United States v. Royal Loan Co.

61 F. Supp. 436, 34 A.F.T.R. (P-H) 176, 1945 U.S. Dist. LEXIS 2209
CourtDistrict Court, E.D. Missouri
DecidedJune 27, 1945
DocketNo. 3299
StatusPublished
Cited by3 cases

This text of 61 F. Supp. 436 (United States v. Royal Loan Co.) is published on Counsel Stack Legal Research, covering District Court, E.D. Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
United States v. Royal Loan Co., 61 F. Supp. 436, 34 A.F.T.R. (P-H) 176, 1945 U.S. Dist. LEXIS 2209 (E.D. Mo. 1945).

Opinion

HULEN, District Judge.

Plaintiff by this action seeks to collect documentary stamp taxes from defendants, growing out of the issuance by the defendants of promissory notes. The case was submitted upon an agreed statement of facts and testimony, the latter being.the opinion of brokers on the meaning of the term “corporate securities.”

The defendant Royal Loan Company is the parent corporation of the other defendants. On January 16, 1940, the Royal Loan Company made application to the Mississippi Valley Trust Company for a line of credit of $300,000. At that time the Royal Loan Company had outstanding obligations evidenced by promissory notes in excess of $900,000. As a condition for extending credit to the Royal Loan Company, the trust company required that the creditors of the Royal Loan Company subordinate their claims to the liability of the Royal Loan Company “to any bank or trust company from which said Royal Loan Company would borrow money.” This was agreed to. In order to insure compliance with the agreement, the trust company required the notes subordinated to the indebtedness of the trust company to be numbered and registered with the trust company. The subsidiary corporations joined in the agreement of the Royal Loan Company with the trust company, and all notes issued by the subsidiary companies were to be subordinate to the bank loans in the same manner as the notes issued by the Royal Loan Company. In carrying out this arrangement, all outstanding notes of both the Royal Loan Company and its subsidiaries were called in and new serial notes registered with the trust company, issued in exchange. The notes1 were all execu[437]*437ted on the same form, varying only as to number, amounts, and ownership. In making the exchange, many of the notes in large denominations were split up into notes of smaller denomination. One hundred thirty-four instruments were issued to sixty individuals, in amounts ranging from a minimum of $100 to a maximum of $150,-000, represented by each note, the total issuance of notes being $987,750. The agreed statement of facts contains the following two paragraphs:

“That thereafter, in view of the fact that some of the money borrowed from individuals was being used by its various subsidiaries, it was agreed that the various subsidiary companies 'would issue their notes for the money so advanced and used by the various subsidiaries in lieu of the notes of the Royal Loan Company. * * *
“That said notes are not secured in any way, but are based on the credit of the maker.”

It is plaintiff’s position that the series of notes issued by the defendants in compliance with the agreement with the trust company are subject to a tax under Section 1801 of the Internal Revenue Code as amended by section 1 of the Revenue Act .of 1939.2

The Act imposes a tax of ten cents on each $100 face value or fraction thereof on all bonds, debentures, or certificates of indebtedness issued by any corporation, and all instruments, however termed, known generally as corporate securities. Plaintiff further claims that the transfer of the instruments is subject to a tax of four cents on each $100 of face value under Section 3481(a) of the Internal Revenue Code, 26 U.S.C.A. Int.Rev.Code, §. 3481(a). If the instruments are taxable under Section 1801, it follows that they are taxable under Section 3481 on their transfer.

In opposition to plaintiff’s claim, defendants assert the notes are not subject to tax under Section 1801, first because the original notes for which the notes in question were given in exchange, were not subj ect to the tax; second that the registration of the notes was solely for the benefit of the trust company to insure subordination of obligations of the defendants to the trust company; third, that the notes are not secured and are based only on the general credit of the defendants; fourth, that the notes are not sold to the public generally; [438]*438fifth, that the undisputed evidence is that they are not “known generally as corporate securities;” and sixth, they do not represent investments. If the instruments in question are subject to tax under Section 1801, it is because ■ they come within the description contained in that section of the Act “ * * * and all instruments, however termed, issued by any corporation with interest coupons or in registered form, known generally as corporate securities i{i if: ifc

The Eighth Circuit Court of Appeals in Willcuts v. Investors’ Syndicate, 57 F.2d 811, 814, describes corporate securities as follows: “A corporate security is simply a means adopted by the corporation to secure funds which it can employ in its business; and, by making a larger return on the fund so secured, it is enabled to pay its obligations under the corporate security issued, and also secure an income for itself” — and states the purpose of such instruments to be: “The purpose of the issue of the certificate was the same as the purpose ordinarily involved in issuing corporate securities; namely, to secure the money of others for use in the corporate business.”

The instruments issued by the defendants represented a means adopted by the corporation to secure funds to employ in its loan business, as evidenced by the quotation from the agreed statement of facts set out above. It is evident that the instruments issued by the defendants come within the meaning of that term described in the Willcuts case, and were for the purpose referred to in the Willcuts case.

In United States v. American Trust & Banking Co., (125 F.2d 113, 115), the Sixth Circuit Court of Appeals, in describing corporate securities, used this language : “ ‘Security’ is defined as ‘an evidence of debt or of property, as a bond, stock certificate, or other instrument, etc.’ Webster’s New International Dictionary. The word is used widely as a synonym for ^investment.’ In re Scorer, 94 L.J.Ch. 196. In the case of In re Waldstein, 160 Misc. 763, 291 N.Y.S. 697, 700, in defining the term ‘security,’ the court said: ‘The term “security” has no exactly defined legal definition. Generically, the word has reference to written instruments, usually for the payment of money or evidences of a debt, and being more than a mere promise of the debtor of a general liability on his part, but having as collateral to it a pledge of property or some additional obligation. * * * Those instruments, however, secured or unsecured, which are used for the purpose of financing enterprises and promoting a distribution of rights in or obligations of such enterprises, and which are designed as a means of investment, are termed securities.’ ”

The notes issued by the defendants are for definite sums payable “one year after demand,” bear interest at eight per cent, are transferable according to the terms printed on the face thereof, are numbered serially, and are “in registered form.” They constitute evidences of property and represent investments. They may not be gilt edged corporate securities, as indeed they are unsecured. The rate of interest indicates the risk taken by the holders, but they are the general obligations of the defendant corporations, subject to the indebtedness of defendant corporations to banks and trust companies.

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State v. Hodge
460 P.2d 596 (Supreme Court of Kansas, 1969)
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Royal Loan Co. v. United States
154 F.2d 556 (Eighth Circuit, 1946)

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Bluebook (online)
61 F. Supp. 436, 34 A.F.T.R. (P-H) 176, 1945 U.S. Dist. LEXIS 2209, Counsel Stack Legal Research, https://law.counselstack.com/opinion/united-states-v-royal-loan-co-moed-1945.