Titman v. Twelfth Ward Bank

12 N.Y.S. 634, 35 N.Y. St. Rep. 660, 58 Hun 610, 1890 N.Y. Misc. LEXIS 2641
CourtNew York Supreme Court
DecidedDecember 29, 1890
StatusPublished

This text of 12 N.Y.S. 634 (Titman v. Twelfth Ward Bank) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Titman v. Twelfth Ward Bank, 12 N.Y.S. 634, 35 N.Y. St. Rep. 660, 58 Hun 610, 1890 N.Y. Misc. LEXIS 2641 (N.Y. Super. Ct. 1890).

Opinion

Daniels, J.

On or about the 16th of December, 1884, Thomas J. Allen and Thomas O’Maley, who were engaged in business as partners and contractors, received a contract from the city of Hew York for regulating and grading the Fort Washington JEtidge road, for which they were to receive the sum of $164,934.95 They jointly commenced and proceeded with the performance of thé work until on or about the "21st of January, 1887, when O’Maley departed this life, intestate. The survivor, Thomas J. Allen, continued in the performance of the work, and in or about the early part of May, 1887, applied to the president of the Twelfth Ward Bank for the advancement of money to be used in the continuance of the performance of the agreement. After a short delay the bank, by its officers, agreed to aid the surviving contractor in this manner, and on the 18th- of May, 1887, he, as surviving partner of the firm, assigned and set over to the bank the sum of $40,837.30, being the amount of 30 per cent, retained by the city upon the contract. This assignment was absolute in form, containing no reference to what was stated to be the object of the dealings with the bank. But in support of the action by the plaintiffs, as the personal representatives of the estate of O’Maley, and finally as assignee of Allen himself, it has been alleged that the assignment was made only to secure an advance to Allen as the surviving partner, not exceeding the sum of $10,000, and that no more than the sum of $8,475.24, including interest, was owing to the bank for advances made to Allen upon the security of this assignment. This, however, was controverted on the part of the bank, which claimed the right to hold the assignment, and resort to the proceeds of the contract to reimburse itself for advances which had been made by way of discounting notes for Allen himself, individually, and amounting to near the sum of $12,000. Allen became insolvent, and on the 31st of January, 1888, he assigned all moneys due or to grow due by virtue of the contract to Hugh Allen and James B. Titman. This was declared in the assignment to be subject to the preceding assignment to the bank to secure the payment of a loan of $10,000, of which about $8,000 had been received. These assignees, for the purpose of obtaining money to proceed with the performance of the contract, on the 19th of June, 1888, executed and delivered a further assignment to the bank, which was in like manner absolute in its form, but which, as a matter of fact, was to be by way of security only for the moneys which the bank should advance to these assignees to enable them to proceed with the performance of the contract. The officers of the bank contested this view, claiming the assignment to have been received by it with the agreement that the preceding advances made by it to Allen individually should be added to the amount loaned to him as surviving partner, and should in like manner be secured by his assignment. After that, and in April, 1889, Thomas J. Allen, as surviving partner, James B. Titman, and Hugh Allen severally executed and delivered [636]*636a still further assignment to James B. Titman and Sarah O’Maley, assigning all their right, title, and interest in the contract and to any claims existing against the bank. This assignment has no date, but it is stated to have been acknowledged on the 4th of April, 1889; and from that circumstance it is apparent that it preceded the commencement of the action, for the summons bears date upon the next day;

There was no dispute as to the amount of money which had been paid for the services performed under the contract, nor as to the amount which the bank had advanced to Allen as the surviving partner of the firm, nor concerning the amounts which it had advanced to Titman & - Allen, nor as to the amount still remaining unpaid from the city upon the contract; neither was there concerning the sums which had been loaned to Allen on the paper discounted for him individually. If the bank was entitled to charge these discounts against the assignment made to it by Allen, then it was not indebted to the plaintiffs, and they had no right to maintain this action against it. But if the bank was not entitled to charge the discounts made for Allen individually, then it was indebted, as the fact has been found by the court, over and above its advances to Allen & Titman for the continuance and completion of this work, in the sum of $7,947.36, and there still remained unpaid by the city upon the contract the sum of $6,363.75. The controversy, therefore, upon which the determination of the action depended was whether the bank had the right to charge the advances or discounts made to Allen individually against the money it received from the-city upon the contract by virtue of the assignments made to it. It was alleged in the complaint that the bank received the assignment from Allen as security, only for the moneys to be advanced to him to proceed- with the performance of the contract with the city; but this was denied by the bank in its answer, which alleged that it was agreed with Allen and with Titman &'• Allen that it should also hold these moneys, and apply them to the satisfaction of Allen’s individual account; and which of these parties were correct under the issue was the paramount dispute, to the development of which evidence was given upon the trial. Allen himself testified that he applied to the bank to loan money upon the contract to supply him with funds to proceed with the work, and that this was the extent to which it was proposed to assign the contract to the bank, and that no agreement was. entered into between himself and the bank by which it was to hold the proceeds of the contract in any manner for the satisfaction of his individual account. Mr. Titman gave substantially similar evidence relative to what took place prior to and at the time when Tit-man-& Allen made their assignment of the contract, to the bank, and that the object of making it was to secure the bank for such advances of money as should be made for the completion of this work. Upon these subjects their evidence was quite explicit and direct; and the testimony of Allen was, to say the least, to a slight extent corroborated by the fact that the bank opened two accounts with him,—one individually, and the other for the firm. And it also appeared that the first discount obtained by him individually was for the sum of $6,899.96, on the 14th of May, 1887, which was four days before the assignment executed by him of the contract. The president of the bank, and also its attorney, each testified that, it was agreed with Allen, as well as with Titman & Allen, that the bank, should reimburse itself out of the moneys received upon the contract to the extent of its account against Allen individually. In answer to this evidence, Hugh Allen, Thomas J. Allen, and James B. Titman directly contradicted these witnesses,- stating -that no agreement or understanding was entered into under which the bank should be at liberty to apply the proceeds of the contract to the satisfaction of Allen’s individual account; and the testimony finally was that no claim of this nature was presented on behalf of the bank until the 23d of March, 1889, and that then it was declined, and a suit threatened to prevent this diversion of the funds [637]*637which had been received. There was some further evidence tending to confirm the correctness of that given by the witnesses examined on behalf of the plaintiffs,'for it was stated that Titman & Allen were requested to acknowledge in Writing this right on the part of the bank, but which they omitted to do.

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Bluebook (online)
12 N.Y.S. 634, 35 N.Y. St. Rep. 660, 58 Hun 610, 1890 N.Y. Misc. LEXIS 2641, Counsel Stack Legal Research, https://law.counselstack.com/opinion/titman-v-twelfth-ward-bank-nysupct-1890.