Toy v. State Farm Fire and Casualty Company

CourtDistrict Court, E.D. Louisiana
DecidedApril 23, 2025
Docket2:23-cv-04095
StatusUnknown

This text of Toy v. State Farm Fire and Casualty Company (Toy v. State Farm Fire and Casualty Company) is published on Counsel Stack Legal Research, covering District Court, E.D. Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Toy v. State Farm Fire and Casualty Company, (E.D. La. 2025).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF LOUISIANA JANICE TOY * CIVIL ACTION

VERSUS * NO. 23-4095

STATE FARM FIRE AND CASUALTY * SECTION “J” (2) COMPANY

ORDER AND REASONS

Pending before me is Defendant State Farm Fire and Casualty Company’s Motion for Protective Order and Motion to Quash Deposition Until Protective Order is in Place. ECF No. 21. Plaintiff Janice Toy filed an Opposition Memorandum, and State Farm filed a Reply Memorandum. ECF Nos. 23, 24. No party requested oral argument in accordance with Local Rule 78.1, and the court agrees that oral argument is unnecessary. Having considered the record, the submissions and arguments of counsel, and the applicable law, State Farm’s Motion for Protective Order is GRANTED and its alternative Motion to Quash Deposition Until Protective Order is in Place is DENIED AS MOOT for the reasons stated herein. I. BACKGROUND Plaintiff filed suit to recover contractual and extra-contractual damages allegedly resulting from Hurricane Ida. ECF No. 1. State Farm answered and asserted, among other things, that certain damages were not caused by a covered loss under the policy and that it properly adjusted the loss. ECF No. 10. The Court issued a Scheduling Order on October 22, 2024 setting a September 22, 2025 trial date with a July 29, 2025 discovery deadline. ECF No. 17. Plaintiff issued a Rule 30(b)(6) notice of deposition and accompanying document request seeking documents related to State Farm’s claims handling policies, procedures, and methodology. ECF No. 21-4 at 4, 6. State Farm asserts that it does not oppose producing responsive documents but needs a protective order precluding Plaintiff from disclosing or using same outside of this litigation. ECF No. 21-1 at 2–3. State Farm attaches three employees’ affidavits to establish that its claims handling policies, procedures, and methodology (specifically, its Operations Guidelines, Standard Claim Processes, and Jurisdictional References) were created over time at considerable

expense, it considers this material proprietary, and it does not share this information with third parties. ECF Nos. 21-7, 21-8, 21-9; see also ECF No. 21-1 at 2–4, 6–9. In Opposition, Plaintiff argues that there is a difference between documents a party would like to keep private and documents that qualify for judicial protection. ECF No. 23. Plaintiff asserts that State Farm’s documents do not qualify as trade secret or confidential information, State Farm has not established good cause with a particular and specific demonstration of facts as distinguished from conclusory statements as required by Rule 26(c), and the First Amendment entitles Plaintiff’s counsel to share discovery with others. Id. at 2–5. Plaintiff then distinguishes the cases cited by State Farm. Id. at 6–7.

In Reply, State Farm argues that jurisprudence supports its position that claims handling policies and procedures qualify for protection as trade secrets. ECF No. 24 at 1–3. Further, the there is good cause to protect its trade secrets to avoid competitive disadvantage. Id. at 3–4. State Farm argues that Plaintiff’s efforts to distinguish the cases supporting issuance of a protective order fail. Id. at 5–9. II. STANDARD FOR PROTECTIVE ORDER Under Rule 26, a “court may, for good cause, issue an order to protect a party or person from annoyance, embarrassment, oppression, or undue burden or expense.” FED. R. CIV. P. 26(c)(1). A protective order may forbid discovery or specify terms for discovery. Id. at 26(c)(1)(A)-(B). Indeed, Rule 26 offers a variety of potential options that the court may use to protect the moving party, including forbidding or limiting the scope of discovery into certain matters. Id. at 26(c)(1)(D). “Good cause” exists when disclosure will result in a clearly defined and serious injury to the party seeking the protective order.1 In determining good cause, the court must balance the risk

of injury without the protective order and the requesting party’s need for information.2 The party seeking the protective order bears the burden of showing that a protective order is necessary, “which contemplates a particular and specific demonstration of fact as distinguished from stereotyped and conclusory statements.”3 Courts have superimposed a somewhat demanding balancing of interests approach to the Rule, comparing the hardship to the party against whom discovery is sought against the probative value of the information to the other party and considering any relevant public interests in the analysis.4 A district court may exercise its sound discretion in determining how far to restrict discovery, and in particular, the decision whether to grant or deny a request for a protective order is entrusted to the district court’s sound discretion.5 The trial court enjoys wide discretion in setting

the parameters of a protective order.6 III. ANALYSIS Plaintiff appears to confuse the legal standards governing protective orders versus sealing orders. Protective orders apply to discovery and require a finding of “good cause,” whereas sealing

1 Pansy v. Borough of Stroudsburg, 23 F.3d 772, 786 (3d Cir. 1994) (citation and quotation omitted). 2 Blanchard & Co., Inc. v. Barrick Gold Corp., No. 02-3721, 2004 WL 737485, at *5 (E.D. La. Apr. 5, 2004). 3 E.E.O.C. v. BDO USA, L.L.P., 876 F.3d 690, 698 (5th Cir. 2017) (citing In re Terra Int’l, 134 F.3d 302, 306 (5th Cir. 1998)) (quoting United States v. Garrett, 571 F.2d 1323, 1326 n.3 (5th Cir. 1978)). 4 Cazorla v. Koch Foods of Miss., L.L.C., 838 F.3d 540, 555 (5th Cir. 2016). 5 Nguyen v. Excel Corp., 197 F.3d 200, 209 n.27 (5th Cir. 1999) (citation omitted). 6 See Seattle Times Co. v. Rhinehart, 467 U.S. 20, 36 (1984) (“To be sure, Rule 26(c) confers broad discretion on the trial court to decide when a protective order is appropriate and what degree of protection is required.”). orders involve blocking public access to court-filed documents under a stricter balancing test.7 A civil litigant gains information through the discovery process as a matter of legislative grace.8 The prevention of the abuse that can attend coerced production of information in discovery is sufficient justification for the authorization of protective orders. In contrast, the standard for placing a document under seal is different from the standard governing whether unfiled discovery should be

kept confidential.9 “At the discovery stage, when parties are exchanging information, a stipulated protective order under Rule 26(c) may well be proper. Party-agreed secrecy has its place—for example, honoring legitimate privacy interests and facilitating the efficient exchange of information.”10 As to court filings, the Fifth Circuit has explained that “the working presumption is that judicial records should not be sealed” and the court “must undertake a case-by-case, document-by- document, line-by-line balancing of the public’s common law right of access against the interests favoring nondisclosure” before deciding to seal filed documents.11 Public access to judicial records helps to promote trust in the judicial process, and courts must be mindful of the public’s

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Toy v. State Farm Fire and Casualty Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/toy-v-state-farm-fire-and-casualty-company-laed-2025.