raised on appeal is whether the trial court’s inclusion of a 2.0 contingency

fee multiplier in the attorney’s fee award was supported by competent

substantial evidence.

Upon our review, see Universal Prop. & Cas. Ins. Co. v. Medero, 406

So. 3d 323, 326 (Fla. 3d DCA 2025) (“Although a trial court’s determination

to apply a multiplier to the lodestar amount is reviewed for an abuse of

discretion, the trial court’s findings as to the multiplier itself must be

supported by competent substantial evidence.”), we find there was

competent substantial evidence to support the trial court’s factual

determinations and no abuse of discretion in the trial court’s application of a

2.0 multiplier. See Standard Guar. Ins. Co. v. Quanstrom, 555 So. 2d 828,

834 (Fla. 1990) (reaffirming the relevant principles and holding that, in

considering whether to apply a contingency fee multiplier, the trial court

should consider the following factors: “(1) whether the relevant market

requires a contingency fee multiplier to obtain competent counsel; (2)

whether the attorney was able to mitigate the risk of nonpayment in any way;

and (3) whether any of the factors set forth in Rowe are applicable,

2 especially, the amount involved, the results obtained, and the type of fee

arrangement between the attorney and his client.”); Bell v. U.S.B. Acquisition

Co., 734 So. 2d 403, 411 (Fla. 1999) (noting the Florida Supreme Court

reiterated that the “primary rationale for the contingency risk multiplier is to

provide access to competent counsel for those who could not otherwise

afford it.”); Universal Prop. & Cas. Ins. Co. v. Deshpande, 314 So. 3d 416,

421 (Fla. 3d DCA 2020) (“The Florida Supreme Court has observed that the

rationale of the relevant market factor is ‘to assess, not just whether there

are attorneys in any given area, but specifically whether there are attorneys

in the relevant market who both have the skills to handle the case effectively

and who would have taken the case absent the availability of a contingency

fee multiplier.’”) (quoting Citizens Prop. Ins. Corp. v. Laguerre, 259 So. 3d

169, 176 (Fla. 3d DCA 2018)) (additional quotation omitted); TRG Columbus

Dev. Venture, Ltd. v. Sifontes, 163 So. 3d 548, 553 (Fla. 3d DCA 2015),

(holding that because there was “direct evidence that competent counsel

willing both to take such cases on a contingency fee basis and to try such

cases to final judgment were few in number[,] . . . the trial court’s finding in

favor of a contingency fee multiplier is supported by competent substantial

evidence.”) (alteration in original).

Affirmed.

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Related

Standard Guar. Ins. Co. v. Quanstrom
555 So. 2d 828 (Supreme Court of Florida, 1990)
Bell v. USB Acquisition Co., Inc.
734 So. 2d 403 (Supreme Court of Florida, 1999)
TRG Columbus Development Venture, Ltd. v. Sifontes
163 So. 3d 548 (District Court of Appeal of Florida, 2015)
Citizens Property Ins. Corp. v. Laguerre
259 So. 3d 169 (District Court of Appeal of Florida, 2018)

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Universal Property & Casualty Insurance Company v. Elizabeth Aragones, Counsel Stack Legal Research, https://law.counselstack.com/opinion/universal-property-casualty-insurance-company-v-elizabeth-aragones-fladistctapp-2025.