The Jacob & Alice Klein Charitable Remainder Unitrust, Ilana Kahn, Trustee v. Director, Division of Taxation

New Jersey Tax Court·Decided June 4, 2026·No. 006284-2020·Published

Opinion

NOT FOR PUBLICATION WITHOUT APPROVAL OF THE TAX COURT COMMITTEE ON OPINIONS

THE JACOB & ALICE KLEIN : TAX COURT OF NEW JERSEY CHARITABLE REMAINDER UNITRUST, : ILANA KAHN, TRUSTEE, : DOCKET NO. 006284-2020 :

Plaintiff, :

: Approved for Publication v. : In the New Jersey : Tax Court Reports DIRECTOR, DIVISION OF TAXATION, :

:

Defendant. :

_____________________________________:

Decided: June 4, 2026

Frank Agostino for plaintiffs (Agostino & Associates, P.C., attorneys).

Timothy M. Kawira for defendant (Jennifer Davenport, Attorney General of New Jersey, attorney).

SUNDAR, P.J.T.C.

This opinion decides the parties’ respective motions for summary judgment.

The only issue is whether plaintiff, a charitable remainder unitrust, is a “charitable trust” for purposes of N.J.S.A. 54A:2-1 so that its income/gain is exempt from New Jersey Gross Income Tax (GIT). In Burke v. Dir., Div. of Tax’n, 11 N.J. Tax 29 (Tax 1990), the Tax Court ruled that only a charitable trust which has exclusively charitable beneficiaries is entitled to an exemption; thus, a trust which is created to benefit charitable and noncharitable beneficiaries does not qualify for the exemption.

Relying on Burke, defendant determined that plaintiff’s income/gain for tax year 2015 was taxable. Plaintiff’s summary judgment motion seeks to reverse this determination, contending that Burke was wrongly decided. Defendant’s cross- motion seeks to dismiss the complaint on grounds Burke is still sound law and there are no compelling reasons, factual or otherwise, for departing from its holding.

The court agrees with defendant for the reasons stated below. Therefore, it denies plaintiff’s summary judgment motion, grants defendant’s cross-motion for summary judgment, and affirms defendant’s final determination. FACTS The following are the undisputed material facts gathered from the documents submitted in support of each party’s motion. A. The Jacob and Alice Klein Charitable Remainder Unitrust Under Internal Revenue Code (Code or I.R.C.) § 664, a charitable remainder unitrust (CRUT) is generally exempt from federal income tax. The primary requirements for a CRUT are that: (a) a “Unitrust Amount” (which is a fixed percentage of between 5% and 50% of the initial net fair market value of the trust assets) must be paid at least once a year to persons, at least one of whom is a noncharitable entity; (b) other than the Unitrust Amount, no other payments can be made to anyone other than an I.R.C. § 170(c) qualified charitable organization; (c) at the end of the payment term of the Unitrust Amount, the remainder must be

transferred to an I.R.C. § 170(c) qualified charitable entity. I.R.C. § 664(d)(2). The noncharitable beneficiary must include the distributed Unitrust Amount as income or capital gains on its income tax returns.

A CRUT is considered a split-interest trust. This “is one in which both charitable and non-charitable beneficiaries have interests in the trust corpus and for which the donor-settlor is allowed a tax deduction equal to the value of the charitable interest at the time of the trust’s creation.” Ann Jackson Family Found. v. Comm’r, 15 F.3d 917, 918, n.1 (9th Cir. 1994). In most cases “the non-charitable beneficiaries . . . take first for a period of time . . . after which the charitable beneficiaries take the remainder of the trust property.” Ibid. A split-interest charitable lead trust is the reverse, in that “the charitable beneficiaries take first, after which the non-charitable beneficiaries receive the balance of the trust property.” Ibid.1 Plaintiff, the Jacob and Alice Klein Charitable Remainder Unitrust (the “Klein CRUT”) was created in New Jersey in accordance with I.R.C. § 664. The Klein CRUT, by its trustee, Ilana Michelle Kahn, executed an agreement between itself and The Klein Group, LLC, the grantor (hereinafter “LLC Grantor”) on December 12, 2014, whereby the LLC Grantor transferred certain property (including stock) to

1 The court noted that “a charitable lead trust is something of a rare bird, since donorsettlors usually want their heirs to enjoy their property before turning it over to a charity.” Ann Jackson Family Found., 15 F.3d at 918, n.1.

the CRUT.2 The term of the trust is twenty years from the date of its commencement of December 12, 2014.

In each taxable year during the 20-year term, the trustee must pay the LLC Grantor, a noncharitable beneficiary, a Unitrust Amount equal to 7% of the net FMV of the trust assets in equal semi-annual installments. The Unitrust Amount is payable from the trust income, and if insufficient, from the corpus. Any trust income in excess of the Unitrust Amount reverts to the corpus. At the end of the 20-year term (when the trust terminates), the trustee is required to distribute the remaining principal and income to the Alice & Jacob Klein Charitable Foundation, with authority to designate substitute remainder beneficiaries which are I.R.C. § 170(c) qualified charitable organizations.

By indenture also dated December 12, 2014, Jacob Klein and Alice Klein, as grantors, created the Alice & Jacob Klein Charitable Foundation. They were also the initial trustees.3 The Internal Revenue Service (IRS) granted the foundation an I.R.C. § 501(c)(3) status, thereby deeming it as a federally tax-exempt entity, effective December 19, 2014.

2 The LLC Grantor is owned equally by Jacob Klein and Alice Klein.

3 In the event the initial trustees died or could not serve in that capacity, the successor co-trustees were three individuals, Ilana Michelle Kahn, Leora Ariella Klein, and Michael Klein. These persons were also involved in the Klein CRUT in that Ilana Michelle Kahn was its trustee, while Leora Ariella Klein and Michael Klein were the successor co-trustees.

B. The Klein CRUT’s Tax Returns For tax year 2015, the Klein CRUT federally filed a Split-Interest Information return reporting interest and dividend income. It also reported short-term gains from disposition of property of about $6.01 million and the Unitrust Amount of $388,471 as distributions made for the tax year.

For the same tax year, the Klein CRUT filed a GIT Fiduciary return reporting the same income (interest, dividends, gain) and the amount distributed to the LLC Grantor, as it had for federal income tax purposes. It reported $0 as the GIT due on the net taxable income, and requested a refund of $450,172, the estimated GIT paid.

Defendant, the Director, Division of Taxation (“Taxation”) computed the GIT due on the reported net income, which was about $47,100 higher than the refund claimed. Therefore, Taxation issued a bill for the balance (plus interest).

The Klein CRUT then filed an amended GIT fiduciary return excluding the previously reported gain income of about $6.02 million. It explained that the amendment was to “correct” the reported gain income of $6,023,217 because as a CRUT, “the gains are not taxable” under I.R.C. § 664(c). It requested a refund of the previously paid estimated GIT.

By its letter of January 3, 2018, Taxation denied the request explaining that for GIT purposes, “charitable trusts are defined as trusts operated exclusively for religious, charitable, scientific, literary or educational purposes.” A CRUT, the letter

stated, “is not operated exclusively for charitable purposes because it pays income to one or more noncharitable income beneficiaries.” Taxation concluded that if the “New Jersey sourced income is not permanently and irrevocably set aside for charitable purposes then” such income is taxable. Taxation then sought payment of $55,284.11 which was currently due.

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The Jacob & Alice Klein Charitable Remainder Unitrust, Ilana Kahn, Trustee v. Director, Division of Taxation, (N.J. Super. Ct. 2026).

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