United States v. Joel

CourtDistrict Court, W.D. Kentucky
DecidedJuly 2, 2025
Docket3:13-cv-01102
StatusUnknown

This text of United States v. Joel (United States v. Joel) is published on Counsel Stack Legal Research, covering District Court, W.D. Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
United States v. Joel, (W.D. Ky. 2025).

Opinion

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF KENTUCKY LOUISVILLE DIVISION

UNITED STATES OF AMERICA PLAINTIFF

v. No. 3:13-cv-1102-BJB

LARRY H. JOEL ET AL. DEFENDANTS * * * * * OPINION & ORDER GRANTING SUMMARY JUDGMENT Larry Joel is an eye doctor who, for decades, has been delinquent on his taxes. For the last 12 years, the United States has been attempting to adjudicate all potential interests in Joel’s house, seize and sell it, and use the proceeds to pay off some of those back taxes. All the while, Joel and others connected to Joel have vigorously resisted those attempts. Now, however, the end is in sight: the United States has moved (yet again) for summary judgment against the final two defendants—“WWWM, LLC” and Joel himself. The questions at this stage are limited: is WWWM a separate legal entity with its own legitimate interest in the proceeds of Joel’s tax debts, or merely an alter ego holding the interest for Joel himself? And does Joel have any remaining argument against enforcement of the tax lien against his house? Based on the record before the Court, neither question is sufficiently disputed to require a jury determination: Joel and WWWM are, for tax purposes, one and the same, and because federal law authorizes the United States to seize Joel’s house and sell it, the Court grants both motions. I. Procedural History Larry Joel was a successful optometrist. But he didn’t pay his taxes. So in 2007, the United States charged Joel with—and he pled guilty to—criminal violations of the tax code. See Plea Agreement (DN 192-8) at 1. Joel admitted that he underreported his taxable income and “used two trusts” to “improperly hold a number of assets”—including luxury cars and a 72’ yacht—from IRS scrutiny. Id. at 2–3. Joel nevertheless failed to pay the United States his back taxes during the following six years. So in 2013, the United States filed this civil suit to collect the tax debt using the value of the expensive house Joel lived in. The Government sought to foreclose on Joel’s house on Champion Lakes Drive in Louisville, sell the property, and use the proceeds to pay off a portion of Joel’s tax debts. See Complaint (DN 1). 1 This case has plodded along since then. Five different judges have presided, dozens of attorneys have appeared and withdrawn, several hearings have occurred, and multiple opinions have issued. Those proceedings (see, e.g., DNs 78, 123, 179, 205) set forth this case’s tortured procedural history, which is unnecessary to recount in full here. Briefly, Joel and his enablers used several corporate entities to distance Joel himself from the property. The strategy was simple, even if the tactics were complex: transfer ownership interests to as many different entities and individuals as possible so that a potential foreclosure would leave the Government holding a junior interest that recovered little or nothing. This involved the use of a sham trust, efforts to enlist an “indispensable party,” the creation and funding of a limited-liability corporation, financial transfers between legal entities connected to Joel, and acquisition of state “certificates of delinquency” that purportedly gave one of these entities rights in foreclosure proceeds superior to the Federal Government’s. For a dozen years, the Justice Department’s Tax Division has litigated to extinguish these competing legal interests. This step is required under the Tax Code before the United States may foreclose on a delinquent taxpayer’s property: the court must “finally determine the merits of all claims to and liens upon the property” before ordering a sale. See 26 U.S.C. § 7403(c). The United States originally sued seven such entities as potential claimants or lienholders as Defendants in this case. Amended Complaint (DN 79) ¶¶ 4, 6. Several didn’t bother to assert any interest: this Court has granted default judgment against American Tax Funding, LLC; Capital One Bank (USA), N.A.; the Commonwealth of Kentucky; and Tax Ease Lien Investments 1, LLC. See DNs 166, 203. And the Court granted summary judgment against one Defendant that did object—L. Gregory Yopp as trustee of C.T.J. Trust— because the record showed that the trust held Joel’s property in constructive trust for Joel. See MSJ Hearing Transcript (DN 179) at 18:10-13; Order Denying Reconsideration (DN 204). Now, only two Defendants claiming an interest in the property remain: WWWM, LLC, and Joel himself. The United States has moved for summary judgment against both. DNs 192, 193. According to the United States, the undisputed record demonstrates that WWWM doesn’t have a valid claim to the house that would stand in the way of a court-ordered sale: the LLC either holds its interest in the Champion Lakes property in constructive trust for Joel or, alternatively, is Joel’s alter ego.1 See MSJ Against WWWM (DN 192-1) at 6–13. And as to Joel

1 This claim, to be clear, concerns the distribution of foreclosure proceeds rather than authorization for the foreclosure sale in the first place—which might strike some as out of 2 himself, the United States argues that once WWWM’s claim is out of the picture, § 7403 entitles the government to a judgment authorizing foreclosure on the Champion Lakes property, with the proceeds going toward Joel’s federal tax debt. See id. at 14–15; MSJ Against Joel (DN 193-1) at 4–8. For their part, neither WWWM nor Joel has seriously contested either the Government’s motions or the considerable record evidence marshaled in support. They’ve instead chosen to recycle now-irrelevant factual arguments and relitigate legal issues the Court has already decided. And they’ve done so only grudgingly—in late submissions offered after repeated prompting by the Court. E.g., DNs 196, 199, 204, 210. Despite every reasonable effort to elicit the Defendants’ positions on the merits, those contributions add up to very little indeed. So on this record, the Government has carried its burden of proof and demonstrated entitlement to summary judgment under Rule 56. II. Summary Judgment Against WWWM, LLC The United States first seeks summary judgment against WWWM, LLC. That entity claims an interest in Joel’s unpaid state tax debts—an interest senior to the United States’ federal tax debts. According to the Government, WWWM is nothing more than Joel’s alter ego. So, on the Government’s theory, when proceeds of a prospective judicial sale are distributed to Joel’s creditors, and WWWM gets paid first, it’s really Joel that’s getting paid from proceeds meant to satisfy his own tax debts. See MSJ Against WWWM at 13. Because the law forbids such self-dealing, the Government asks the Court to extinguish WWWM’s interest in the proceeds from any future judicial sale. See id. at 14–15. A. WWWM, LLC WWWM, LLC is a Kentucky-registered limited-liability corporation claiming an interest in the Champion Lakes property. It has nine members: Thomas Freedman, Larry Joel, Cody T. Joel, Apryl Robinson, Michael Ching Chao Chang, Felicia Chang, iDOC Shanghai, AP Partners, and OM Partners. DN 208-9. Those members, however, don’t vote or hold meetings; only Joel himself has signature authority. WWWM Deposition (DN 192-2) at 33:22–25. WWWM has never paid a dividend, issued stock, or turned a profit. Id. at 48:21–25. It doesn’t engage in meaningful financial transactions. It has no officers, directors, or employees. Id. at 40:24–41:2. And the records it has on file with the Commonwealth are incorrect,

order. But the statute plainly calls for courts to adjudicate the rights of potential claimants and lienholders before ordering a sale. So the Court addresses WWWM’s purported interest in any proceeds before considering whether the Government may proceed with the sale. 3 listing only one member instead of the actual nine.

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Bluebook (online)
United States v. Joel, Counsel Stack Legal Research, https://law.counselstack.com/opinion/united-states-v-joel-kywd-2025.