Tucker v. Columbian National Life Insurance

232 Mass. 224
CourtMassachusetts Supreme Judicial Court
DecidedFebruary 27, 1919
StatusPublished
Cited by15 cases

This text of 232 Mass. 224 (Tucker v. Columbian National Life Insurance) is published on Counsel Stack Legal Research, covering Massachusetts Supreme Judicial Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Tucker v. Columbian National Life Insurance, 232 Mass. 224 (Mass. 1919).

Opinion

Rugg, C. J.

This is an action on a judgment recovered in an Alabama court against the defendant as a non-resident. The judgment was by default and was based upon service on the insurance commissioner of Alabama, whom the defendant in 1909 had appointed to be and remain its agent for that purpose, as required by the Alabama statute. By force of that statute that appointment was to “continue in force irrevocably as long as any liability of the company remains outstanding in this State.” The certified copy of the judgment record of the Alabama court was in evidence and is printed in the record at bar. It shows that an appearance had been entered for the defendant, which subsequently was withdrawn with the consent of the plaintiff on the ground that it was entered without authority. No reliance is placed on this by the plaintiff and it is laid on one side. The only service upon which this judgment can rest is that made on the insurance commissioner of Alabama on April 7, 1915. The court found the facts to be that on February 19, 1909, the defendant was licensed to transact the business of life and accident insurance in Alabama until December 31, 1909. Its license expired on the latter date. “The defendant ceased writing new insurance in Alabama before December 31, 1909, the date when said license expired. The defendant did not renew said license, and did not do any kind of business in Alabama after December, 1909, but a few of its policies upon which premiums had been paid in 1909 remained in force during a part of the year 1910, but no premiums were received upon them after 1909 and the policies had all lapsed by the autumn of 1910.”

This was all the evidence. The case comes here, after a finding for the plaintiff, on the refusal to grant three rulings requested by the defendant: (1) a general request that the plaintiff could not recover, (2) that the Alabama statute did not authorize the service upon the insurance commissioner upon which the judgment was founded, and (3) that, if the Alabama statute did authorize such service, it was in violation of the Fourteenth Amendment to the Constitution of the United States.

[228]*228There is a presumption in favor of the regularity of the proceedings of any court of general jurisdiction in a sister State. Buffum v. Stimpson, 5 Allen, 591. But, as was said in Galpin v. Page, 18 Wall. 350, 371, “where the general powers of the court are exercised over a class not within its ordinary jurisdiction upon the performance of prescribed conditions, no such presumption of jurisdiction will attend the judgment of the court. The facts essential to the exercise of the special jurisdiction must appear in such cases upon the record.” St. Clair v. Cox, 106 U. S. 350. Rand v. Hanson, 154 Mass. 87. The defendant having been a corporation foreign to the jurisdiction of the State of Alabama, it must therefore appear on the record that the court of that State, which rendered the judgment here in suit, acquired jurisdiction of the defendant through service upon some agent duly authorized to receive service within that State.

The jurisdiction cannot be sustained in the case at bar on the ground that the defendant was doing business in the State of Alabama after December 31, 1909. The continued existence of the policies issued by it during 1909, after its license to do business had expired, did not constitute a doing of business. Provident Savings Life Assurance Society v. Kentucky, 239 U. S. 103.

There is nothing in the record to indicate that the defendant had revoked its power of attorney, as in Hunter v. Mutual Reserve Life Ins. Co. 218 U. S. 573. While of course the power of attorney would not be kept open, after the defendant ceased actually to do business in Alabama, for the benefit of litigants outside the class whose relations with the company began in the State while it was doing business there, yet the power of attorney was irrevocable as to those persons entitled to its benefits through business relations with the defendant while so authorized and doing business in Alabama. The case, therefore, has been argued by both the plaintiff and the defendant on the theory that the plaintiff cannot prevail unless the record shows that the judgment was founded on a cause of action which accrued on or before December 31, 1909, the date when the defendant’s license to do business in Alabama expired and when it actually ceased to do business there.

The declaration in the plaintiff’s action in Alabama, as shown by the judgment record, set out five causes of action in five dif[229]*229ferent counts, in these words: “Q.] The plaintiff claims of the defendant two hundred ($200.00) dollars, due from it by account on the 1st day of January, 1915. [2] And the plaintiff further claims of the defendant two hundred ($200.00) dollars, due for money loaned by the plaintiff to the defendant on the 1st day of January, 1910. [3] And the plaintiff further claims of the defendant two hundred ($200.00) dollars, due on account stated between the plaintiff and the defendant on the 1st day of January, 1910. [[4] And the plaintiff further claims of the defendant two hundred ($200.00) dollars, due for money paid by the plaintiff for the defendant at its request on the 1st day of January, 1910. [[5] And the plaintiff further claims of the defendant two hundred ($200.00) dollars, due for work and labor done by the plaintiff for the defendant at its request on the 1st day of January, 1910.” It was agreed by the plaintiff at the argument that all these counts were for the same cause of action.

It is manifest that all these counts save the third allege causes of action arising at a time when the defendant had ceased to do business in Alabama. But the third count is a count upon an account stated. In the absence of any evidence as to the law of pleading of Alabama, it must be presumed to be as to the common law the same as that of this Commonwealth. The common law is that “An account stated must be founded on previous transactions of a monetary character creating the relation of debtor and creditor. Lubbock v. Tribe, 3 M. & W. 607.” Chase v. Chase, 191 Mass. 556, 562. The judgment of the Alabama court was “on said account.” These words might, so far as concerns form and construed with strictness, be equally applicable either to count one, which appears to have been on a general “account,” or upon count three on an “account stated.”

Where there is a general finding for a plaintiff upon a declaration of several counts, it is enough, as against an exception to a refusal to direct a verdict for the defendant, if there is evidence to support a verdict on only one count. Pelton v. Nichols, 180 Mass. 245. Armstrong v. Stair, 217 Mass. 534, 536. In view of this principle, it hardly can be said, as is argued by the defendant, that the possibility of drawing an inference or indulging a presumption that the judgment in Alabama was in truth rendered on the third count, is destroyed by the allegations of counts 1, 2, 4 and 5 [230]*230that the causes of action there set forth arose on January 1, 1910.

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Cite This Page — Counsel Stack

Bluebook (online)
232 Mass. 224, Counsel Stack Legal Research, https://law.counselstack.com/opinion/tucker-v-columbian-national-life-insurance-mass-1919.