The Hanover Insurance Company v. Intrepid Law Group LLC

CourtDistrict Court, W.D. Washington
DecidedMarch 18, 2021
Docket2:20-cv-00662
StatusUnknown

This text of The Hanover Insurance Company v. Intrepid Law Group LLC (The Hanover Insurance Company v. Intrepid Law Group LLC) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
The Hanover Insurance Company v. Intrepid Law Group LLC, (W.D. Wash. 2021).

Opinion

1 2

3 4 5 6 7 UNITED STATES DISTRICT COURT WESTERN DISTRICT OF WASHINGTON 8 AT SEATTLE

9 10 THE HANOVER INSURANCE CASE NO. C20-0662JLR COMPANY, 11 ORDER GRANTING MOTIONS Plaintiff, TO STAY AND DENYING 12 v. MOTION FOR SUMMARY JUDGMENT WITHOUT

13 PREJUDICE INTREPID LAW GROUP, LLC, et al., 14 15 Defendants.

16 I. INTRODUCTION 17 Before the court are three motions: (1) Plaintiff The Hanover Insurance 18 Company’s (“Hanover”) motion for partial summary judgment (MSJ (Dkt. # 32)); (2) 19 Defendants Tracy Takenaka and Brian Rounds’s (collectively, “Takenaka/Rounds”) 20 motion to stay proceedings (MTS (Dkt. # 36)); and (3) Defendant Donald Woodard’s 21 motion to dismiss or stay (MTD (Dkt. # 41)). Defendants Takenaka/Rounds (TR MSJ 22 Resp. (Dkt. # 45)); Mr. Woodard (Woodard MSJ Resp. (Dkt. # 48)); Thi Huynh and 1 Intrepid Law Group, LLC (“Intrepid”) (Intrepid MSJ Resp. (Dkt. # 44)); and Joseph 2 Pham and 4200 Letitia, LLC (“Letitia”) (Letitia MSJ Resp. (Dkt. # 49)) oppose

3 Hanover’s motion for summary judgment. Hanover opposes both Takenaka/Rounds’s 4 motion to stay and Mr. Woodard’s motion to dismiss or stay. (Hanover Resp. (Dkt. # 5 50).1) The court has considered the motions, the parties’ submissions in support of and in 6 opposition to the motions, the relevant portions of the record, and the applicable law. 7 Being fully advised,2 the court GRANTS Takenaka/Rounds’s motion to stay, GRANTS 8 IN PART Mr. Woodard’s motion to dismiss or stay, and STAYS this case pending the

9 completion of state-law proceedings. The court DENIES Hanover’s motion for partial 10 summary judgment without prejudice. 11 II. BACKGROUND 12 This matter is an insurance discovery dispute involving a professional liability 13 policy (the “Policy”) issued by Hanover to Intrepid, whose sole member and licensed

14 practicing attorney is Mr. Huynh. (See Am. Compl. (Dkt. # 11) ¶¶ 1.3, 3.49; 15 Intrepid/Hyunh Ans. (Dkt. # 29) ¶¶ 1.3, 3.49; Hesselgesser Decl. (Dkt. # 33) ¶ 16, Ex. 16 O).) Intrepid and Mr. Huynh have been named as defendants or third-party defendants in 17 1 The court granted the parties’ stipulated motion to set a briefing schedule for the 18 parties’ motions. (1/15/21 Order (Dkt. # 40).) The court granted Hanover leave to file a single brief that encompasses (1) its response to Takenaka/Rounds’s motion to stay, (2) its response to 19 Mr. Woodard’s motion to dismiss or stay, and (3) its reply in support of its motion for partial summary judgment. (See id.; see Hanover Resp.) 20 2 Hanover and Takenaka/Rounds have requested oral argument on Hanover’s motion for partial summary judgment and Takenaka/Rounds’s motion to stay. (See MSJ at 1; MTS at 1; 21 Hanover Resp.; TR MSJ Resp.) The court, however, finds oral argument would not be helpful to the disposition of the motions, and therefore declines to hold oral argument. See Local Rules 22 W.D. Wash. LCR 7(b)(4). 1 four state-court matters that involve similar underlying facts and transactions. (See MSJ 2 at 1; Am. Compl. ¶¶ 3.1-3.49.) Hanover is defending Intrepid and Mr. Huynh in these

3 actions subject to a full reservation of rights. (See Am. Compl. ¶ 3.50.) Hanover alleges, 4 however, that the Policy provides no coverage for the underlying actions because Intrepid 5 and Mr. Huynh “have engaged in a pattern of soliciting investments either for personal 6 interest, for clients without the client’s consent, or for other business interests in which 7 [Mr.] Huynh has an ownership or managerial interest.” (MSJ at 1-2.) 8 Hanover now moves for partial summary judgment that it has no obligation to

9 defend or indemnify Intrepid and Mr. Huynh for two of the four disputes: (1) the 10 “Takenaka Action” filed by Takenaka/Rounds in Thurston County Superior Court (see 11 Hesselgesser Decl. ¶ 2, Ex. A (Compl., Takenaka v. Huynh, No. 20-2-01426-34 12 (Thurston Cty. Super. Apr. 21, 2020)) (“Takenaka Compl.”)); and (2) the “Woodard 13 Action”, in which Mr. Woodard joined Intrepid and Mr. Huynh as third-party defendants

14 in a case brought against him by Letitia in King County Superior Court (see Hesselgesser 15 Decl. ¶ 11, Ex. J (Am. Ans., 4200 Letitia, LLC v. Woodard, No. 19-2-16275-9 SEA 16 (King Cty. Super. Dec. 18, 2019)), at 4-12 (“Woodard Compl.”)). (MSJ at 3.) 17 Takenaka/Rounds and Mr. Woodard contend that the court should exercise its discretion 18 under the Declaratory Judgment Act, 28 U.S.C. § 2201, to either dismiss this action or

19 stay it pending the completion of the state-law proceedings. (See generally MTS; MTD.) 20 They argue that maintaining Hanover’s action in this court will involve needless 21 determination of Washington state-law issues that are more appropriately decided in state 22 court. (See generally MTS; MTD.) 1 Below, the court recounts the background of the Takenaka Action and the 2 Woodard Action and sets forth the procedural background of Hanover’s action in this

3 court. 4 A. Factual Background 5 1. The Takenaka Action 6 In September 2017, Matt Kaing, an insurance broker who advised Dr. Takenaka 7 and Dr. Rounds about their professional disability and malpractice insurance, contacted 8 Dr. Takenaka regarding an investment opportunity. (Takenaka Decl. (Dkt. # 37) ¶ 2;

9 Takenaka Compl. ¶¶ 2.2-2.3.) Over the years, Mr. Kaing had learned about Dr. Takenaka 10 and Dr. Rounds’s financial circumstances, their dental practices’ revenues, their personal 11 net worth, and their retirement strategies and goals, and he had earned their trust. 12 (Takenaka Decl. ¶ 2; Takenaka Compl. ¶ 2.2.) Mr. Kaing eventually offered Dr. 13 Takenaka and Dr. Rounds two investment opportunities, both of which went sour.

14 a. Takenaka/Rounds’s Loan to Letitia 15 The first investment presented by Mr. Kaing was an opportunity to make a “hard 16 money loan” of $50,000 to Letitia with repayment within 90 days. (Takenaka Decl. ¶ 4; 17 Takenaka Compl. ¶ 2.4.) Mr. Kaing advised Dr. Takenaka and Dr. Rounds that the loan 18 documents would be prepared by an attorney—Mr. Huynh—whom Mr. Kaing described

19 as a “family friend and business associate.” (Takenaka Decl. ¶ 4.) Soon thereafter, they 20 received a loan summary document that stated, “Intrepid Law Group, LLC, will prepare 21 [the] Note and Deed of Trust. They will be responsible for monitoring the refinance 22 process to ensure funds will be paid back on time.” (Id. ¶ 5; see id., Ex. 1.) 1 Dr. Takenaka and Dr. Rounds then received from Mr. Huynh and Intrepid a 2 promissory note and deed of trust against real property “commonly known as 4200

3 Letitia Ave. S., Seattle, WA, 98118” in King County, Washington. (Takenaka Decl. ¶ 6; 4 see id., Exs. 2-3; Takenaka Compl. ¶ 2.5, Exs. 1-2.) Letitia was designated as the Grantor 5 and Intrepid as the Trustee on the Deed of Trust. (Takenaka Decl. ¶ 6.; see id., Ex. 3.; 6 Takenaka Compl. ¶ 2.5.) Dr. Takenaka and Dr. Rounds understood that Mr. Huynh and 7 Intrepid would protect their interests in the loan transaction. (Takenaka Decl. ¶ 6.) 8 Nevertheless, Mr. Huynh never informed Dr. Takenaka or Dr. Rounds that he was not

9 representing their interests; that there was any conflict of interest; or that they should seek 10 independent counsel with respect to the loan transaction. (Id. ¶ 7.) 11 Dr. Takenaka and Dr. Rounds gave Mr. Huynh a check for $50,000, made out to 12 “Intrepid Law Group,” on September 25, 2017. (Id..) The terms of the promissory note 13 required repayment of the $50,000, with interest, by no later than December 29, 2017.

14 (Id. ¶ 8, see id. Ex. 2; Takenaka Compl. ¶ 2.5.) At Mr. Huynh’s request, Dr. Takenaka 15 and Dr. Rounds agreed to extend the date of maturity to March 29, 2018. (Takenaka 16 Decl. ¶ 8; Takenaka Compl. ¶ 2.10.) When they did not receive payment, they asked Mr.

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