Thomas Yuncker and Christopher Gutierrez v. Dodds Logistics, LLC and Keith Dodds Zurich American Insurance Company

CourtMissouri Court of Appeals
DecidedMay 17, 2022
DocketWD84645
StatusPublished

This text of Thomas Yuncker and Christopher Gutierrez v. Dodds Logistics, LLC and Keith Dodds Zurich American Insurance Company (Thomas Yuncker and Christopher Gutierrez v. Dodds Logistics, LLC and Keith Dodds Zurich American Insurance Company) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Thomas Yuncker and Christopher Gutierrez v. Dodds Logistics, LLC and Keith Dodds Zurich American Insurance Company, (Mo. Ct. App. 2022).

Opinion

MISSOURI COURT OF APPEALS WESTERN DISTRICT

THOMAS YUNCKER AND ) CHRISTOPHER GUTIERREZ, ) WD84645 ) Respondents, ) OPINION FILED: v. ) ) May 17, 2022 DODDS LOGISTICS, LLC AND ) KEITH DODDS; ) ) Respondents, ) ) ZURICH AMERICAN INSURANCE ) COMPANY, ) ) Appellant. )

Appeal from the Circuit Court of Jackson County, Missouri Honorable Bryan Round, Judge

Before Division Four: Cynthia L. Martin, C.J., Janet Sutton, J. and Gary W. Lynch, Sp. J.

Zurich American Insurance Co. (Zurich) appeals a Jackson County Circuit Court

judgment confirming an arbitration award that found Mr. Keith Dodds and Dodds

Logistics, LLC (Dodds Logistics) negligent in an October 2020 tractor-trailer/motor

vehicle accident in Kansas and awarded damages to Mr. Thomas Yuncker and Mr. Christopher Gutierrez. Zurich contends that the circuit court erred in failing to rule on

its post-judgment motion to intervene, denying or impliedly denying its motion to

vacate or set aside the judgment, and entering the judgment without proper notice to

Zurich under section 537.065.2. 1 Because Zurich is not a party to the suit, nor

aggrieved by the judgment, we dismiss the appeal.

Driving on behalf of Dodds Logistics, Mr. Dodds fell asleep behind the wheel

of a tractor-trailer in October 2020 and struck Mr. Yuncker’s vehicle as it slowed while

he approached vehicles and a police car with flashing lights parked on the shoulder of

a highway in Johnson County, Kansas. Mr. Yuncker was working as an Uber driver at

the time, and passenger Mr. Gutierrez was in the back seat. The impact pushed Mr.

Yuncker’s vehicle into a tractor-trailer at the side of the highway. Both men had to be

extricated from the Uber vehicle, and both sustained serious injuries that will have

lasting consequences.

Mr. Yuncker and Mr. Gutierrez filed a petition alleging negligence and

negligence per se in Jackson County Circuit Court on December 28, 2020, against Mr.

Dodds and Dodds Logistics. Mr. Yuncker, Mr. Gutierrez, and Mr. Dodds are Kansas

residents. Dodds Logistics is a Kansas corporation. The Dodds Respondents did not

object to jurisdiction or venue, although their January 2021 answer to the petition

denied a number of allegations and asserted several affirmative defenses. 2

1 Statutory references are to RSMo. (2017 Supp.), unless otherwise indicated. Note that more recent amendments to section 537.065 took effect in 2021. The parties do not contend that these changes apply here. 2 Mr. Thomas Yuncker, Mr. Keith Dodds, and Dodds Logistics, LLC briefly argue that Zurich American Insurance Co. (Zurich) did not engage in a choice-of-law analysis to establish that section 537.065 applies to these facts. We do not consider this matter further as it has not been briefed.

2 Counsel for the Dodds Respondents wrote to four insurance companies, Zurich

among them, on February 5, 2021, enclosing a flash drive with i nformation about the

accident and injuries, and a more detailed letter from counsel containing the VIN

numbers for vehicles involved in the crash, including an “Amazon box trailer.” The

more detailed letter on the flash drive also stated that Mr. Dodds an d Dodds Logistics

were tendering their defense to the letter’s recipients. Noting that time was of the

essence, the letter requested a response within 14 days of receipt as to whether the

companies would defend and indemnify Mr. Dodds and/or Dodds Logistics. The letter

further stated that the primary insurance carrier had paid the policy limits ($1 million)

to the injured parties “pursuant to a non-execution agreement[.]” 3

3 Mr. Yuncker and Mr. Christopher Gutierrez also referred to this non-execution agreement in the application to confirm the arbitration award. They stated that it was entered in exchange for payment of the primary insurer’s policy limit and that it required them to arbitrate their dispute “in the event n o other insurance company agreed to provide an unconditional defense of [their] personal injury claims arising out of the subject crash.” This non-execution agreement has not been included in the legal file, and it is unknown when the parties signed it. On the basis of the February 5, 2021, communication with Zurich and the other insurance companies, however, the non -execution agreement was arguably entered before they were given an opportunity to defend and indemnify Mr. Dodds and Dodds Logistics. While section 537.065.1 does not explicitly require that insurers have the opportunity to defend a tortfeasor without reservation before a non-execution agreement is entered, Missouri courts have interpreted the statute as establishing this sequence of events. See Desai v. Seneca Specialty Ins. Co., 581 S.W.3d 596, 600 (Mo. banc 2019) (noting that amended statute added “a prerequisite to the execution of a valid contract that did not previously exist. Under the amended statute, a tortfeasor is able to enter into a contract only if the tortfeasor’s insurer or indemnitor ‘ had [sic] the opportunity to defend the tort-feasor without reservation but refuse[d] to do so.’ Section 537.065.1, RSMo Supp. 2017.” (emphasis added)). The amended statute stated in relevant part, “Any person having an unliquidated claim for damages against a tort -feasor, on account of personal injuries, bodily injuries, or death, provided that, such tort-feasor’s insurer or indemnitor has the opportunity to defend the tort- feasor without reservation but refuses to do so, may enter into a contract with such tort -feasor . . . .” § 537.065.1 (emphasis added). While Zurich contends that the non -execution agreement was not valid because Zurich had not been given the opportunity to defend before i t was entered, nothing in the record establishes that the agreement was entered before the primary insurer was given the opportunity to defend. Zurich also contends that the non-execution agreement was entered before the litigation was filed, and thus, with no case or controversy in issue, the circuit court lacked jurisdiction to consider the matter. Without the agreement in the record, we cannot conclude that it was entered before Mr. Yuncker and Mr. Gutierrez filed a petition against the tortfeasors in Jackson County Circuit Court.

3 Zurich was potentially implicated because it had issued a commercial auto

insurance policy covering the Amazon trailer that Mr. Dodds was hauling when the

accident happened. 4 Two insurers responded that they had not insured the Dodds

vehicle in October 2020; a third insurer did not ultimately respond, but had asked for

a replacement flash drive, apparently lost in transit, which request was accommodated;

Zurich acknowledges that it received the cover letter on February 10, 2021, and claims

that it did not receive the flash drive but attempted to contact counsel by purportedly

leaving a voicemail message. 5 Without indicating that the flash drive was missing, the

company formally responded in a February 12, 2021, letter stating that it could not

“confirm a valid policy number or alleged insured entity based on the information you

provided.” Zurich stated that it had, accordingly, “cancelled” the claim. 6 Zurich also

stated that it would create a new claim number if a valid policy number for an allegedly

insured entity were forwarded to the company.

Mr. Dodds and Dodds Logistics entered an arbitration agreement in early March

2021 with Mr. Yuncker and Mr. Gutierrez. An evidentiary hearing was held before an

4 Because no one has asserted that Zurich’s insured was a tortfeasor, it is unclear to this Court whether section 537.065 actually has any applicability.

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Thomas Yuncker and Christopher Gutierrez v. Dodds Logistics, LLC and Keith Dodds Zurich American Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/thomas-yuncker-and-christopher-gutierrez-v-dodds-logistics-llc-and-keith-moctapp-2022.