Theodore Helgesen v. CCF Holdings, LLC, et al.

CourtDistrict Court, S.D. Georgia
DecidedApril 14, 2026
Docket4:25-cv-00043
StatusUnknown

This text of Theodore Helgesen v. CCF Holdings, LLC, et al. (Theodore Helgesen v. CCF Holdings, LLC, et al.) is published on Counsel Stack Legal Research, covering District Court, S.D. Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Theodore Helgesen v. CCF Holdings, LLC, et al., (S.D. Ga. 2026).

Opinion

In the United States District Court for the Southern District of Georgia Savannah Division

THEODORE HELGESEN,

Plaintiff, 4:25-cv-43 v.

CCF HOLDINGS, LLC, et al.,

Defendants. ORDER This action is before the Court on Plaintiff Theodore Helgesen’s motion for a temporary restraining order (TRO) and Preliminary Injunction, dkt. no. 53, Defendant Allan Jones’s motion to dismiss, dkt. no. 56, and a motion to dismiss filed jointly by Defendants CCF Holdings, LLC, CCF MIP Holdings, LLC, CCFI Companies, LLC, Lisa Vittorini, William Baker, Julie Torkelson, Steve Scoggins, Allan Jones, Ted Saunders, Michael Durbin, and Hanson Enterprises International, LLC (hereinafter the “jointly filing Defendants”), dkt. no. 57. For the reasons given below, Plaintiff’s motion for a TRO and preliminary injunction, dkt. no. 53, is DENIED; Defendant Jones’s motion to dismiss, dkt. no. 56, is GRANTED; the jointly filed motion to dismiss, dkt. no. 57, is partially GRANTED and partially DENIED. BACKGROUND I. Factual Background This case concerns Plaintiff’s alleged wrongful termination

and the subsequent withholding of certain units of interest in Defendant CCF MIP, LLC from him. In 2023, Plaintiff was the President and Chief Operating Officer of TMX Finance Corporate Services, Inc. (“TMX”) when Defendant CCF Holdings LLC d/b/a “Community Choice” acquired TMX. Dkt. No. 51 ¶¶ 35, 38. After the acquisition, Plaintiff became President of Community Choice, and thus an officer of a CCF entity. Id. ¶¶ 43–44, 64. On January 1, 2024, Plaintiff was granted 9.002 Class B Units, which represented a 2.369 percent profits interest in CCF MIP, LLC pursuant to a Profits Interest Awards Agreement (the “Awards Agreement”) which additionally provided that the profit payments were to be made on a monthly basis. Id. ¶ 47. Those payments were made monthly

beginning January 2024 and ending February 2025. Id. Plaintiff alleges that leading up to January 2025, he was “increasingly excluded from critical financial discussions regarding the company.” Id. ¶ 63. Due to this alleged exclusion and other incidents at Community Choice, on February 8, 2025, Plaintiff refused to sign a credit agreement. Id. ¶¶ 78–88. In so doing, Plaintiff emailed the Chief Legal Officer that he could not sign the agreement because he no longer had “the necessary access to, visibility, or inclusion into the company’s financial conditions or any other material facts referenced in this agreement.” Id. ¶¶ 78,88. In that same email, Plaintiff suggested that it was “in everyone’s best interest to work towards a mutually

beneficial separation.” Id. ¶ 88. The following day, February 9, 2025, another executive allegedly emailed Plaintiff and expressed his understanding that Plaintiff had resigned from the company. Id. ¶ 90. Later the next day, February 10, 2025, Plaintiff lost access to his work email and company systems. Id. ¶ 84. On February 12, 2025, Plaintiff allegedly received a letter from the Chief Legal Officer that characterized his departure from Community Choice as a “for cause termination.” Id. ¶ 98. Plaintiff filed suit shortly thereafter on March 4, 2025, and he was removed from administrative leave and officially terminated on March 5, 2025. Id. ¶¶ 102, 110. Plaintiff alleges that Defendant Community Choice terminated

his employment without cause. Id. ¶ 109. Plaintiff alleges that, per his employment agreement, he was owed twelve months of severance and almost one million dollars in bonuses upon termination without cause. Id. ¶ 108. Additionally, the Awards Agreement purportedly provided that, if Plaintiff was terminated without cause, his Class B Units would become “100% vested.” Id. ¶ 113. Plaintiff alleges that Defendant Community Choice has withheld the distributions for his Class B Units to which he is rightfully entitled, refused to recognize his ownership of the units, and failed to tender the units to him. Id. ¶ 114. The second amended complaint (SAC) names several defendants:

CCF Holdings, LLC d/b/a Community Choice Financial (“Community Choice”); CCF MIP Holdings, LLC; CCFI Companies, LLC; and the “Class B Owners of CCF MIP.” Id. ¶¶ 1–13, 27. The Class B Owners’ category is comprised of Hanson Enterprises, LLC; Lisa Vittorini; William Baker; Julie Torkelson; Steve Scoggins; Allan Jones; Ted Saunders; and Michael Durbin. Id. ¶ 27 II. Procedural Background Plaintiff initially filed this action on March 4, 2025, dkt. no. 1, and was later granted leave to file a second amended complaint, which Plaintiff filed on January 16, 2026, dkt. nos. 50, 51. Therein, Plaintiff brings claims for breach of contract (Count I), bad faith and breach of duty of good faith and fair

dealing (Count II), money had and received and unjust enrichment (Count III), breach of fiduciary duty (Count IV), attorney’s fees (Count V), and injunctive relief (Count VI). See Dkt. No. 51 at 107-53. Shortly after filing his SAC, on January 23, 2026, Plaintiff filed a motion for a temporary restraining order and preliminary injunction. Dkt. No. 53. According to Plaintiff’s motion, Community Choice has entered into a merger with Katapult Holdings, Inc. (a publicly traded company) and Aaron’s Intermediate Holdco, Inc. Dkt. No. 53 at 3. As part of the purported merger agreement, every Class B Member will receive publicly traded Katapult stock in exchange for their Class B Units. Id. at 3–4. The merger

agreement allegedly provides that the parties shall close the agreement “as promptly as practical” with a closing date set for September 30, 2026. Id. at 8. However, Plaintiff argues that nothing would prevent the parties from closing earlier if regulatory approvals and stockholder votes were to be obtained. Id. Due to this merger agreement, Plaintiff submitted a motion for a temporary restraining order to restrain Defendants from: (a) making any changes to CCF MIP Holdings, LLC that would exclude or dilute Plaintiff’s Class B Units and related rights; (b) transferring, cancelling, reissuing, or otherwise altering record ownership or rights associated with Plaintiff’s

Class B Units; and (c) consummating any change in control, reorganization, conversion, or exchange that would impair, convert, or eliminate Plaintiff’s rights in his Class B Units or their contingent conversion/exchange rights, during the pendency of this action. Id. at 1–2. Defendant Allan Jones then submitted a motion to dismiss on January 30, dkt. no. 56, as did the jointly filing Defendants, dkt. no. 57. The Court held a hearing on Plaintiff’s motion and heard oral argument as to jurisdictional questions on February 4, 2026. Dkt. Nos. 55, 68. The motions are now fully briefed and ripe for determination. Dkt. Nos. 58, 76, 79, 85.

DISCUSSION I. Defendants’ Motions to Dismiss A. Legal Authority Federal Rule of Civil Procedure 8(a)(2) requires that a complaint contain a “short and plain statement of the claim showing that the pleader is entitled to relief.” While this pleading standard does not require “detailed factual allegations,” “‘labels and conclusions’ or ‘a formulaic recitation of the elements of a cause of action will not do.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 555 (2007)). To withstand a motion to dismiss under Federal Rule of Civil Procedure 12(b)(6), “a complaint must contain sufficient factual matter, accepted as true, to ‘state a claim to relief that

is plausible on its face.’” Id. (quoting Twombly, 550 U.S. at 570).

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