Union Mutual Fire Insurance Company v. Citimed Complete Medical Care, P.C., d/b/a Citimed Diagnostic; Regina Moshe, M.D.

CourtDistrict Court, E.D. New York
DecidedMarch 20, 2026
Docket1:24-cv-06111
StatusUnknown

This text of Union Mutual Fire Insurance Company v. Citimed Complete Medical Care, P.C., d/b/a Citimed Diagnostic; Regina Moshe, M.D. (Union Mutual Fire Insurance Company v. Citimed Complete Medical Care, P.C., d/b/a Citimed Diagnostic; Regina Moshe, M.D.) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Union Mutual Fire Insurance Company v. Citimed Complete Medical Care, P.C., d/b/a Citimed Diagnostic; Regina Moshe, M.D., (E.D.N.Y. 2026).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK

UNION MUTUAL FIRE INSURANCE COMPANY,

Plaintiff, MEMORANDUM & ORDER 24-cv-06111 (NCM) (VMS) – against –

CITIMED COMPLETE MEDICAL CARE, P.C., d/b/a CITIMED DIAGNOSTIC; REGINA MOSHE, M.D.,

Defendants.

NATASHA C. MERLE, United States District Judge:

Plaintiff Union Mutual Fire Insurance Company (“Union Mutual”) brings this fraud action against defendants Citimed Complete Medical Care, P.C. (“CitiMed”) and Dr. Regina Moshe. Before the Court is defendants’ motion for judgment on the pleadings pursuant to Federal Rule of Civil Procedure 12(c).1 For the reasons stated below, defendants’ motion is GRANTED in part, DENIED in part. BACKGROUND Defendant Dr. Moshe is an internal medicine physician and the owner and principal of defendant Citimed, a New York based medical practice providing radiologic, diagnostic, and imaging services. Compl. ¶¶ 4–5, 31. Plaintiff Union Mutual is an insurance carrier that underwrites policies covering claims and lawsuits brought by

1 The Court hereinafter refers to the Memorandum of Law in Support of Defendants’ Motion for Judgment on the Pleadings, ECF No. 40-1, as the “Motion”; Plaintiff’s Memorandum of Law in Opposition to Defendants’ Motion, ECF No. 40-2, as the “Opposition”; and the Reply Memorandum of Law in Support of Defendants’ Motion, ECF No. 40-3, as the “Reply.” defendants’ patients. Compl. ¶ 36. According to plaintiff, defendants have engaged in a years-long scheme that “result[e]d in unnecessary treatment and a significant number of fraudulent claims and lawsuits being filed.” Compl. ¶ 13. The scheme works as follows. First, other medical providers would refer patients to defendants’ practice in connection with treament for injuries stemming from

construction, motor vehicle, or slip and fall accidents. Compl. ¶ 8. Upon referral defendants would conduct various diagnostic tests, including magnetic resonance imaging (“MRI”) and x-rays. Compl. ¶ 9. Defendants created medical reports containing the results of these tests; plaintiff alleges that these reports “provided findings and impressions that did not exist and/or failed to report findings and impressions that would have medically established that such injuries were . . . not acute or ca[us]ally connected to the alleged accident.” Compl. ¶ 9. According to plaintiff, defendants “knew of the falsity of the reports,” but agreed to do so with the understanding that by “providing the false medical reports to referring medical providers, the [d]efendants would continue to have patients referred to them.” Compl. ¶ 10. Defendants profited from this scheme because they “remitted invoices for payment founded upon the testing and false medical

reports[,]” and, based on the false reports, plaintiff “was induced to and did pay [d]efendants directly[.]” Compl. ¶¶ 11–12. Moreover, plaintiff alleges that it was foreseeable that “subsequent diagnoses and treatment, including expensive surgeries, and general liability lawsuits would be predicated upon the[] false reports,” and thus defendants should have known “that payment for such subsequent treatment would be sought and issued, and that costs to defend such lawsuits would be incurred.” Compl. ¶ 12. The complaint describes three specific fraudulent reports generated by defendants that are emblematic of this scheme. For example, “Claimant A” was allegedly injured when they slipped and fell while crossing a sidewalk in September 2018. Compl. ¶ 14. Claimant A sought treatment for their injuries and was referred by their physician to defendants for diagnostic tests, including MRIs of their spine. Compl. ¶ 14. Approximately eight months later, CitiMed conducted an MRI and generated a report indicating that “there was multilevel disc signal loss between T1 and T6 and annular tears at T4/5 and

T5/6.” Compl. ¶ 15. The report also indicated that Claimant A had “mild diffuse posterior disc bulges effacing epidural fat and contacting the thecal sac at L4/L5 and L5/S1 with regional nerve root encroachment.” Compl. ¶ 15. Plaintiff claims these reports were false and misleading based on an independent review by its own radiology expert that found “no annular tears present,” and that “there was evidence of multilevel degenerative disc disease” as well as “arthropathy resulting in narrowing of the lumbar spine” that were not included in the MRI report. Compl. ¶ 16. Defendants transmitted the fraudulent report to Claimant A’s doctor, “[p]laintiff and others,” knowing that the report would be used for “unnecessary treatment” and to “engage in litigation.” Compl. ¶ 17. Plaintiff makes similar allegations regarding Claimants B and C, and attached as an exhibit to its complaint a list of twenty-eight claims in total which it alleges were part of the fraudulent scheme. See

Compl. Ex. A (“List of Claims”), ECF No. 1-1. Plaintiff alleges that the individual defendant, Dr. Moshe, “controlled and directed the medical services provided to patients by ordering and providing radiological and imaging diagnostics and MRI reports, performed and authored by CitiMed identifying purported positive findings without correlation to degenerative conditions and providing inaccurate findings of the Claimants’ conditions.” Compl. ¶ 31. Plaintiff asserts that it has been injured by defendants’ scheme in at least two ways: (1) by reimbursing medical providers, including defendants, for unnecessary treatment predicated on defendants’ fraudulent conduct; and (2) by incurring costs for defending allegedly sham lawsuits resulting from defendants’ fraudulent conduct. See Compl. ¶ 37. Plaintiff alleges that it has incurred more than $3 million in damages. Compl. ¶ 37. On August 30, 2024, plaintiff filed the instant suit, bringing a claim for common law fraud and a claim for unjust enrichment. Compl. ¶¶ 38–57. Along with actual,

consequential, and punitive damages, plaintiff seeks a declaratory judgment declaring that defendants have sought fraudulent reimbursements and that plaintiff “is entitled to the return of payments made directly to the [d]efendants as a result of [d]efendants’ unlawful conduct.” Compl. ¶ 61. Defendants now move for judgment on the pleadings, and also seek dismisssal for lack of subject-matter jurisdiction. See Mot. LEGAL STANDARD I. Rule 12(b)(1) Under Rule 12(b)(1), a case is properly dismissed “when the district court lacks the statutory or constitutional power to adjudicate it.” Makarova v. United States, 201 F.3d 110, 113 (2d Cir. 2000). 2 Subject matter jurisdiction is “not waivable and may be raised at any time by a party or by the court sua sponte.” Lyndonville Sav. Bank & Tr. Co. v.

Lussier, 211 F.3d 697, 700 (2d Cir. 2000). “In resolving a motion to dismiss under Rule 12(b)(1), the district court must take all uncontroverted facts in the complaint . . . as true, and draw all reasonable inferences in favor of the party asserting jurisdiction.” Tandon v. Captain’s Cove Marina of Bridgeport, Inc., 752 F.3d 239, 243 (2d Cir. 2014).

2 Throughout this Order, the Court omits all internal quotation marks, footnotes, and citations, and adopts all alterations, unless otherwise indicated. II. Rule 12(c) The legal standard governing a motion for judgment on the pleadings pursuant to Rule 12(c) is identical to that governing a motion to dismiss pursuant to Rule 12(b)(6). Lively v. WAFRA Inv. Advisory Grp., Inc., 6 F.4th 293, 301 (2d Cir. 2021). When deciding a Rule 12(c) motion, a district court must “accept all factual allegations in the complaint

as true and draw all reasonable inferences in plaintiff’s favor.” Altman v. J.C. Christensen & Assocs., 786 F.3d 191, 193 (2d Cir. 2015).

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Union Mutual Fire Insurance Company v. Citimed Complete Medical Care, P.C., d/b/a Citimed Diagnostic; Regina Moshe, M.D., Counsel Stack Legal Research, https://law.counselstack.com/opinion/union-mutual-fire-insurance-company-v-citimed-complete-medical-care-pc-nyed-2026.