The Bank of New York Mellon v. Stebbins

CourtCourt of Appeals of Kansas
DecidedMarch 1, 2019
Docket118968
StatusUnpublished

This text of The Bank of New York Mellon v. Stebbins (The Bank of New York Mellon v. Stebbins) is published on Counsel Stack Legal Research, covering Court of Appeals of Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
The Bank of New York Mellon v. Stebbins, (kanctapp 2019).

Opinion

NOT DESIGNATED FOR PUBLICATION

No. 118,968

IN THE COURT OF APPEALS OF THE STATE OF KANSAS

THE BANK OF NEW YORK MELLON, f/k/a THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF CWABS, INC., et al., Plaintiffs,

v.

DONALD STEBBINS, Appellee, CHRISTINE STEBBINS and BLUE VALLEY RIDING HOMES, Defendants,

HEARTH and HOME, LLC, and JOHNSON COUNTY COURT TRUSTEE, Appellees,

and

CHERRY PARK PROPERTIES, LLC, Appellant.

MEMORANDUM OPINION

Appeal from Johnson District Court; PAUL C. GURNEY, judge. Opinion filed March 1, 2019. Affirmed.

Mark A. Corder, of Olathe, for appellant Cherry Park.

Rick Davis, of Rick Davis Legal, of Overland Park, for appellee Donald Stebbins.

Before BRUNS, P.J., BUSER and SCHROEDER, JJ.

BUSER, J.: This is an appeal by Cherry Park Properties, LLC (Cherry Park) of the Johnson County District Court's ruling in a mortgage foreclosure proceeding that Cherry Park had no redemption rights or interest in the mortgaged property. Upon our review of 1 the parties' briefs and the record on appeal, we find no error in the district court's judgment. Accordingly, we affirm.

FACTUAL AND PROCEDURAL BACKGROUND

The material facts are not disputed. In 2006, Donald and Christine Stebbins, a married couple, executed a note and mortgage with First Residential Mortgage Network on their residence in Overland Park. Later, the Bank of New York Mellon (BNYM) became the note holder and mortgage owner. On November 24, 2014, BNYM filed a petition to foreclose on the mortgage. The foreclosure case was assigned to Johnson County District Judge Paul C. Gurney of Division 11.

While the foreclosure proceedings were pending, Donald and Christine were granted a divorce. The divorce case was assigned to Johnson County District Judge Christina Dunn Gyllenborg of Division 9. The initial journal entry and decree of divorce, dated July 27, 2015, noted the property was currently involved in a foreclosure action, but Donald wanted to refinance the residence and redeem the property. The initial divorce decree provided: "The Court shall retain jurisdiction of the parties' marital residence should need arise to resolve any disputes so not ordered [sic] herein." This included any division of equity or judgment on the foreclosure. Of note, although this journal entry was dated July 27, 2015, it inexplicably was not filed until more than a year later—on November 7, 2016.

On September 30, 2016, Judge Gyllenborg finalized the couple's mediated agreement and decree of divorce which resolved the remaining issues regarding the property. This journal entry was dated September 30, 2016. Of note, it was filed about a month later, on November, 7, 2016—17 minutes after the initial journal entry, dated July 27, 2015, was filed.

2 The September 30, 2016 journal entry provided that the property should be listed for sale but allowed Christine to remain in the residence until November 30, 2016. Effective December 1, 2016, Donald would have exclusive possession of the home and "shall be awarded any and all interest in the property at such time by virtue of the provisions of this agreement." (Emphasis added.) Donald was also entitled to any and all proceeds from the sale of the property and was responsible for the mortgage. Moreover, the journal entry ordered Christine to cooperate with any financing requirements and "[a]t the time of refinancing and removal of [Christine] as an obligated party on the note and mortgage, [Donald] shall be awarded the property free and clear of any interest of [Christine]." Of note, an identical copy of the initial journal entry and decree of divorce, dated July 27, 2015, was filed two days after the September 30, 2016 journal entry was filed. The record is silent regarding the reason, if any, for this duplicate filing.

The next year, on July 21, 2017, Judge Gurney entered judgment in the foreclosure action in favor of BNYM and ordered the property to be sold by the sheriff. Because less than one-third of the original debt had been paid, the district court provided for a three- month redemption period to begin on the date of the sheriff's sale. Upon the failure of the Donald and Christine to pay the judgment amount within 14 days, Judge Gurney advised he would issue an order of sale. The journal entry also provided that "upon the failure of the Defendants or any assignee of redemption rights of the Defendants to redeem in accordance with law, then each and all of the Defendants shall forever be barred and foreclosed from all right, title, interest, lien or claim in, on, or to the Property."

Donald and Christine did not pay the judgment within 14 days, and the district court issued an order of sale to the Johnson County sheriff on October 5, 2017. Fifteen days later, on October 20, 2017, Christine assigned her claimed redemption rights to the property to Cherry Park. On November 2, 2017, Hearth & Home, LLC purchased the property at the foreclosure sale and the district court confirmed the sale. On November 8,

3 2017, Cherry Park evidently entered its appearance indicating that it purchased Christine's redemption rights and was a successor in interest.

On December 4, 2017, Donald filed a motion in the mortgage foreclosure proceeding to determine redemption rights. In the motion, Donald objected to Cherry Park's assignment of the redemption rights from Christine. Donald argued that Christine no longer had an interest in the property; thus, she could not assign any redemption rights to Cherry Park.

In response, Cherry Park argued that Judge Gyllenborg should hear the motion because the journal entries in the divorce proceedings indicated that she retained jurisdiction over disposition of the property. Cherry Park also argued that Christine should have equal redemption rights with Donald because she was a coowner of the home and nothing in the divorce proceedings indicated that Christine unconditionally gave up her redemption rights.

Judge Gurney held a hearing on the motion and took the matter under advisement. On January 4, 2018, Judge Gurney filed a four-page order ruling on David's motion to determine redemption rights. In factual findings, Judge Gurney referenced Judge Gyllenborg's September 30, 2016 journal entry which gave Donald exclusive possession and access to the property effective November 30, 2016, when Christine was to vacate the property. Moreover, Judge Gurney highlighted Judge Gyllenborg's ruling that "[Donald] shall be awarded any and all interest in the property at that time."

In resolving the matter, Judge Gurney incorporated Judge Gyllenborg's findings into his own factual findings and concluded: "The date [Christine] was to vacate the property and award [Donald] any and all interest in the property was approximately eleven months before she assigned her redemption rights to Cherry Park."

4 In analyzing the legal question, Judge Gurney cited with emphasis K.S.A. 60- 2414(h), which provides that "[t]he rights of the defendant owner in relation to redemption may be assigned or transferred, and the assignee or transferee shall have the same right of redemption as the defendant owner." Judge Gurney explained:

"[Christine] did not have any of the rights that accompany a right of redemption. She had no right to possession of the property . . . and she had no right to any of the rents, income or profits. [Christine] had no right of redemption. When she assigned 'any and all rights of redemption owned by or available to [Christine] pursuant to the laws of the State of Kansas' to Cherry Park, she assigned nothing."

Judge Gurney concluded: "Pursuant to K.S.A.

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