Toler v. Keiher

81 Ind. 383
CourtIndiana Supreme Court
DecidedMay 15, 1882
DocketNo. 9274
StatusPublished
Cited by18 cases

This text of 81 Ind. 383 (Toler v. Keiher) is published on Counsel Stack Legal Research, covering Indiana Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Toler v. Keiher, 81 Ind. 383 (Ind. 1882).

Opinion

Bicknell, C. C.

This was a suit upon a note and mortgage by the appellee against the appellants.

The note was dated February 11th, 1878, and was payable to the order of the appellee two years after date, at the National Bank of Liberty, Indiana, for $2,320.40, with interest at ten per cent, from date, and five per cent, attorney’s fees.

It was therefore due on the last day of grace, to wit, on February 14th, 1880, Benson v. Adams, 69 Ind. 353; and it bore interest at ten per cent, until maturity, and afterward at six per cent, Richards v. McPherson, 74 Ind. 158; and the amount of the attorney’s fees could not exceed five per cent, on the amount due on the note. In Smiley v. Meir, 47 Ind. 559, this court said: “ The note, which was made part of the complaint, itself fixed the amount of the attorney’s fee, and was, we think, in substance, the same as if it had been alleged in the complaint that a reasonable attorney’s fee was ten per cent, on the amount due on the promissory note.”

The defendants answered in six paragraphs, to all of which, except the first paragraph, the plaintiff replied by general denials.

In the first paragraph the defendants admit that the plaintiff has a good cause of action on the note and mortgage for [385]*385$2,280.40, with interest at ten per cent, from the date of the note until its maturity, and afterwards at six per cent.

The plaintiff replied to this paragraph, admitting all its material allegations, and demanding judgment and foreclosure for $2,280.40, with ten per cent, interest from February 11th, 1878, to February 14th, 1880, and six per cent, afterward, and five per cent attorneys’ fees, making in all $2,855.20.

The plaintiff also moved for judgment in his favor for the amount admitted to be due as aforesaid. This motion was overruled by the court. The issues were tried by a jury, who, at the request of the defendants, were directed by the court to return a special verdict, which they did, as follows:

“We, the jury, having been required by the court to find a special verdict, do find the facts in said cause to be as follows :
“1. That on February 11th, 1878, the defendant George Toler was indebted to the plaintiff for work and labor and money loaned, $602.40.
“ 2. That on said day the plaintiff loaned said defendant the further sunvof $1,678.
“3. That of the latter sum the plaintiff borrowed $800 from the Union County National Bank, the defendant George Toler agreeing to pay the excessive interest over ten per ■cent., which the bank charged the plaintiff.
4. That the plaintiff included in the note in suit the said $602.40, and the said sum of $1,678, and the sum of $40 to cover the excessive interest he might have to pay the bank.
5. That said plaintiff paid said bank, on account of such •excessive interest, only $2.80.
“ 6. That there was no fraud in the execution of the note •or mortgage.
“7. That the mortgage in suit was executed in good faith to secure the payment of the note.
“8. That no part of the money due on note or mortgage was ever paid.
[386]*386“ 9. That on February 11th, 1880, James P„ Kennedy,, cashier of' the First National Bank of Liberty, tendered to plaintiff the principal, with six per cent, interest from the date of the note, upon condition that said plaintiff would, surrender to him the note and cancel the mortgage.
“10. That on the 14th of February, 1880, said Kennedy tendered to plaintiff's attorneys, for the plaintiff, the sum of $2,555.19, in full payment of the note and mortgage in suit, upon condition that the note be surrendered and mortgage cancelled.
“11. That there was no other tender than as above shown.
“ 12. That the defendants, or either of them, never offered to rescind the contract by a tender of the money received from the plaintiff, as the consideration of the note, prior to February 11th, 1880.
“13. That the actual principal of the money that George Toler received was the said sums of $602.40 and $1,678, making ....................$2,280.40 And interest on same for 2 years, at 10 per cent . 456.08 And interest on same for 8 mos. 11 dys, at 6 per cent . 95.38 The 5 per cent, att’y's fees agreed on note .... 141.59
Making total amount due...........$2,973.45
“If, upon the above facts, the court shall be of opinion that the law is with the plaintiff, we find for the plaintiff and assess his damages at $2,973.45, and the foreclosure of the mortgage. If the law is with the defendant, we find for the defendant.” With this special verdict the jury also returned the following general verdict:
“We, the jury, find for the plaintiff and assess his damages at $2,973.45 against the defendant George Toler, and for the foreclosure of the mortgage against both of the defendants.”

The plaintiff moved for judgment on the special verdict the defendants moved for a new trial; the motion for a new trial was overruled and j udgment was rendered upon the special verdict. The defendants appealed they have assigned nine [387]*387errors, none of which are available except the fifth. The first and second are expressly waived in the appellants’ brief. The third is an irregularity occurring upon the trial, and, therefore, belongs to the motion for a new trial. The fourth, sixth, seventh, eighth and ninth are regarded as waived, because they are not discussed in the appellants’ brief. The fifth is error of the court in overruling the motion for a new trial. The reasons for a new trial are:

1. Irregularity in the proceedings of the court by which the defendants were prevented from having a fair trial, in this: the court proceeded of its own motion to give written instructions to the jury, after having been requested in writing by the defendants to have the jury give a special verdict, and because the court, of its own motion, instructed the jury to find a general verdict in addition to their special verdict.

2. Because the damages assessed againt the defendants are too large.

3. Because the verdict is not sustained by sufficient evidence.

4. That the court erred in giving to the jury, of its own motion, each and all of the instructions from one to eight, inclusive, because a special verdict had been asked for by the defendants.

5. That the court erred in overruling the motion of the defendants, in accepting the general verdict of the jury.

6. The court erred in receiving the special and general verdicts'of the jury and discharging them.

The verdict is sustained by sufficient evidence, and the damages are not too large.

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Bluebook (online)
81 Ind. 383, Counsel Stack Legal Research, https://law.counselstack.com/opinion/toler-v-keiher-ind-1882.