Tiffany Lawyer v. Leah Vandenbosch and The National Mutual Insurance Company

Court of Appeals of Iowa·Decided August 19, 2026·No. 24-1140·Published

Opinion

IN THE COURT OF APPEALS OF IOWA

No. 24-1140

Filed August 19, 2026

Tiffany Lawyer, Plaintiff–Appellant,

v.

Leah Vandenbosch and The National Mutual Insurance Company, Defendants–Appellees.

Appeal from the Iowa District Court for Polk County, The Honorable David Porter, Judge.

AFFIRMED

Steven Lawyer of Lawyer Law Firm, West Des Moines, attorney for appellant.

Stefanie J. Thomas-Nichols of Law Offices of John M. Guthrie, Des Moines, attorney for appellee Leah Vandenbosch.

Christopher Scott Wormsley of Lamson Dugan & Murray, LLP, West Des Moines, attorney for appellee The National Mutual Insurance Co.

Considered without oral argument by Greer, P.J., Langholz, J., and Bower, S.J.

Opinion by Langholz, J.

LANGHOLZ, Judge.

Tiffany Lawyer brought this personal-injury suit against Leah Vandenbosch after Vandenbosch rear-ended Lawyer’s truck. Vandenbosch admitted fault for the accident. So the four-day trial with competing experts was mainly about whether Lawyer’s damages were caused by the collision or her longstanding hip conditions and whether she failed to mitigate her damages when she chose to proceed with a complex open-hip surgery rather than continuing with conservative physical therapy and pain management.

The jury ultimately found that Vandenbosch caused at least some item of damage to Lawyer. But the jury also found that Lawyer failed to mitigate her damages. And the jury allocated 75% of the fault to Lawyer and only 25% to Vandenbosch. So Lawyer recovered no damages.

Lawyer now appeals. She argues that the district court erred in submitting the failure-to-mitigate defense to the jury because there was insufficient evidence supporting the defense. And alternatively, she contends that the court erred in failing to include an instruction that she had a right to choose between reasonable alternative treatments offered or recommended by her medical care provider.

Substantial evidence supported Vandenbosch’s failure-to-mitigate defense. So the court did not err in submitting that defense to the jury. And because the failure-to-mitigate instruction correctly stated the law and Lawyer’s proposed addition to the instruction was misleading or inaccurate, the court did not err in refusing to add her proposed sentence to the instruction. We thus affirm the district court’s judgment.

I. Background Facts and Proceedings

Since long before the accident at the center of this suit, Lawyer has had problems with her right hip. She was more susceptible to such problems because of two congenital or developmental conditions. First, she had a misshapen femoral head—the “ball” part of the ball-and-socket hip joint located at the top of the femur (commonly known as the thigh bone). This can lead to impingement of the labrum—the cartilage lining the socket of the hip joint—and eventually to tears or disintegration of the labrum and much pain. Second, she had high femoral anteversion—where the femoral head and femur are abnormally rotated toward the front of the body, which “can contribute to both impingement and instability” of the hip.

As a child, Lawyer began riding horses “[e]very chance [she] could get,” eventually showing horses and participating in rodeo barrel racing and drill team. She also participated in many sports, especially favoring hurdles in middle-school and high-school track.

During eighth grade track in 2009, Lawyer “heard [her hip] pop”

while doing active stretches. Eventually a Des Moines surgeon diagnosed a tear in the labrum of her right hip. And she had her first orthopedic surgery in the summer of 2010 to repair the labral tear and reshape the femoral head. The surgery provided “some relief,” but she “still had a dull, numb pain.”

The next year, she had a second surgery with the same local surgeon to remove scar tissue to correct her ongoing pain. This surgery was more successful than the first, but Lawyer stopped running track to protect the work that had been done. Instead, she became more active in high school rodeo. Her events involved riding the horse at a run and making quick turns. She still felt discomfort, but riding was important to her, and she kept going. The medical records indicate Lawyer “was pain-free and doing great” after

her second surgery, though at trial Lawyer described it as “improved,” not “pain free.”

Lawyer again returned to the local orthopedic surgeon in 2013. She rated the constant pain in her hip at “3 out of 10” and described it “as an ache, stabbing, and pins and needles” which was “aggravated by running, riding, and walking.” A scan revealed Lawyer’s right hip had a twenty-degree inward femoral anteversion, which the surgeon thought was “playing a role in the reason why she continues to have persistent pain.”

At the local surgeon’s suggestion, she travelled to the Twin Cities to get a second opinion from Dr. Christopher Larson, an orthopedic surgeon who specializes in hip preservation. In November 2013, Dr. Larson performed a third surgery—a revision hip arthroscopy—that repaired further labral tearing with anchors, removed scar tissue, reshaped the femoral head again, and repaired ligaments surrounding the hip. Dr. Larson advised Lawyer that “at some point if she continued to have problems [she] may need to [see] someone for consult on an open hip surgery as needed.”

After the third surgery, Lawyer “felt better than [she] had since the first labral tear” in 2009. She was working out and traveling to perform at rodeos with her drill team and competing at barrel racing. She gave birth to children in 2016 and 2019. In 2017, she was injured by a horse, but Lawyer described the injuries as mainly to her back near her kidneys and flank; she did not report symptoms in her hip. Other than a surgical follow-up appointment in February 2014, Lawyer had no hip-related medical care for the six years after the November 2013 surgery. And Lawyer said she did not think about her hip during that time.

Then, in mid-November 2019, Lawyer was rear-ended. She was driving to work in her pickup truck—complete with the hitch used to pull her horse trailer—on a highway on the south side of Des Moines. As she came to a stop at a traffic light—with her right leg stretched “relatively straight” to reach the brake pedal (because of her height, it was “a little bit of a reach”)— she was startled by a small car hitting her from behind. The car that rear- ended Lawyer was driven by Vandenbosch.

Lawyer described the crash as “a severe impact” that threw her body back into her seat and then forward into her seat belt; Vandenbosch characterized the impact as “[m]inor. Airbags didn’t go off.” Lawyer testified that she experienced “immediate pain” in her right shoulder, but she did not show any problem with walking and told Vandenbosch she was “okay” immediately after the crash. The crash bent the hitch and frame of Lawyer’s truck and caused her spare tire adjacent to the hitch to puncture. The hitch also penetrated through Vandenbosch’s license plate and into the radiator of her car. Lawyer’s husband came and switched vehicles with her so she could go to work while he took the truck to the body shop. By the time she arrived at work, Lawyer’s hip was starting to bother her. She said it was “a very familiar pain” that she “remember[ed] having felt before . . . like [she] had a knife stuck in [her] hip.”

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