Trice v. Lancaster

270 S.W.2d 519, 1954 Mo. App. LEXIS 335
CourtMissouri Court of Appeals
DecidedJuly 20, 1954
Docket28794
StatusPublished
Cited by20 cases

This text of 270 S.W.2d 519 (Trice v. Lancaster) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Trice v. Lancaster, 270 S.W.2d 519, 1954 Mo. App. LEXIS 335 (Mo. Ct. App. 1954).

Opinion

HOUSER, Commissioner.

This is an action in three counts for actual ' and punitive damages for slander brought by Leo Trice against Atlanta Life Insurance Company, a corporation, and O, L. Lancaster, Sr., its branch office manager. Tried to a jury a verdict for plaintiff and against both defendants on all counts in the total sum of $3,550 was returned. Following the entry of judgment upon the verdict the trial court sustained defendants’, motion for judgment in accordance with their motions for directed verdict, and entered judgment for defendants on all counts. Plaintiff has appealed from the latter judgment.

The -petition alleged that the individual defendant made certain slanderous statements concerning plaintiff, an insurance salesman and collecting agent formerly employed by the corporate defendant, charging him with the crime of embezzlement in taking 'certain premium payments which he had collected and'which belonged to defendant company. The answer pleaded a general deniál, or in the alternative the truth of the statements, and as a second alternative the defense of qualified privilege in that the statements, if made, were made without malice or ill will to policyholders of the company during an investigation of the accounts of plaintiff. The defendant company admitted that at any time Lancaster may have spoken to the three persons to whom the publications were allegedly made, he was acting as general manager and agent of defendant in defendant’s business “and that all of his actions were within the scope of his employment and in the actual performance of his duties for defendant.”

Plaintiff was employed by the corporate defendant to sell insurance and collect premiums from policyholders. The premiums were ordinarily paid quarterly and varied in amount from' $4.86 to $57. Upon collection of a premium plaintiff would issue to the policyholder a company form called a “Collection Acknowledgment” which contained the following printed matter: “Each ■ agent must máke report at close of each day of results obtained on field the previous day.” Premiums were reported to the company on a form entitled “Agent’s Daily Re *522 port” on which were reported the date, name of the policyholder, policy number, due date of the premium, amount of the premium, date the premium was paid to the agent, etc. Plaintiff salesman’s contract with the company provided:

“17. The Salesman shall keep true accounts of the business done by himself in the books and on the forms provided by the Company.
"18. The Salesman agrees to keep separate and distinct all moneys belonging to the Company and to pay over immediately to the Company all collections made in its behalf, in no case making personal use of such funds.”

Between January 1 and October 11, 1950, plaintiff made between 1000 and 1500 collections. It was agreed at the trial that in 58 instances the collection acknowledgments given to policyholders and plaintiff’s daily reports showed that he collected premiums seven to ten days before they were reported to the company. In each instance plaintiff had made several reports between the day the premium was actually collected and the day it was reported to the company. As an example: Plaintiff collected three premiums of $12.07 each from George and V. Rem-bert on September 12, 1950. One of the premiums was reported to the company on October 11 as having been collected on October 6. The other two premiums were reported on September 26 as having been collected on September 25. Plaintiff made several reports to the company between September 12 and the date these payments were reported to the company.

According to plaintiff the 58 payments were not reported as soon as they were collected for the reason that there was a financing plan, in fact two financing plans, in operation in the office. In many instances the policyholder would not have enough cash on hand to pay the premium by the expiration of the grace period. In such cases, according to plaintiff, Lancaster instructed the agent to follow the practice of financing the payment of the premium out of his own pocket, drawing in advance on his salary by voucher. Under the second financing plan, if an agent did not have the money with which to finance a case he was instructed by Lancaster to go out and collect an advance premium on a policy on which the grace period was not about to expire and apply the premium to a policy that was about to lapse. When the latter policyholder paid his premium plaintiff would use the money for the payment ‘of the premium of the first policyholder. The object was to “save a lapse, because he (Lancaster) was very strict and hard about lapses and also about delivered business.” Some of the policyholders paid their premiums under a part payment plan but agents were not allowed to turn in the part payment to the office until the full amount of the premium was collected. Other agents as well as Lancaster followed this practice of applying advance premiums to prevent policies from lapsing and to deliver policies. Lancaster had shown plaintiff three or four agent report books in Lancaster’s desk in which were listed premiums that Lancaster had collected but not reported. Lancaster kept agents’ daily reports in his desk, to be reported later. Lancaster gave the office girl who answered the telephone a list so that if a policyholder whose money had been used in this manner called in answer to a form letter sent to those whose premiums had not been reported he could be informed that the premium had been paid and that a receipt would be issued in a few days. Plaintiff received a letter from defendant company signed by Lancaster on October 5, 1950 advising him that his services with the company were suspended pending further audit of his debit. It was during the investigation of the audit that the allegedly slanderous statements were made 'by Lancaster.

Plaintiff made a report to the company on 'October 5, which was the day before he received the letter of suspension. On October 7 plaintiff reported $116.93 in premiums which he had collected before October 5. One of these collections, a premium in the sum of $57, was collected September 22. When he made the October 7 report plaintiff requested and was given permission to *523 -collect premiums from policyholders whom he had arranged to see before receipt of the letter of suspension. On October 9 plaintiff made written application to Monsanto Credit Union for a loan of $350. The application for the loan recited that the purpose of the loan was to pay for dental work, coal, clothing and on account of a death in the family. The application was approved and the loan was made to plaintiff on October 11. On the same day, October 11, plaintiff reported to and paid the insurance company $185.06, of which $132.70 had been collected by plaintiff prior to October 7. One of the items of the remittance of October 11 was a payment which was actually collected by plaintiff on July 11, 1950, exactly three months previously. On interrogatories plaintiff denied that he had made a loan between October 1 and October 15 to pay back premiums to the insurance company. In answer to another question he denied that he had made a loan for any purpose between those dates. These denials were made before plaintiff knew that defendants were informed of the loan.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Weaver v. African Methodist Episcopal Church, Inc.
54 S.W.3d 575 (Missouri Court of Appeals, 2001)
Southwest Bank of Polk County v. Hughes
883 S.W.2d 518 (Missouri Court of Appeals, 1994)
Stewart v. Alton & Southern Railway Co.
849 S.W.2d 119 (Missouri Court of Appeals, 1993)
Paul's Rod & Bearing, Ltd. v. Kelly
847 S.W.2d 68 (Missouri Court of Appeals, 1991)
Turner v. Welliver
411 N.W.2d 298 (Nebraska Supreme Court, 1987)
Motor Transportation Springfield v. Orval Davis Tire Co.
585 S.W.2d 195 (Missouri Court of Appeals, 1979)
Cash v. Empire Gas Corp.
547 S.W.2d 830 (Missouri Court of Appeals, 1976)
Hahn v. Kotten
331 N.E.2d 713 (Ohio Supreme Court, 1975)
Potter v. Milbank Manufacturing Company
489 S.W.2d 197 (Supreme Court of Missouri, 1972)
State ex rel. Pauli v. Geers
462 S.W.2d 166 (Missouri Court of Appeals, 1970)
Commonwealth v. Howzell
53 Pa. D. & C.2d 501 (Chester County Court of Common Pleas, 1970)
Estes v. Lawton-Byrne-Bruner Insurance Agency Co.
437 S.W.2d 685 (Missouri Court of Appeals, 1969)
Tietjens v. General Motors Corporation
418 S.W.2d 75 (Supreme Court of Missouri, 1967)
Clay v. Eagle Reciprocal Exchange
368 S.W.2d 344 (Supreme Court of Missouri, 1963)
Clay v. Independence Mutual Insurance Company
359 S.W.2d 679 (Supreme Court of Missouri, 1962)
Brede Decorating, Inc. v. Jefferson Bank & Trust Co.
345 S.W.2d 156 (Supreme Court of Missouri, 1961)
Farrar v. Mayabb
326 S.W.2d 337 (Missouri Court of Appeals, 1959)

Cite This Page — Counsel Stack

Bluebook (online)
270 S.W.2d 519, 1954 Mo. App. LEXIS 335, Counsel Stack Legal Research, https://law.counselstack.com/opinion/trice-v-lancaster-moctapp-1954.