Tisdale v. Connecticut Mutual Life Insurance

28 Iowa 12
CourtSupreme Court of Iowa
DecidedOctober 9, 1869
StatusPublished
Cited by13 cases

This text of 28 Iowa 12 (Tisdale v. Connecticut Mutual Life Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Tisdale v. Connecticut Mutual Life Insurance, 28 Iowa 12 (iowa 1869).

Opinion

Cole, J.

l. Evidence : mtnessf0 I. The evidence on the part of the plaintiff to establish the fact of the death of the insured consisted mainly in showing that he was about thirty years of age; had been married about three years; was living pleasantly and happily with his wife; had formerly been engaged in business in Dubuque, Iowa, but recently in Owatona, Minn.; that his wife had gone with her father, a few days before, to Dubuque on a visit; that very shortly after she left, he concluded a contract of sale of his business and property in Owatona, which had been pending prior thereto, with a view of returning permanently to Dubuque; that he obtained in part payment for his property two one thousand dollar drafts on Chicago, which he declined to sell to the bank in Owatona, because of the discount demanded; that he left Owatona for Chicago about the 22d of Sept., 1866, for the purpose of settling up his business and debts there, and then going to Dubuque, and shortly thereafter to go to Owatona and settle up fully his business and then return for permanent settlement to Dubuque again; he took to Chicago with him the two Chicago drafts and also some money. On arriving at Chicago he stopped and obtained a room at the [14]*14Sberman House, and bis baggage, a valise, was put therein; he obtained the money on his two drafts, settled and paid his debts in Chicago, being only three or four small bills (less than a hundred dollars in all), and was then out of debt, and on the 25th day of September, by invitation, took dinner, at another hotel, with a friend; after dinner the friend accompanied him to the southwest corner of Lake and Clarke streets, where they parted, Tisdale telling his friend that he was going by rail that night to Dubuque to meet Ms wife; he had, during his stay in Chicago, mentioned to several acquaintances his' purpose of returning to Dubuque and his anxiety to meet his wife, to whom, the evidence shows, he had written, almost daily, letters indicating -his affection for and anxiety to meet her. He was never seen by any one after he parted with Ms friend on the southwest comer of Lake and Clarke streets. His wife and family, because of his failure to return to Dubuque, became alarmed for his safety, and in three or four days a brother-in-law went to Chicago in search of him, found his valise in his room at the Sherman House and his bill unpaid, but no tidings whatever of Tisdale; private detectives were employed to find him, dead or alive, and to ascertain the cause of his absence; diligent inquiries and efforts were made by the detectives, but all were fruitless; a reward of one thousand dollars was offered and published in two of the leading papers of Chicago for any information leading to Ms discovery, dead or alive, and no traces of him have ever been discovered. Letters to the plaintiff, of administration upon his estate, had been duly granted by the County Court of Dubuque county prior to the bringing of this suit.

The defendant, to show that Tisdale was not dead, offered to read in evidence the depositions of four detective police officers of Chicago, of from three to six years’ [15]*15experience each as snch officers; the depositions in substance stated that they knew the business streets, places of amusement, etc., and the character of the people frequenting them, and the facts to enable them to form an opinion as to the safety of persons of good character and conduct who should, in Chicago, visit places of amusement or business either by day or night; that they each had an opinion, but the facts on which they based their opinion were such in kind and number as that they could not state them all in detail, and that in their opinions a man would be perfectly safe and in no danger whatever there — also, if he minded his own business, he would be safe in places of bad repute there; and also that they had searched for Tisdale, and from their knowledge of facts, which they could not state in detail, they severally testified that they did not think he was murdered.

These depositions were objected to as being immaterial, mere opinions of witnesses, and incompetent. The court sustained the objection and excluded the depositions, and this is assigned as the first error.

That there was no error in this ruling is too manifest to require any argument to sustain. It was not a question for experts to determine; and if the mere opinions of witnesses could be taken upon such a fact, it would be difficult to find an ultimate fact upon which the opinion of a skilled or intelligent witness could not be taken. It would doubtless be competent to show that the place where a man was last seen was either safe or unsafe to' human life; but the facts showing snch safety, or the want of it, must be proved to the jury. A mere opinion without such facts cannot be competent. N or will the difficulty in showing all the facts in detail whereby it is made safe or unsafe excuse a party from proving the facts making it such, to the satisfaction of the jury.

[16]*16II. The defendant also offered in evidence the depositions of four or five witnesses, who severally testified that 2. — death. Edgar Tisdale, the insured, lived with his brother Luther Tisdale, in Beloit, "Wis., about 1852 to 1851; that said Edgar secretly absconded and was gone for a considerable time before he was heard from, and that, shortly after he was missed, reports were current in the community and with his family that he had been murdered in Chicago; that he was a wild “ harum scarum ” boy, of bad habits and loose moral character. These depositions were also excluded on the objection of plaintiff, and thereon the second error is assigned.

While it is true that the character and conduct of the party alleged to be dead may be shown in evidence as circumstances tending to prove or disprove his death in such cases, yet these facts must have occurred, or the character have been recognized, within such reasonable time prior to the principal fact as that they may justly be supposed to afford some light tending to establish or refute it. Remote acts as well as remote consequences are alike excluded from the consideration of the jury. It is a question of law for the court to determine whether the consequences for which a recovery is claimed, or the facts sought to be proved to establish an issue, are sufficiently proximate to entitle them to consideration, or so remote as to exclude them. In this ease, the facts sought to be proved took place some twelve or fourteen years before, and when the party was a mere boy of from fourteen to seventeen years of age. We cannot say, under all the circumstances in this case, that the District Court erred in excluding these depositions. The chief justice desires it to be stated that he is of opinion that the evidence of the fact of the previous mysterious disappearance of Tisdale ought to have been admitted in evidence — that is, that it is not so remote as to be for [17]*17that reason incompetent. But, under the circumstances, it is his opinion that the exclusion of the evidence ought not to operate to reverse the judgment, since we have all the evidence in the record, and can see that the rejected evidence, so far as he regards it competent, is not of such weight that it ought to have controlled or changed the result.

3_exclusion of testimony. III. The plaintiff had taken the depositions of two witnesses to disprove the statements of the witnesses as to the absconding from Beloit, and the bad put did not offer to read the same in evidence to the jury.

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Bluebook (online)
28 Iowa 12, Counsel Stack Legal Research, https://law.counselstack.com/opinion/tisdale-v-connecticut-mutual-life-insurance-iowa-1869.