Taylor v. Shaw

55 So. 2d 502, 256 Ala. 467, 1951 Ala. LEXIS 152
CourtSupreme Court of Alabama
DecidedNovember 29, 1951
Docket2 Div. 293
StatusPublished
Cited by11 cases

This text of 55 So. 2d 502 (Taylor v. Shaw) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Taylor v. Shaw, 55 So. 2d 502, 256 Ala. 467, 1951 Ala. LEXIS 152 (Ala. 1951).

Opinion

*470 STAKELY, Justice.

R. W. Shaw filed his bill of complaint in the equity court against Clark Taylor, Mrs. Avie Giles 'Taylor, his wife, and Mrs. Connie Doggett. Clark Taylor and his wife filed their separate demurrer to the bill and Mrs. Connie Doggett filed her separate demurrer to the bill. The court entered decrees overruling the demurrer of Clark Taylor and his wife and also overruling the demurrer of Mrs. Connie Doggett. Clark Taylor and his wife have appealed from the 'decree overruling their demurrer and Mrs. Connie Doggett has appealed from the decree overruling her demurrer.

The allegations of the bill show that beginning with the year 1947 the complainant began to extend credit to Clark Taylor and his wife and as evidence of the indebtedness owing by these two respondents to the complainant, these two respondents executed and delivered to the complainant three notes secured by mortgages which are attached respectively as exhibits to the bill and made a part thereof. One of the notes is for $750. It is dated October 27, 1947 and is payable on October 1, 1948. The second note is for $1500.00, is dated March 6, 1948 and is payable October 1, 1948. And the third note is for $1500 and is dated. January 25, 1949 and is payable October 1, 1949. The land embraced in the mortgages lies in Chpctaw County, Alabama, and is described by government survey.

It is further alleged that the indebtedness evidenced by the notes and mortgages now amounts to towit $3600.00, that the indebtedness is past due and that the complainant is entitled to foreclose each of the mortgages. It is further alleged upon information and ‘belief that the mortgagors Clark Taylor and his wife, Avie Giles Taylor, dispute the correctness of the amount of the indebtedness claimed by the complainant under and by virtue of the aforesaid notes. and mortgages.

It is further alleged upon information and belief that the respondent Mrs. Connie Doggett reputedly claims some right,. title or interest in and to a part or parcel of the land covered by the aforesaid mortgages ; that the land described in said mortgages has for many years been commonly known and understood as being the land of the respondent Clark Taylor; that Clark Taylor and his predecessors in title have been in actual possession of the land claiming to own the same in fee simple for more than 20 years. It is further alleged that complainant “relying on- the apparent ownership of Clark Taylor extended credit under the aforesaid notes and mortgages with which' to erect on the land a dwelling house; that the dwelling house was erected with full knowledge on the part of Mrs. Connie Doggett and she made no objection thereto to the complainant.” It is further alleged that “the materials and labor for the erection of said house and for the making of a well for the dwelling house were furnished by the complainant in good faith and that he is entitled to a materialman’s ■ lien be placed on the dwelling house to the into the house and into the digging and equipping of the well, even if the said dwelling is located on the land owned by by the respondent Clark Taylor.”

It is further alleged that complainant has ■ been denied the privilege of surveying the land covered by the aforesaid mortgages and does not know except by general reputation and hearsay whether or not the- *471 'dwelling is not located on the land owned the . respondent Clark Taylor.

Among other things prayed for, it is prayed (1) that the amount of the indebtedness owing by the respondents Clark Taylor and his wife to the complainant under and by virtue of the aforesaid notes and mortgages be duly ascertained by reference directed and to be held under the supervision of the court; (2) that a decree be entered giving to the complainant a right to survey the land covered by the aforesaid •mortgages, and (3) that should it develop that the dwelling house owned by Clark Taylor be on land which is in fact owned by Connie Doggett, that a materialman’s lien for the materials and labor that went extent of the indebtedness of Clark Taylor and his wife which went into the building of the house and well. There is a prayer for general relief.

Demurrer of Clark Taylor and his wife Mrs. Avie Giles Taylor.

There is no doubt that so far as Clark Taylor and his wife are concerned, the bill has equity. The foreclosure of mortgages is an original ground of equitable jurisdiction. Carpenter v. First National Bank of Birmingham, 236 Ala. 213, 181 So. 239. Furthermore we consider that the bill is sufficiently certain "with reference to the allegations as to the amount of the indebtedness secured by the mortgages. The allegations of the bill show that the notes which evidence the indebtedness and the mortgages given to secure the payment thereof are each in a certain amount and aggregate the sum of towit $3600.00. The bill also alleges that the notes are now past due and unpaid and there is a prayer that the indebtedness owing by the respondents to the complainant under and by virtue of the aforesaid notes and mortgages be duly ascertained by a reference. The allegations of the bill taken with the prayer are sufficient as to the amount of the indebted-mess. Garontakis v. Sparks, 222 Ala. 421, 132 So. 896.

These respondents seek to raise by their demurrer questions related to the 'rights of the respondent Connie Doggett. "We cannot uphold this contention. Defects ■if any in the bill which affect Mrs. Connie Doggett but do not affect the rights -or interest of the demurrants, cannot be considered. In other words Clark Taylor and his wife must be prejudiced by the defect and if they are not, they are unharmed and unconcerned. There is accordingly no merit in such contentions here made. Ellis v. Vandergrift, 173 Ala. 142, 55 So. 781. Furthermore only a party who is prejudiced thereby can avail himself of the objection of multifariousness. Ellis v. Vandergrift, supra; Hackney v. Yarbrough, 233 Ala. 365, 172 So. 107. We do not see how Clark Taylor and his wife can be hurt by the effort to bring in additional security from another for their debt.

It results that the court acted correctly in overruling the demurrer of Clark Taylor and his 'wife.

Demurrer of Mrs. Connie Doggett.

Mrs. Connie Doggett' is alleged to reputedly claim some right, title or interest in and to the land covered by the mortgages. For aught that appears from the allegations of'the bill,-her.: claim may be an independent and distinct title adverse to the mortgagors -and the mortgagee. Mrs. Connie Doggett insisted -by way of demurrer, among other things, that she is not a proper party to the suit. It is true that a suit for foreclosure of a mortgage cannot be properly instituted for the purpose of litigating titles, which are adverse to the mortgagor and mortgagee. Wells v. American Mortgage Company of Scotland, Limited, 109 Ala. 430, 440, 20 So. 136, 139. When a bill shows that a defendant asserts title paramount to the mortgage, it is demurrable." Boiling & Son v. Pace, 99 Ala. 607, 12 So. 796. “The estate or interest in the lands which is drawn within the operation of the suit, which will be affected and bound by the decree, is the estate created and passing by the mortgage, or estates or interests subsequently acquired by the mortgagor, inuring by way of estoppel to the benefit of the mortgagee.” Wells v. American Mortgage Company of Scotland, Limited, supra. [109 Ala.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Jordan v. Mitchell
705 So. 2d 453 (Court of Civil Appeals of Alabama, 1997)
O'GRADY v. Bird
411 So. 2d 97 (Supreme Court of Alabama, 1981)
United States v. Costas
142 So. 2d 699 (Supreme Court of Alabama, 1962)
Hewett v. McGaster
133 So. 2d 189 (Supreme Court of Alabama, 1961)
Crawford v. Espalla
106 So. 2d 250 (Supreme Court of Alabama, 1958)
Denson v. Birmingham Realty Company
97 So. 2d 887 (Supreme Court of Alabama, 1957)
Garner v. Peters
96 So. 2d 166 (Supreme Court of Alabama, 1957)
Maples v. Corder
83 So. 2d 306 (Supreme Court of Alabama, 1955)
McCary v. Crumpton
83 So. 2d 309 (Supreme Court of Alabama, 1955)
Auburn Insurance Agency, Inc. v. First National Bank
81 So. 2d 600 (Supreme Court of Alabama, 1955)
Holloway v. Holland
69 So. 2d 289 (Supreme Court of Alabama, 1953)

Cite This Page — Counsel Stack

Bluebook (online)
55 So. 2d 502, 256 Ala. 467, 1951 Ala. LEXIS 152, Counsel Stack Legal Research, https://law.counselstack.com/opinion/taylor-v-shaw-ala-1951.