Treadwell v. Union Insurance Co.
This text of 6 Cow. 270 (Treadwell v. Union Insurance Co.) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
Curia, per
Three points are raised by the defendants :
1. That the vessel was not sea worthy ;
2. That the master was guilty of so many and great de? lays, as amounted to a deviation ;
3. That the voyage was broken up, on account of the state of the cargo ; and not from the impossibility of procuring another vessel, to send on the cargo to New-York.
As to the vessel, it is satisfactorily made out, that she was tight, staunch and strong, on the 13fA of September, 1823. Having received her cargo onboard, she sailed on her voyage to New-York, down Perquimions river, from a place at or near Hertford, in the state of North-Carolina. The crew consisted of the captain, and one hand. On the 16⅞ of September, and while the vessel lay in Cape Halteras channel, detained by head winds, the master shipped another hand. It satisfactorily appears that the crew previously on board was competent for river and sound navigation. The weight of evidence is, that three hands were a competent number for the residue of the voyage. Owing to adverse winds, there was great delay, and little progress made; but there is no ground for believing that reasonable diligence was not used in the prosecution of the voyage. The risk commenced at and from North-Carolina. If the vessel was seaworthy at the time she passed the boundary line of that state, it is sufficient. The insurers not being responsible for a loss happening previous to her arrival at the point of departure, the inquiry as to her previous seaworthiness, I apprehend, becomes immaterial.
But it is contended that there was not a competent crew, because the master was not acquainted with the science of navigation. This question was not raised at the trial. The attention of neither the judge nor jury was called to the point. It was a question of fact, whether the coasting [273]*273trade could be pursued with safety, without having on board a navigator capable of making an observation to find the latitude. From the finding of the jury, itmay be presumed they considered it unnecessary. Had the question been raised at the trial, we cannot say that the plaintiffs might not have given further evidence; and shown that, from the nature of this navigation, the proximity to land, the number of harbors, as well as from other facts, it was consistent with prudence and safety, to dispense with a scientific navigator, it is not, therefore, admissible, to allow the defendants the benefit of this exception now. It should have been made at the trial. Berrian testified, that not more than one fourth of the masters of vessels, of the size of the Lodge, engaged in this trade, understand the science of navigation ; and that that fact is generally known in New-York. This, it is true, does not prove a usage, sanctioned by the practice of the community generally ; but it goes far to show in what light the practice is considered by mariners and navigators of vessels. That proof of general usage would have been admissible, I think undeniable, provided it had been made out according to the rule in Smith v. Wright, (1 Caines, 45.) It is there observed, “ the true test of commercial usage is, its having existed a sufficient length of time to have become generally known, and to warrant a presumption that contracts are made in reference to it ”
If this view be correct, it follows, that a new trial should not be granted, on the ground of an incompetent crew.
But the objection, if made in season, cannot avail. The assured, it is true, cannot recover, unless there be a sufficient crew, and a captain and pilot of competent skill. (7 T. R. 160.) But the plaintiffs have very satisfactorily proved the general competency of the master. Several witnesses speak of him as entirely competent for the voyage. If the alleged incompetency is founded on the fact that he was ignorant of navigation, it was incumbent on the defendants to have shown that such ignorance was a disqualification ; that it was not considered safe to make the voyage, v/ithout having a scientific navigator. No [274]*274such testimony was given. The defendants’ witnesses da nof gjve an Opinion on this point. They say, they have taken a navigator; but they do not say, it might not be sa^e^ dispensed with.
I should not, therefore, be disposed to disturb the verdict, on the evidence stated in the case relative to this ground of the motion.
As to the third question, the general rule is, that when the ship becomes disabled, it is the duty of the master to procure another vessel, if it is in his power ; and the insurer is not answerable for his voluntary neglect so to do, unless such neglect is caused by an act of barratry. (9 John. 21.) What may be done, ought to be done, when the rights of third persons are essentially concerned in the act. This general rule, however, is restricted to reasonable limits. The circumstances of each particular case must be considered. From them it must be determined, whether the difficulties in the way were so great as to form an excuse for not sending on the cargo. In the case of Saltus v. The Ocean Insurance Company, (12 John. 107,) it was decided that the master was not bound to seek a vessel, out of the port of distress, or out of a port immediately contiguous, in that case, there were a number of vessels at Cork, 16 miles distant, which the master supposed might have been obtained ; but he made no attempt to procure them. The question resolves itself into this ; not whether a master, by going to a distant port or place, might have procured another vessel ; nor, whether by first conveying the cargo some distance over land, it was possible to effect a re-shipment; but whether, under the circumstances in which he was placed, the law required him to make the attempt. Some certain rule, to govern the discretion of the master, is desirable, wherever practicable. Although no general rule will govern every case, the approach to certainty will be considered beneficial to all parties. I think, then, the rule laid down in the last case is at once safe and reasonable. If there be a vessel in the same port, or a contiguous port, which is substantially [275]*275Ihe same thing, his duty is clear. The rule is imperative. But where resort must be had to distant places, and, independent of procuring a vessel, there are further serious. impediments in the way of putting the cargo onboard, the.,rule is not obligatory.
In the present instance, the vessel was wrecked, and lying on the beach. There was no port within a number of miles. A vessel could not come along side, for the purpose of re-shipment. In the first place, the w'heat must have been carted across the beach. After that had been done, it appears from the evidence, boats would have been necessary to carry it to the vessel, a distance of several miles, it not being practicable to approach the shore. The conveyance in boats would have been attended with danger : in a calm, with but little ; but if a gale had come on, with almost certain destruction. Must this labor and hazard be incurred to make the underwriter liable ? The master was not bound to transport the wheat by land ; and then incur the risk of sending it in boats to the vessel. I think ihe application of so severe a principle unreasonable in itself; and not called for, in order to enforce, in good faith, the execution of the contract.
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6 Cow. 270, Counsel Stack Legal Research, https://law.counselstack.com/opinion/treadwell-v-union-insurance-co-nysupct-1826.