U S Fire Ins Co v. Vanderbilt Univ

Court of Appeals for the Sixth Circuit·Decided September 28, 2001·No. 00-5301·Published

Opinion

5(&200(1'(' )25 )8//7(;7 38%/,&$7,21 3XUVXDQW WR 6L[WK &LUFXLW 5XOH 

(/(&7521,& &,7$7,21  )(' $SS 3 WK &LU )LOH 1DPH DS

81,7('67$7(6&28572)$33($/6 )257+(6,;7+&,5&8,7 BBBBBBBBBBBBBBBBB

81,7(' 67$7(6 ),5( ; ,1685$1&( &203$1<  3ODLQWLII$SSHOOHH   1RV    3ODLQWLII$SSHOODQW !      Y   9$1'(5%,/7 81,9(56,7<   DQG9$1'(5%,/7 81,9(56,7<  0(',&$/ &(17(5  'HIHQGDQWV$SSHOODQWV     'HIHQGDQWV      67 3$8/ ),5( 0$5,1(  ,1685$1&( &203$1<DQG  67 3$8/ 0(5&85<  ,1685$1&( &203$1<  'HIHQGDQWV    'HIHQGDQWV$SSHOOHHV       1

  8QLWHG6WDWHV)LUH,QV&RY 1RV 9DQGHUELOW8QLYHWDO

$SSHDOIURPWKH8QLWHG6WDWHV'LVWULFW&RXUW IRUWKH0LGGOH'LVWULFWRI7HQQHVVHHDW1DVKYLOOH 1Rn$OHWD$7UDXJHU'LVWULFWsXGJH $UJXHGsXQH 'HFLGHGDQG)LOHG6HSWHPEHU %HIRUH%2**6DQG68+5+(,15,&+&LUFXLWsXGJHV DQG&/(/$1''LVWULFWsXGJH BBBBBBBBBBBBBBBBB &2816(/ $5*8('  *UHJJ : 0DFNXVH 0,//(5 $/)$12 5$63$17,3KLODGHOSKLD3HQQV\OYDQLD%HWKDQ\.&XOS +,16+$: &8/%(576210LQQHDSROLV0LQQHVRWDIRU 'HIHQGDQWV  %ULDQ 6 0DUWLQ 6+(,1)(/' 0$/(< .$<+RXVWRQ7H[DVIRU3ODLQWLIIV21%5,()*UHJJ: 0DFNXVH0,//(5$/)$12 5$63$17,3KLODGHOSKLD 3HQQV\OYDQLD %HWKDQ\ . &XOS +,16+$: &8/%(576210LQQHDSROLV0LQQHVRWD:LOOLDP12]LHU %$66%(55< 6,061DVKYLOOH7HQQHVVHH*HRUJH% 0F*XJLQ:$7.,160F*8*,10F1(,//< 52:$1 3//& 1DVKYLOOH 7HQQHVVHH IRU 'HIHQGDQWV  %ULDQ 6 0DUWLQ sDQLV + 'HWORII 6+(,1)(/' 0$/(<  .$< +RXVWRQ7H[DV0LFKDHO64XLQQ6+(,1)(/'0$/(< .$<$XVWLQ7H[DV+%XFNOH\&ROH*5((1(%$80 '2//  0F'21$/' 3//& 1DVKYLOOH 7HQQHVVHH IRU 3ODLQWLIIV

7KH +RQRUDEOH 5REHUW + &OHODQG 8QLWHG 6WDWHV 'LVWULFW sXGJH IRU WKH (DVWHUQ 'LVWULFW RI 0LFKLJDQ VLWWLQJ E\ GHVLJQDWLRQ  8QLWHG6WDWHV)LUH,QV&RY 1RV 1RV 8QLWHG6WDWHV)LUH,QV&RY  9DQGHUELOW8QLYHWDO 9DQGHUELOW8QLYHWDO

,,, BBBBBBBBBBBBBBBBB 86)LUHFRQGLWLRQDOO\DSSHDOHGWKHGLVWULFWFRXUWjVGHFLVLRQ 23,1,21 JUDQWLQJ6W3DXOjVPRWLRQWRGLVPLVVDQGGHQ\LQJ86)LUHjV BBBBBBBBBBBBBBBBB PRWLRQIRUOHDYHWRDPHQGLWVFRPSODLQW86)LUHLQFOXGHG 6W3DXODVDGHIHQGDQWLQLWVRULJLQDOGHFODUDWRU\MXGJPHQW %2**6&LUFXLWsXGJH1HDUO\ILIW\\HDUVDIWHUFRQGXFWLQJ DFWLRQ RQ WKH EDVLV WKDW 6W 3DXO ZDV 9DQGHUELOWjV SULPDU\ DQH[SHULPHQWLQZKLFKRYHUHLJKWKXQGUHGSUHJQDQWZRPHQ LQVXUHUGXULQJWKH\HDUVRI86)LUHjVH[FHVVSROLFLHV86 LQJHVWHGDOLTXLGVXEVWDQFHWKDWoXQEHNQRZQVWWRWKHZRPHQ )LUHODWHUILOHGDPRWLRQIRUOHDYHWRDPHQGLWVFRPSODLQWWR oFRQWDLQHGUDGLRDFWLYHLURQLVRWRSHV9DQGHUELOW8QLYHUVLW\ DGGFODLPVDJDLQVW6W3DXOIRULQGHPQLW\DQGFRQWULEXWLRQ DQGWKH9DQGHUELOW8QLYHUVLW\0HGLFDO&HQWHU m9DQGHUELOWl EUHDFKRIWKHGXW\RIJRRGIDLWKDQGWRUWLRXVLQWHUIHUHQFHWR ZHUHVXHGLQDFODVVDFWLRQODZVXLW9DQGHUELOWVHWWOHGWKH WKHH[WHQW86)LUHLVKHOGOLDEOHWR9DQGHUELOW7KHGLVWULFW ODZVXLWDQGWKHQVRXJKWLQGHPQLW\IURPLWVLQVXUHUV6W3DXO FRXUW GHQLHG 86 )LUHjV PRWLRQ IRU OHDYH WR DPHQG DQG )LUH  0DULQH ,QVXUDQFH &RPSDQ\ DQG 6W 3DXO 0HUFXU\ JUDQWHG6W3DXOjVPRWLRQWRGLVPLVVRQWKHEDVLVWKDW86 ,QVXUDQFH &RPSDQ\ m6W 3DXOl  DQG 8QLWHG 6WDWHV )LUH )LUHKDGQROLDELOLW\WR9DQGHUELOW6LQFHZHWRRKROGWKDW ,QVXUDQFH &RPSDQ\ m86 )LUHl   6W 3DXO HQWHUHG LQWR D 86 )LUH KDV QR OLDELOLW\ WR 9DQGHUELOW ZH DIILUP WKHVH VHWWOHPHQWDJUHHPHQWZLWK9DQGHUELOW86)LUHRQWKHRWKHU GHFLVLRQVRIWKHGLVWULFWFRXUW KDQG UHIXVHG WR LQGHPQLI\ 9DQGHUELOW DQG VRXJKW D FRXUW MXGJPHQW WR GHWHUPLQH WKH H[WHQW RI LWV OLDELOLW\ XQGHU WKH ,9 WHUPVRIWKHDSSURSULDWHSROLFLHV7KHGLVWULFWFRXUWUXOHGLQ IDYRURI86)LUHRQWKHEDVLVWKDW9DQGHUELOWGLGQRWJLYH )RU WKH IRUHJRLQJ UHDVRQV WKH GLVWULFW FRXUWjV JUDQW RI 86)LUHWLPHO\QRWLFHRIDQRFFXUUHQFHXQGHUWKHWHUPVRI VXPPDU\MXGJPHQWWR86)LUHRQWKHLVVXHRIQRWLFHGHQLDO WKH SROLFLHV  9DQGHUELOW QRZ DSSHDOV  )RU WKH IROORZLQJ RI86)LUHjVPRWLRQIRUOHDYHWRDPHQGLWVFRPSODLQWDQG UHDVRQVZHDIILUP JUDQWRI6W3DXOjVPRWLRQWRGLVPLVVDUH$)),50(' , %HWZHHQ  DQG  IDFXOW\ DQG VWDII DW 9DQGHUELOW FRQGXFWHGDQH[SHULPHQWLQZKLFKPRUHWKDQHLJKWKXQGUHG SUHJQDQWZRPHQZHUHIHGUDGLRDFWLYHLURQLVRWRSHVLQRUGHU WR IDFLOLWDWH WKH VFLHQWLILF WUDFNLQJ RI LURQ DEVRUSWLRQ LQ SUHJQDQWZRPHQ mWKH([SHULPHQWlRUmWKHVVWXG\l  6HH&UDIWY9DQGHUELOW8QLY)6XSSG 0' 7HQQ 7KH([SHULPHQWZDVFRQGXFWHGDVSDUWRIWKH 7HQQHVVHH9DQGHUELOW1XWULWLRQ3URMHFW3DUWLFLSDQWVLQWKH SURMHFW ODWHU FODLPHG WKDW WKH\ ZHUH QRW LQIRUPHG RI WKH UDGLRDFWLYH QDWXUH RI WKH LURQ VROXWLRQ WKH\ LQJHVWHG  7KH SDUWLFLSDQWVODWHUVWDWHGWKDWWKH\ZHUHWROGWKHVROXWLRQZDVD mFRFNWDLOlRUmYLWDPLQGULQNl6HHLELG  8QLWHG6WDWHV)LUH,QV&RY 1RV 1RV 8QLWHG6WDWHV)LUH,QV&RY  9DQGHUELOW8QLYHWDO 9DQGHUELOW8QLYHWDO

Free access — add to your briefcase to read the full text and ask questions with AI

U S Fire Ins Co v. Vanderbilt Univ, (6th Cir. 2001).

U S Fire Ins Co v. Vanderbilt Univ (U S Fire Ins Co v. Vanderbilt Univ) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.