Texas & N. O. R. v. Commercial Union Assur. Co. of London

137 S.W. 401, 1911 Tex. App. LEXIS 1136
CourtCourt of Appeals of Texas
DecidedMarch 25, 1911
StatusPublished
Cited by9 cases

This text of 137 S.W. 401 (Texas & N. O. R. v. Commercial Union Assur. Co. of London) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Texas & N. O. R. v. Commercial Union Assur. Co. of London, 137 S.W. 401, 1911 Tex. App. LEXIS 1136 (Tex. Ct. App. 1911).

Opinion

BOOKHOUT, J.

This was a suit by appel-lee, assurance company, against appellant, railroad company, for $500; plaintiff’s original petition alleging, in substance, as follows: That plaintiff (appellee), for a premium of $25 paid by W. P. Allen, issued a policy of insurance, effective the 18th day of August, 1909, on a hay barn owned by said Allen at Gastonio, in Kaufman county, which said barn was near defendant’s right of way, and was destroyed by fire negligently set out by the railroad company the 18th day of August, 1909, the alleged liability of the railroad being based on permitting grasses and weeds to accumulate 'on the right ■ of way, and the use of old and worn engines, not equipped with proper spark arresters, etc.; that in due course, and in pursuance of terms of the policy, said insurance company paid the full amount of said policy to said Allen, $500, and took from said Allen, under the terms of the policy, an assignment and subrogation contract, whereby the said railroad company became liable to the said insurance company for the full amount of said policy; that the said alleged barn, when negligently burned by the railroad company, was of the value of $1,358.80; that said railroad company, with full notice of said insurance company’s rights under said assignment and subrogation contract and policy, paid to the said Allen the full loss sustained by him by reason of the destruction of said barn, except the sum of $500 theretofore paid the said Allen by the insurance company, to wit, the sum of $600, with prayer for judgment in the sum of $5(10, together with 6 per cent, interest from the 28th of September, 1909. Defendant answered by general demurrer and special exception to that portion of plaintiff’s petition which pleaded payment by the railroad company to W. P. Allen for alleged loss of barn over and above the amount of' said insurance policy, and general denial. Trial resulted in judgment for plaintiff against the railroad company for the full amount of the assigned and subrogated policy, with interest as prayed for, and from this judgment the railroad company has perfected its appeal to this court.

[1] There was no error in overruling the exceptions to plaintiff’s petition, as contended by appellant, wherein plaintiff alleged settlement by defendant with W. P. Allen for fire losses sustained by Allen, as result of a fire' at Gastonio, August 18, 1909, for damages in amount over and above the $500 insurance *402 policy sued on in this case. The petition did not show that such settlement was made in compromise of the loss sustained by Allen on account of the fire.

[2] Defendant’s attorneys stated orally upon a hearing of their exceptions that the proof would show without question that train No. 166, engine 608, set out the fire which caused the damage which is the basis of suit; that such identification of train was established by depositions now on file; and the public policy of the defendant was to make settlement with citizens along its line sustaining loss by reason of fire set out by defendant’s engine, without regard to its legal rights or to legal liability; and defendant insisted that the public policy of the defendant company in making settlements of fire claims arising from fire starting from defendant’s engines, without regard to legal liability, renders improper, under the law, the admission of proof of settlement with W. P. Allen, or others sustaining loss by reason of the fire complained of. We do not concur in this contention. The fact that the defendant settled the damages sustained by Allen and others resulting from the same fire was admissible in evidencie as tending to show an admission by the company that the fire which destroyed Allen’s barn was negligently set out by defendant’s engine. Railway v. Hertzig, 3 Tex. Civ. App. 296, 22 S. W. 1013; Railway v. Kellerman, 39 Tex. Civ. App. 274, 87 S. W. 401.

[3] It is contended that the trial court erred in refusing appellant’s special charge No. 1. It is insisted that the court having admitted proof of the settlement with Allen as an admission of negligence and liability, it should have given appellant’s special charge No. 1, as an aid .to the jury to a proper consideration of the explanation of the settlement proven by plaintiff. Special charge No. 1 is as follows: “The court allowed evidence of settlement by defendant with W. P. Allen and others for claims for damages arising out of fire damage involved in this suit. The jury is instructed that if you find from other evidence admitted under ruling of this court that defendant has explained the. reason for making settlement of claims of this character with others, than the insurance company, then you are advised that, such explanations, if made, may be considered by you in connection with plaintiff’s testimony and contention to the effect that settlement so made tended to prove unexplained an admission of liability on the part of defendant, and you should consider evidence offered by defendant, as tending to explain such settlement in connection with evidence offered by plaintiff showing settlement of such claims. If reasonable explanation is made of settlement with claimant, because of a certain policy of making settlements with all parties sustaining losses from fire set out by defendant’s engines, without regard to legal liability of defendant, then proof of such settlement should not be considered, as tending to admit liability of defendant company in this case.”

This contention must be sustained. Brown and Milam testified that it was the policy of defendant to make nonlitigated adjustments with citizens along its right of way for damages arising from fires set by its engines, whether legally liable or not. If the jury believed that the settlement was made with Allen for the damages sustained by him by reason of the fact that appellant’s policy was to make settlement with all parties sustaining losses from fire set out by defendant’s engines, without regard to legal liability, then such settlement should not be considered as tending to admit liability that defendant negligently set out the fire.

[4] Error is assigned that the court erred in its main charge in imposing the burden on the defendant, as an insurer and at its own hazard, of equipping its engines with the most approved spark arresters obtainable and in use, and erred in refusing defendant’s special charges Nos. 6 and 7, wherein the law was correctly announced touching the duty of the defendant company to use ordinary care to equip its engines with the most approved spark arresters in use. The charge is subject to criticism in this respect. The rule is that the duty is imposed upon the company to use ordinary care to equip its engines with the most improved spark arresters obtainable and generally in use.

Defendant requested a special charge, No.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

McEntire v. Baygent
229 S.W.2d 866 (Court of Appeals of Texas, 1949)
Brown v. Pacific Electric Railway Co.
180 P.2d 424 (California Court of Appeal, 1947)
Smith v. Pacific Fire Ins. Co.
178 S.W.2d 170 (Court of Appeals of Texas, 1944)
Magnolia Petroleum Co. v. Owen
101 S.W.2d 354 (Court of Appeals of Texas, 1936)
Thweatt v. Ocean Accident & Guarantee Corp.
62 S.W.2d 250 (Court of Appeals of Texas, 1933)
Magnolia Petroleum Co. v. Reed
42 S.W.2d 274 (Court of Appeals of Texas, 1931)
Hussmann v. Leavell & Sherman
20 S.W.2d 829 (Court of Appeals of Texas, 1929)
Morton Salt Co. v. Keele
293 S.W. 224 (Court of Appeals of Texas, 1927)
San Angelo Water, Light & Power Co. v. Baugh
270 S.W. 1101 (Court of Appeals of Texas, 1925)

Cite This Page — Counsel Stack

Bluebook (online)
137 S.W. 401, 1911 Tex. App. LEXIS 1136, Counsel Stack Legal Research, https://law.counselstack.com/opinion/texas-n-o-r-v-commercial-union-assur-co-of-london-texapp-1911.