Talbot v. Clark

25 Mass. 51
CourtMassachusetts Supreme Judicial Court
DecidedMarch 23, 1829
StatusPublished

This text of 25 Mass. 51 (Talbot v. Clark) is published on Counsel Stack Legal Research, covering Massachusetts Supreme Judicial Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Talbot v. Clark, 25 Mass. 51 (Mass. 1829).

Opinion

Parker C. J.

delivered the opinion of the Court. We think it very clear that the notice proved to have been sent to the defendant by Stevenson the notary, was not early enough to hold the defendant as indorser. The bill was dishonored here on the 11th of August, 1825. Suppose the agent here, instead of causing notice to be given immediately, had done right, as he had no orders, in sending the bill to his principal in New York, the principal was then bound to give the notice himself in due season. There is no doubt, from the evidence, that he received news of the fate of the bill on its presentment to the drawee, on the 13th. He should have written from New York the next day ; instead of which, he sends the bill back to Boston, directing his agent here to cause notice to be given, and on the 19th the notary forwards the notice to New Orleans. The lapse of time between the 13th and 19th is not accounted for. Had the direction been sent to the post-office in New York on the 14th, as would be necessary in order to give seasonable notice, it must have reached Boston as early as the 16th or 17th at furthest ; why then postpone the notice until the 19th ? The law is entirely settled here, in England and in New York, that notice must be sent by the next day’s mail after knowledge of the dishonor of a bill. There is loches then, either in the plaintiff in New [56]*56York, or his agent in Boston, and it is immaterial which.

Upon this evidence the defendant cannot be charged.1

But the plaintiff proposed to prove an earlier notice from New York, by the deposition of Bancker, who stood on the bill as the immediate indorser to the plaintiff, the defendant being payee and first indorser. This deposition was excluded on the objection that Bancker was interested in the event of the suit. Cases have been cited by the plaintiff’s counsel to show that an indorser is a competent witness ; and there is no doubt that to some purposes and under some circumstances he is. The question turns altogether upon his interest, and not upon his character as a party to the bill. Prima facie he would seem to be interested to fix the payment upon Clark, for thereby he will be discharged ; and although a judgment against Clark without satisfaction will not release Bancker, yet the ability or inability of Clark to pay, w.e think cannot vary the question. There may be an attachment or security m some form, and if not, his insolvency is not to be presumed, and there is no evidence that it exists. It is suggested that the witness stands indifferent, but this is not so, Clark having no right of action against him. If the witness were a prior instead of a subsequent indorser, this argument would have some force. In our cases which have been cited, an indorser standing as this witness does has always been held to be incompetent.

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Related

Bank of the United States v. Goddard
2 F. Cas. 694 (U.S. Circuit Court for the District of Massachusetts, 1829)

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Bluebook (online)
25 Mass. 51, Counsel Stack Legal Research, https://law.counselstack.com/opinion/talbot-v-clark-mass-1829.