Thomas Johnson v. SN Servicing Corporation and U.S. Bank Trust National Association, as trustee for LB-Ranch Series V Trust

CourtDistrict Court, M.D. North Carolina
DecidedApril 24, 2026
Docket1:25-cv-00232
StatusUnknown

This text of Thomas Johnson v. SN Servicing Corporation and U.S. Bank Trust National Association, as trustee for LB-Ranch Series V Trust (Thomas Johnson v. SN Servicing Corporation and U.S. Bank Trust National Association, as trustee for LB-Ranch Series V Trust) is published on Counsel Stack Legal Research, covering District Court, M.D. North Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Thomas Johnson v. SN Servicing Corporation and U.S. Bank Trust National Association, as trustee for LB-Ranch Series V Trust, (M.D.N.C. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF NORTH CAROLINA THOMAS JOHNSON, ) ) Plaintiff, ) ) v. ) 1:25CV232 ) SN SERVICING CORPORATION and ) U.S. BANK TRUST NATIONAL ) ASSOCIATION, as trustee for ) LB-RANCH SERIES V TRUST, ) ) Defendants. ) MEMORANDUM OPINION AND ORDER This case comes before the Court on Defendants’ Motion to Exclude Plaintiff’s Expert, or, Alternatively, Motion to Reopen Discovery and Extend Defendants’ Expert Disclosure Deadline (Docket Entry 53 (“Exclusion Motion”)). (See Docket Entry dated Feb. 19, 2026 (referring Exclusion Motion).) For the reasons that follow, the Court will deny the Exclusion Motion. INTRODUCTION As the Court (per Chief United States District Judge Catherine C. Eagles) has summarized, in this case, Plaintiff has “allege[d] that[,] after he and [ D]efendants settled an earlier lawsuit [over a mortgage loan], [ D]efendants immediately breached that settlement agreement, imposing fees and costs that they explicitly waived in the settlement agreement.” (Docket Entry 34 at 1.) Following Defendants’ removal of this case from state court (see Docket Entry 1), the Court (per Chief Judge Eagles) resolved disputes about Plaintiff’s pleadings (see, e.g., Docket Entries 34, 39) and the parties filed their now-operative pleadings (see Docket Entries 40, 41). The Court (per the undersigned Magistrate Judge) thereafter “adopt[ed ] Defendants’ Rule 26(f) Report with [certain] modifications/clarifications” (Text Order dated Sept. 29, 2025), including that “the parties shall complete all discovery by 03/02/2026” (id.), “Plaintiff shall serve any expert disclosures required by Federal Rule of Civil Procedure 26(a) (2) (B) and (C) by 12/15/2025” (id.), and “Defendants shall serve any expert disclosures required by Federal Rule of Civil Procedure 26(a) (2) (B) and (C) by 01/29/2026” (id.). In reliance on that scheduling order, the Clerk set this case for trial on October 5, 2026. (See Docket Entry 48.) Plaintiff subsequently sought (with Defendants’ consent) extensions of the parties’ expert disclosure deadlines. (See Docket Entry 49.) The Court (per the undersigned Magistrate Judge) “grant[ed] in part [that m]otion” (Text Order dated Dec. 15, 2025 (“Scheduling Order Amendment”)), by extending those deadlines to January 6, 2026, and February 20, 2026, respectively (see id.). On January 6, 2026, Plaintiff served Defendants with (and filed) an “Expert Witness Disclosure” (Docket Entry 50 at 1; see also id. at 3 (“certifyl[ing] .. . serv[ice]” on that date); Notice of Elec. Filing, Docket Entry 50 (documenting filing “on 1/6/2026”)), “designat[ing] the following expert witness: Bryan Wilder” (Docket Entry 50 at 1). According to the Expert Witness

Disclosure, Wilder “appraised the subject property . . . on November 3, 2023” (id.; see also id. at 2 (confirming attachment of “Wilder’s curriculum vitae,” reporting that he “has not authored any publications in the previous 10 years” and “has not testified as an expert at trial or by deposition in the previous 4 years,” and disclosing his “compensation”)). “That appraisal is attached [to the Expert Witness Disclosure] as Exhibit A.” (Id. at 1 (referring to Docket Entry 50-1 (“November 2023 Appraisal”)).) Per its plain language, “[t]he purpose of th[e November 2023 A]ppraisal is to form an [o]pinion of [m]arket [v]alue for the subject property, as defined on page 4 [of the November 2023 Appraisal], with the definition originating from the Comptroller of the Currency.” (Docket Entry 50-1 at 4; see also id. at 2-3 (providing basis and reasons, as well as facts and data considered, for “opinion of the market value, as defined, of [subject] property” of “$1,120,000, as of 11/03/2023”), 7-9 (documenting Wilder’s signature as author of November 2023 Appraisal, along with additional facts and data considered), 10-24 (attaching supporting exhibits).) The Expert Witness Disclosure, however, also states

that “Wilder will update the [November 2023 A]ppraisal in approximately August 202[61] to reflect the value of the [subject] property closer to trial.” (Docket Entry 50 at 1.) 1 As Defendants have noted, “[t]he [Expert Witness D]isclosure mistakenly says ‘August 2025’ when it should say ‘August 2026.’” (Docket Entry 57 at 1 (period moved inside quotation mark).) 3 Just over three weeks after service of the Expert Witness Disclosure, Defendants filed the Exclusion Motion (see Notice of Elec. Filing, Docket Entry 53 (documenting filing of Docket Entry 53 “on 1/28/20267)), asking “the Court for an order excluding the expert opinions of . . . Wilder[] from use at summary judgment or trial, and for [Defendants’] reasonable attorneys’ fees in connection with thle Exclusion M]lotion” (Docket Entry 53 at 1; see also id. at 3 (“Alternatively, should Mr. Wilder be permitted to provide a supplemental report in or about August, 2026, Defendants request that (1) the discovery period be opened for thirty (30) days so they can depose him (or re-depose him based on his new report, if applicable) and (2) that their expert disclosure deadline be extended by thirty (30) days so that they can provide a meaningful rebuttal.”)). On February 9, 2026, Defendants “served [a] subpoena [on Wilder] by delivering a copy to [him via Plaintiff’s counsel] ... .” (Docket Entry 56-1 at 2.) That subpoena commanded Wilder to appear for a deposition on February 19, 2026 (see id. at 1), at which he must produce an attached list of documents (see id.; see also id. at 4-5 (listing 17 categories of demanded documents)). Plaintiff responded in opposition to the Exclusion Motion (see Docket Entry 56 (“Response”)) and Defendants replied (see Docket Entry 57 (“Reply”)).

DISCUSSION With the Exclusion Motion and “[p]ursuant to the Court’s Scheduling Order[ Amendment, as well as] Rules 16(f)(1), 26(a)(2), and 37(c) of the Federal Rules of Civil Procedure, Defendants . . . [have] move[d] the Court for an order excluding [Wilder’s] expert opinions” (Docket Entry 53 at 1),2 on the ground that Plaintiff “failed to timely provide an expert report [from Wilder] pursuant to the Court’s . . . Scheduling Order [Amendment] or Rule 26(a)(2)” (id.; see also id. (describing “delay [a]s neither substantially justified [n]or harmless, warranting exclusion under Rule 37(c)(1)”)). The Exclusion Motion elaborates as follows: Mr. Wilder is a residential appraiser retained by Plaintiff to provide an appraisal of the home he sold to demonstrate that Plaintiff sold his house for less than he would have absent this dispute. As demonstrated by [the] January 6, 2026 [E]xpert [Witness D]isclosure, Mr. Wilder provided a previous appraisal of the house in November of 2023 and intends to ‘update the [November 2023 A]ppraisal in approximately August 202[6] to reflect the value of the property closer to trial.’ As the November 2023 [A]ppraisal is not at dispute in this case, the entire basis of Mr. Wilder’s opinion’s will come from a report to be produced seven months after the disclosure deadline and two months or less before trial. Defendants can therefore conduct no meaningful deposition of Mr. Wilder before the March 2, 2026 discovery deadline, nor can Defendants meaningfully designate a rebuttal expert and provide a rebuttal report prior to their February 20, 2026 disclosure deadline because there is no opinion to rebut. Plaintiff’s untimely report is accordingly neither substantially justified nor harmless, and Mr. Wilder should be excluded as an expert. 2 Unless otherwise noted, references hereinafter to “Rule ___” refer to the

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Bluebook (online)
Thomas Johnson v. SN Servicing Corporation and U.S. Bank Trust National Association, as trustee for LB-Ranch Series V Trust, Counsel Stack Legal Research, https://law.counselstack.com/opinion/thomas-johnson-v-sn-servicing-corporation-and-us-bank-trust-national-ncmd-2026.