TANEY COUNTY TITLE & ESCROW, LLC, Plaintiff/Respondent v. RICHARD JENSEN and DJ JENSEN, Husband and Wife, Defendants/Crossclaimants/Appellants and KEVIN KNUDSEN and SHANNON KNUDSEN, Husband and Wife, Defendants/Crossclaimants/Respondents

CourtMissouri Court of Appeals
DecidedApril 23, 2020
DocketSD36165
StatusPublished

This text of TANEY COUNTY TITLE & ESCROW, LLC, Plaintiff/Respondent v. RICHARD JENSEN and DJ JENSEN, Husband and Wife, Defendants/Crossclaimants/Appellants and KEVIN KNUDSEN and SHANNON KNUDSEN, Husband and Wife, Defendants/Crossclaimants/Respondents (TANEY COUNTY TITLE & ESCROW, LLC, Plaintiff/Respondent v. RICHARD JENSEN and DJ JENSEN, Husband and Wife, Defendants/Crossclaimants/Appellants and KEVIN KNUDSEN and SHANNON KNUDSEN, Husband and Wife, Defendants/Crossclaimants/Respondents) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
TANEY COUNTY TITLE & ESCROW, LLC, Plaintiff/Respondent v. RICHARD JENSEN and DJ JENSEN, Husband and Wife, Defendants/Crossclaimants/Appellants and KEVIN KNUDSEN and SHANNON KNUDSEN, Husband and Wife, Defendants/Crossclaimants/Respondents, (Mo. Ct. App. 2020).

Opinion

TANEY COUNTY TITLE ) & ESCROW, LLC, ) ) Plaintiff/Respondent, ) ) vs. ) No. SD36165 ) Filed: April 23, 2020 RICHARD JENSEN ) and DJ JENSEN, ) Husband and Wife, ) ) Defendants/Crossclaimants/Appellants, ) ) and ) ) KEVIN KNUDSEN, ) and SHANNON KNUDSEN, ) Husband and Wife, ) ) Defendants/Crossclaimants/Respondents. )

APPEAL FROM THE CIRCUIT COURT OF TANEY COUNTY

Honorable Jeffrey M. Merrell, Judge

AFFIRMED

Richard Jensen and DJ Jensen (“the Jensens”) appeal from the trial court’s “Order and

Judgment of the Court,” where the trial court entered judgment in favor of Kevin Knudsen and Shannon Knudsen (“the Knudsens”) on the Jensens’ amended crossclaim against the Knudsens for

breach of contract and waste. 1 Finding no merit to the Jensons’ four points relied on, we deny the

same and affirm the judgment of the trial court.

Facts and Procedural History

We recite the evidence in accord with the principle that the trial court can believe some,

all, or none of the evidence, and that our standard of review requires us to view the evidence in the

light most favorable to the trial court’s judgment. Bramer v. Abston, 553 S.W.3d 872, 879

(Mo.App. S.D. 2018). We recite other material as necessary for context.

On December 12, 2007, the parties entered into a Contract for Deed (the “Contract”),

whereby the Jensens would sell their house—located at 127 Western Avenue, in Branson, Missouri

(the “Property”)—to the Knudsens for the sale price of $505,000. The Jensens agreed to finance

the purchase price until the Knudsens could secure financing. The Contract also required the

Knudsens to pay the Jensens (in addition to the “purchase price”) $25,000 at closing, consisting of

$5,000 in prepaid interest, $15,000 for points on the loan, and $5,000 as a down payment.

In pertinent part, the Contract provided that:

2.B. . . . . The promissory note shall further provide that if default is made in any installment payment and such default continues for a period of ten days, then and in that event the holders of said note shall have the right to declare the unpaid balance immediately due and payable and if payment of the unpaid balance is not made within 10 days thereafter, then and in that event Sellers shall have the right to cancel

1 The Knudsens did not file a brief. Counsel for Knudsens filed a motion to withdraw on March 11, 2020, representing that the Knudsens “have determined that it is unnecessary for them to file a Respondent’s brief in this case[,]” and directing this Court to their trial brief (which is part of the legal file). While there is no requirement that respondents to an appeal file a brief, and no penalty associated with such omission, we are left to adjudicate the issues presented without the benefit of any argument the Knudsens may have asserted. See Erskine v. Dir. of Revenue, 428 S.W.3d 789, 790 n.1 (Mo.App. S.D. 2014). We observe the salient commentary of Judge Lamm on this issue—though precatory here, representing sound considerations for respondent counsel evaluating whether to file a brief on appeal: “Respondents . . . file no brief. Why so? The court was open. The rules invited them. We sit to hear, and then decide, whereby due process of law is accorded agreeably to the law of the land. . . . In De Paige v. Douglas, 234 Mo. loc. cit. 81, 136 S.W.345 [(Mo. 1911)], we had occasion to comment on the unwisdom of that course.” Lee v. Lee, 258 Mo. 599, 167 S.W. 1030, 1035 (Mo. 1914) (emphasis in original).

2 this contract and retain all sums paid on the purchase price. In the event default be made in the payment of said promissory note in the amount of $500,000.00 [sic].

The Jensens executed a warranty deed in favor of the Knudsens on December 26, 2007.

The same day, the Knudsens executed a quit claim deed in favor of the Jensens. These deeds were

delivered to Taney County Title & Escrow, LLC (“Escrow Agent”), to be held in escrow. The

Contract provided that in the event the Knudsens defaulted in the payment of the Note,

or Buyer defaults in his performance of any other obligation on his part to be performed and Sellers elect to declare this agreement null and void, the Escrow Agent shall deliver to Sellers the warranty deed and quit claim deed and Sellers shall be authorized to record the quit claim deed.

On December 26, 2007, the Knudsens also executed a Promissory Note (“the Note”) in the

principal amount of $500,000, at five percent interest. The Note required the Knudsens to begin

paying $2,500 per month on March 1, 2008; $3,000 per month beginning March 1, 2009; and

$3,500 per month beginning March 1, 2010, until March 1, 2013, at which time the remaining

balance on the Note would be due in full. The Note also provided that:

If default be made in the payment of any said monthly installment when due and such default continues for a period of ten (10) days thereafter, the holders of this note may, at their option, declare all unpaid indebtedness evidenced by this note immediately due and payable within ten (10) days thereafter, and thereupon the undersigned agree to pay all costs of collection including reasonable attorney’s fee. Any default which continues for a period of more than ten (10) days shall be assessed a late fee of Twenty-Five Dollars ($25.00) per day. Failure at any time to exercise such option shall not constitute a waiver of the right to exercise it later.

The Knudsens were consistently late in making monthly payments. The Knudsens were

required to begin making payments of $3,000 per month on March 1, 2009, but were unable to

begin doing so until August 2009. On April 26, 2010, the Jensens sent a letter to the Knudsens

“encouraging [them] to keep the payments up so [they] wouldn’t be late[.] The letter also

3 purported to state that the Jensens had “designed this agreement for the [Knudsens] to build

equity.” 2

The Knudsens attempted to refinance the loan, as required by the Note, but were

unsuccessful in part due to a January 27, 2014 appraisal valuing the Property at $340,000 (the

balance of the Note on March 1, 2013, was approximately $401,000). The Knudsens received a

loan offer for $330,000, and an offer from the Jensens to finance the difference between the bank

loan and the balance of the Note, but they did not refinance.

On April 15, 2014, a second letter was sent to the Knudsens advising that they were in

default of the Note and the total balance due and owing was $401,000. In the letter, the Jensens

claimed that the low appraisal on the Property was due to the Knudsens’ failure to maintain the

Property as evidenced by the appraiser’s comments that 20 items needed repair, and that these

repairs were “typical deferred maintenance.” The letter concluded that the Knudsens were

“technically in default” and the Jensens “could take back the house; and you’d still have to pay the

balance.” 3

2 This letter was entered in evidence as Exhibit 103, and Richard Jensen testified to its content at trial. Exhibit 103 was not deposited with this Court as part of the record on appeal. As a result, we are not in possession of that exhibit, and cannot properly consider it for purposes of our review. Accordingly, we only reference Richard Jensens’ testimony at trial. The other 20 exhibits entered in evidence at trial were also not deposited with this Court, as allowed by Missouri Court Rule 30.05 and Rule 4 of the Southern District Special Rules.

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TANEY COUNTY TITLE & ESCROW, LLC, Plaintiff/Respondent v. RICHARD JENSEN and DJ JENSEN, Husband and Wife, Defendants/Crossclaimants/Appellants and KEVIN KNUDSEN and SHANNON KNUDSEN, Husband and Wife, Defendants/Crossclaimants/Respondents, Counsel Stack Legal Research, https://law.counselstack.com/opinion/taney-county-title-escrow-llc-plaintiffrespondent-v-richard-jensen-moctapp-2020.