TJR SERVICES, LLC v. WILLIAM L. HUTCHINSON & Another.

CourtMassachusetts Appeals Court
DecidedFebruary 28, 2025
Docket23-P-0456
StatusUnpublished

This text of TJR SERVICES, LLC v. WILLIAM L. HUTCHINSON & Another. (TJR SERVICES, LLC v. WILLIAM L. HUTCHINSON & Another.) is published on Counsel Stack Legal Research, covering Massachusetts Appeals Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
TJR SERVICES, LLC v. WILLIAM L. HUTCHINSON & Another., (Mass. Ct. App. 2025).

Opinion

NOTICE: Summary decisions issued by the Appeals Court pursuant to M.A.C. Rule 23.0, as appearing in 97 Mass. App. Ct. 1017 (2020) (formerly known as rule 1:28, as amended by 73 Mass. App. Ct. 1001 [2009]), are primarily directed to the parties and, therefore, may not fully address the facts of the case or the panel's decisional rationale. Moreover, such decisions are not circulated to the entire court and, therefore, represent only the views of the panel that decided the case. A summary decision pursuant to rule 23.0 or rule 1:28 issued after February 25, 2008, may be cited for its persuasive value but, because of the limitations noted above, not as binding precedent. See Chace v. Curran, 71 Mass. App. Ct. 258, 260 n.4 (2008).

COMMONWEALTH OF MASSACHUSETTS

APPEALS COURT

23-P-456

TJR SERVICES, LLC

vs.

WILLIAM L. HUTCHINSON & another.1

MEMORANDUM AND ORDER PURSUANT TO RULE 23.0

The plaintiff, TJR Services, LLC (TJR), filed a complaint

in the Land Court against defendants William L. Hutchinson and

Deanna M. Bowen2 (collectively, the Hutchinsons) seeking a

determination that it was the lawful owner of property in

Duxbury (the Property) following a foreclosure sale. A judge of

the Land Court bifurcated the case. After a trial on the first

set of issues, the judge issued an order with findings of fact

and conclusions of law. After further argument, the judge

1Deanna M. Bowen. As is our custom, we set forth the parties' names as they appear in the complaint.

2As noted in the judgment, Deanna M. Bowen is also known as Deanna B. Hutchinson, and we thus refer to her as such going forward. issued a judgment declaring that the foreclosure deed was valid,

TJR held valid title to the Property, and the Hutchinsons no

longer held an interest in the Property. On appeal, the

Hutchinsons argue that the judge's findings and judgment do not

comply with the statute of frauds, that TJR's claims are

precluded by a prior Housing Court judgment, and that the Land

Court entered conflicting judgments. We affirm.

Background. In February 2007, the Hutchinsons executed a

promissory note (the Note) and granted a mortgage (the Mortgage)

to Washington Mutual Bank, F.A. (WAMU), to finance the purchase

of the Property. Around March 1, 2007, WAMU sold its right,

title, and interest in the Note and Mortgage to WAMU Asset

Acceptance Corp. (WAMU Acceptance). Later in March 2007, WAMU

Acceptance re-sold the Note and Mortgage, for value, to the WAMU

Mortgage Pass-Through Certificates Series 2007-OA3 Trust (OA3

Trust). In October 2008, the OA3 Trust's second trustee,

LaSalle Bank, merged into Bank of America. In November 2010,

U.S. Bank succeeded Bank of America as a trustee of the OA3

Trust. In December 2010, the Hutchinsons were in default under

the Note, and as a result, in December 2015, U.S. Bank, as

trustee of the OA3 Trust, foreclosed on the Hutchinson's

mortgage. In 2017, the OA3 Trust sold the property to Tank

Menace, LLC (Tank Menace), and in 2018, Tank Menace sold the

Property to TJR.

2 TJR filed a complaint in the Land Court in April 2019 and

amended it in May 2019. In part, TJR sought a declaratory

judgment that it was the lawful owner of the Property. In July

2019, the Hutchinsons filed their answer and counterclaimed

against TJR, asserting that TJR did not have a valid interest in

the Property. In addition, the Hutchinsons filed a third-party

complaint against Tank Menace, seeking a declaration that Tank

Menace had no right, title, or interest in the Property, and

requesting relief quieting their alleged title. In July 2019,

Tank Menace moved to dismiss the Hutchinsons' complaint and,

after a hearing, disclaimed any interest in the Property. The

judge concluded that Tank Menace no longer held an interest in

the property, issued a judgment to that effect, and dismissed

the remaining claims against Tank Menace as moot.

In September 2019, the Hutchinsons moved for summary

judgment on their claims against TJR, and in November 2019, the

judge denied the motion. In March 2020, the judge bifurcated

the case and directed the parties to complete discovery on the

issues of (1) the validity of a 2012 assignment and (2) the

propriety of the foreclosure on the Hutchinsons' mortgage. In

August and November 2020, the parties cross-moved for summary

judgment on the "Phase I" issues set out by the judge. In March

2022, an amended order entered denying both parties' motions but

3 making findings of undisputed material facts, narrowing the

issues for trial.

In advance of trial, the judge set forth two unresolved

issues to be addressed at trial: (1) whether U.S. Bank was a

trustee of the OA3 Trust as of the date of the foreclosure, and

(2) if yes, whether U.S. Bank complied with ¶ 22 of the

mortgage. In October 2022, after a trial, the judge issued an

order with his findings of fact and conclusions of law. In

November 2022, after a hearing, the judge concluded that he had

resolved all pertinent issues in the case. The judge issued a

judgment declaring that the foreclosure deed was valid, TJR held

valid title to the Property, and the Hutchinsons no longer held

any interest in the Property.

Discussion. The denial of a motion for summary judgment

cannot be reviewed on appeal after a trial on the merits. See

Elles v. Zoning Bd. of Appeals of Quincy, 450 Mass. 671, 674

(2008). However, the underlying legal issues forming the basis

of the motion may be reviewed on appeal. See Lavoie v. A

Justice of the Dist. Court Dep't, 484 Mass. 1055, 1055 (2020).

On appeal, we accept the judge's findings of fact unless they

are "clearly erroneous," (citation omitted), and "do not review

questions of fact if any reasonable view of the evidence and the

rational inferences to be drawn therefrom support the judge's

findings." Martin v. Simmons Props., LLC, 467 Mass. 1, 8

4 (2014). We review the judge's conclusions of law de novo. See

Trace Constr., Inc. v. Dana Barros Sports Complex, LLC, 459

Mass. 346, 351 (2011).

1. Statute of frauds. The Hutchinsons argue that, at

trial, TJR failed to produce documentary evidence showing that

WAMU assigned the Note and Mortgage to the OA3 Trust; therefore,

they assert that the assignments from WAMU to WAMU Acceptance,

and then from WAMU Acceptance to the OA3 Trust, are invalid

under the statue of frauds. The judge below, in denying summary

judgment and establishing undisputed facts for trial per Mass.

R. Civ. P. 56 (d), concluded, based in part on the Hutchinsons'

admissions, that the OA3 Trust became the holder of the Note and

Mortgage in 2007. The Hutchinsons assert that the judge's prior

findings did not relieve TJR of its burden of demonstrating a

valid assignment and compliance with the statute of frauds at

trial. We disagree.

Under Mass. R. Civ. P. 56 (d), where a judge hears a

summary judgment motion but does not resolve all issues and a

trial is still necessary, "the court . . . shall if practicable

ascertain what material facts exist without substantial

controversy." Lavoie, 484 Mass. at 1055 n.2, quoting Mass. R.

Civ. P. 56 (d). "It behooves judges, where practicable, to

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