Thomas v. Lakeview Loancare, LLC

Opinion

IN THE UNITED STATES DISTRICT COURT DISTRICT OF SOUTH CAROLINA FLORENCE DIVISION

Charles Ray Thomas, II, Case No.: 4:20-cv-04252-SAL-TER

Plaintiff,

v. OPINION AND ORDER Lakeview Loancare, LLC, Santander Consumer USA, BBVA USA,

Defendants.

This matter is before the Court for review of the February 18, 2021 Report and Recommendation (“Report”) of United States Magistrate Judge Thomas E. Rogers, III, made in accordance with 28 U.S.C. § 636(b) and Local Civil Rule 73.02(B)(2) (D.S.C.). [ECF No. 23]. In the Report, the Magistrate Judge recommends the District Court dismiss Plaintiff’s Fair Credit Reporting Act claims without prejudice and without service of process. Id. Plaintiff did not file objections to the Report, and the time to do so has passed. See id. The Magistrate Judge makes only a recommendation to this Court. The recommendation has no presumptive weight, and the responsibility to make a final determination remains with this Court. See Mathews v. Weber, 423 U.S. 261, 270-71 (1976). The Court is charged with making a de novo determination of only those portions of the Report that have been specifically objected to, and the Court may accept, reject, or modify the Report, in whole or in part. 28 U.S.C. § 636(b)(1). In the absence of objections, the Court is not required to provide an explanation for adopting the Report and must “only satisfy itself that there is no clear error on the face of the record in order to accept the recommendation.” Diamond v. Colonial Life & Acc. Ins. Co., 416 F.3d 310, 315 (4th Cir. 2005) (citing Fed. R. Civ. P. 72 advisory committee’s note). After a thorough review of the Report, the applicable law, and the record of this case in accordance with the above standard, the Court finds no clear error, adopts the Report, and incorporates the Report by reference herein. Accordingly, all claims Plaintiff is attempting to pursue under the Fair Credit Reporting Act are DISMISSED without prejudice and without issuance and service of process. This order does not affect the claims Plaintiff brings under the

Fair Debt Collections Practices Act.

IT IS SO ORDERED. /s/Sherri A. Lydon July 9, 2021 Sherri A. Lydon Florence, South Carolina United States District Judge