Third Nat. Bank v. Atlantic City

126 F. 413, 1903 U.S. App. LEXIS 5173
CourtU.S. Circuit Court for the District of New Jersey
DecidedDecember 7, 1903
StatusPublished

This text of 126 F. 413 (Third Nat. Bank v. Atlantic City) is published on Counsel Stack Legal Research, covering U.S. Circuit Court for the District of New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Third Nat. Bank v. Atlantic City, 126 F. 413, 1903 U.S. App. LEXIS 5173 (circtdnj 1903).

Opinion

KIRKPATRICK, District Judge.

It appears from the record in this case that on the 2d day of July, 1900, Mark P. Wells and Edward P. Young, then partners under the name of M. P. Wells & Co., entered into a contract with commissioners appointed by the mayor and common council of the city of Atlantic City for the erection of a new city hall, whereby it was agreed that the firm of M. P. Wells & Co., in consideration of $74,873, should build a certain building to be used as a city hall in Atlantic City; that the said contract was satisfactorily performed; that the work was approved by the said commissioners, and accepted by the city of Atlantic City, which entered into possession thereof on the 7th day of August, 1901; and that by the terms of said contract the final installment of the contract price, viz., $18,692, was payable on the fulfillment of said contract. Some controversy arose between the contracting parties in regard to the character of the work done, so that the amount to be paid M. P. Wells & Co. in final settlement was not agreed upon until November 20, 1902. As has been said, the balance due from the city is $18,692, and is being held by the city to await the determination of the validity and priority of various claims which have been filed against the fund. It also appears that M. P. Wells & Co. became indebted to the various parties, and, desbrotas of raising funds for the completion of the work or other purposes, in consideration of such indebtedness or advances, executed and delivered at various times orders upon the comptroller of the city of Atlantic City to pay to said creditors or other parties certain sums of money, out of the balance in his hands, due or to become due on said contract, which orders were accepted by said comptroller by a qualified indorsement thereon. These orders make an appropriation of so much of the fund on which they are drawn as will be sufficient to satisfy them, and amount to an equitable assignment thereof pro tanto, which a court of equity will enforce when made for a good and valuable consideration. Nesmith v. Drum, 8 Watts & S. 10, 42 Am. Dec. 260. While as between the parties the assignment may be valid from its date, yet, to protect his claim and perfect his [415]*415title against the debtor, it is necessary for the assignee to give notice to the debtor that the obligation has been transferred. Laclede Bank v. Schuler, 120 U. S. 516, 7 Sup. Ct. 644, 30 L. Ed. 704. Such “giving notice js equivalent to the act of taking possession.” 2 Pomeroy’s Eq. Juris, p. 695.

There has been much conflict of authority in the state courts with reference to the priority existing between successive assignees of the same fund — whether the one whose assignment is prior in time, or the one who first gives notice to the debtor, is entitled to be first paid— but, so far as this court is concerned, it feels itself concluded by the judgments rendered in the Supreme Court of the United States in Judson v. Corcoran, 17 How. 612, 15 L. Ed. 331, and Spain v. Hamilton’s Adm’r, 1 Wall. 604, 17 L. Ed. 619. These cases were considered by the Circuit Court of Appeals for the Second Circuit in Methven v. Staten Island Light, Heat & Power Company, 66 Fed. 113, and, in accordance with the principle therein laid down, the court find that:

“Where two assignments of a chose in action, for valuable consideration, are made to different persons, the assignee who first gives notice of his claim to the debtor has prior right, though the assignment to him is later in date than that to the other assignee.”

These holders of these equitable assignments, then, as between themselves, are entitled to payment from the fund in the order in which they gave notice thereof to the debtor, and to the extent which they had given consideration therefor.

The only assignment concerning which there is any question of the date upon which notice was given to the debtor is that of the Third National Bank. As to this assignment, the record shows that on May 31, 1901, M. P. Wells & Co. addressed A. M. Heston, comptroller of Atlantic City, a letter, of which the following is a copy:

“Dear Sir: Please draw a warrant for seven thousand and five hundred dollars to Third National Bank Philadelphia and deduct the same from the amount of my warrant per City Hall contract due M. P. Wells & Co. $7,500.”
Indorsed: “Accepted and to be paid from money due M. P. Wells & Co. on filing architect’s certificate in this office. A. M. Heston, Comptroller.”
Note: “City Comptroller will not hold himself responsible for the payment of the above unless the order is filed in this office at least five days before the date of the warrant.”

There also appears on the back of the order, “Nov. 20, 1901.”

This order was first seen by the Third National Bank June 1, 1901, and it was after that date that the money was advanced to Wells & Co. by the bank on its security. From June 1st to November 8th the order remained in the possession of the Third National Bank, and on November 20th was first presented by them, or on their behalf, to the debtor of Wells & Co. It cannot be successfully contended that the presentation of this order to the debtor by M. P. Wells on the 31st of May, 1901, was a notice of the assignment to the bank which would stand in the place of the notice required to be given by the assignee, because, so long as Wells had the possession and control of the order, and no delivery had been made by him to the assignee, there was no valid assignment in existence. There was on May 31st nothing more on the part of Wells than a mere intent to assign pro[416]*416vided the bank made the advance on its security which he desired. The bank then had no interest in the assignment, and it was yet optional with Wells whether it should acquire ány. The retention of any power of revocation by the assignor is fatal to the claim of the assignee. Christman v. Russell, 14 Wall. 69, 20 L. Ed. 762.

For-these reasons, I am of the opinion that the Third National Bank acquired no interest in the fund until after it had advanced' money on the security of the assignment, and given notice of its claim to the debtor. Such notice was not given by it until November 20, 1901. Equitable assignments of subsequent date are not preferred over those having a prior date, notice of which has been given to the debtor, unless those of the latter class are given for a valuable consideration.

The claims of Stoneback and the National Security Bank are objected to by the complainant on the ground that no consideration was given therefor. In my opinion, this contention is not sustained by the testimony. The giving of credit to Wells & Co. by Stoneback on account of the money due Stoneback on the contract was a sufficient consideration.

On the 30th of November, 1901, the Atlantic City Number Company filed a notice, dated September 14, 1901, with the comptroller of Atlantic City, that there was due it from Wells & Co. for materials furnished in the erection of the new city hall, the sum: of $5,665.34. This claim is not verified, is not in the form of a judgment, and the court has no means of determining its amount or validity. The mere filing of such a claim, even when verified, creates no charge upon the fund in the hands of the debtor; nor is the financial officer of the city justified in retaining for its payment any part of the money which may be due the contractor longer than the time prescribed by the statutes in which can be made a lien upon the property.

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Related

Judson v. Corcoran
58 U.S. 612 (Supreme Court, 1855)
Spain v. Hamilton's Administrator
68 U.S. 604 (Supreme Court, 1864)
Christmas v. Russell
81 U.S. 69 (Supreme Court, 1872)
Laclede Bank v. Schuler
120 U.S. 511 (Supreme Court, 1887)
Methven v. Staten Island Light, Heat & Power Co.
66 F. 113 (Second Circuit, 1895)
Price v. Elmbank
72 F. 610 (N.D. California, 1896)

Cite This Page — Counsel Stack

Bluebook (online)
126 F. 413, 1903 U.S. App. LEXIS 5173, Counsel Stack Legal Research, https://law.counselstack.com/opinion/third-nat-bank-v-atlantic-city-circtdnj-1903.