Torre v. Ramirez

2026 IL App (1st) 250053-U
Appellate Court of Illinois·Decided March 13, 2026·No. 1-25-0053·Unpublished

Opinion

2026 IL App (1st) 250053-U No. 1-25-0053

Order filed March 13, 2026 Fifth Division

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

IN THE

APPELLATE COURT OF ILLINOIS FIRST DISTRICT

ESAUL DE LA TORRE, ) Appeal from the ) Circuit Court of Plaintiff-Appellant, ) Cook County )

v. ) No. 2021 L 012854 )

GUILLERMO RAMIREZ, ) The Honorable ) Jerry A. Esrig, Defendant-Appellee. ) Judge Presiding.

JUSTICE WILSON delivered the judgment of the court.

Presiding Justice Mitchell and Justice Mikva concurred in the judgment.

ORDER

¶1 Held: We affirm the trial court’s judgment in favor of defendant on plaintiff’s breach of contract complaint. Absent report of proceedings, we must assume the trial court’s finding conformed to law and had sufficient factual basis.

¶2 This appeal arises from plaintiff Esaul De La Torre’s breach of contract action against defendant Guillermo Ramirez, in which Torre alleged that he was entitled to a $59,000 credit toward the balance due under a 2010 installment contract for deed. Following a two-day bench trial, the circuit court entered judgment in favor of Ramirez on Torre’s complaint, finding that Torre failed to meet his burden of proof on the claimed credit. Torre now appeals from the

judgment entered against him, asserting that the trial court’s factual findings were erroneous and seeking reversal of the judgment, either through recognition of a $59,000 credit against the contract balance or an award of title to the property together with damages in that amount. For the reasons that follow, we affirm. ¶3 I. BACKGROUND ¶4 At the outset, we observe that the record on appeal is sparse. It contains no report of proceedings and no acceptable substitute, such as a bystander’s report or an agreed statement of facts, as required by Illinois Supreme Court Rule 323 (eff. July 1, 2017). With only the limited common law record before us, we recite the following pertinent facts and procedural history. ¶5 On December 23, 2021, Torre filed his breach of contract complaint against Ramirez in the circuit court of Cook County. Torre’s complaint arose from an installment contract for deed executed on July 17, 2010, for commercial property commonly identified as 7120, 7122, and 7124 South Halsted Street, Chicago, Illinois. Torre alleged that he was entitled to a $59,000 credit toward the contract balance based on a cashier’s check in that amount, payable to Ramirez. He claimed that on August 5, 2010, he instructed his now-deceased brother, Jose Natividad De La Torre (Natividad), to obtain the check for that purpose and that Ramirez later refused to apply that credit when Torre sought a payoff statement. ¶6 The common law record establishes that the contract reflected a purchase price of $360,000, paid in monthly installments of $2,791.08 at 7% interest, and that the contract permitted prepayment without penalty. The record further reflects that payment of the balance due under the contract was a condition precedent to Ramirez’s tender of the deed and Torre’s acquisition of legal title.

¶7 On July 18, 2022, Ramirez filed a three-count counterclaim seeking declaratory and other relief. He sought a declaration that Torre was not entitled to the claimed $59,000 credit, asserting that although he received a cashier’s check in that amount from Natividad on August 5, 2010— the same date Torre identified—the payment satisfied a separate transaction in which Natividad purchased four vehicles from Ramirez’s business, Guillermo Auto Sales. Ramirez also alleged anticipatory breach, claiming Torre said he would stop making payments once the balance reached $59,000. He further sought specific performance, seeking payment of the full remaining contract balance based on his prior claims. ¶8 On September 21, 2022, the court referred the matter to mandatory arbitration. Following an arbitration hearing on January 26, 2023, Ramirez filed a rejection of the Law Division mandatory arbitration award on February 1, 2023. The court then set the matter for further proceedings. After entering a discovery schedule and resolving certain discovery matters, the court set a bench trial for December 11, 2023, which was later continued to December 18, 2023, to allow for a Spanish translator. ¶9 On December 11, 2023, Ramirez tendered an amended counterclaim seeking to add a fourth count alleging breach of the installment contract based on Torre’s alleged sublease of the subject property. The common law record reflects that the court initially denied Ramirez leave to file this amended counterclaim on December 18, 2023, but granted leave the next day after Torre admitted that, on May 1, 2023, he entered into a sublease agreement with Fernando De Luna. A two-day trial proceeded on December 18 and 19, 2023. Following trial, on December 22, 2023, the court ordered post-trial briefing and continued the matter for further argument. Ramirez thereafter filed the amended counterclaim, pursuing only the breach of contract claim premised on the alleged sublease.

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