Sylvia Williams v. Midland Credit Management, Inc.

CourtDistrict Court, S.D. Texas
DecidedOctober 15, 2025
Docket3:25-cv-00218
StatusUnknown

This text of Sylvia Williams v. Midland Credit Management, Inc. (Sylvia Williams v. Midland Credit Management, Inc.) is published on Counsel Stack Legal Research, covering District Court, S.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sylvia Williams v. Midland Credit Management, Inc., (S.D. Tex. 2025).

Opinion

UNITED STATES DISTRICT COURT October 15, 2025 SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk GALVESTON DIVISION SYLVIA WILLIAMS, § § Plaintiff. § § V. § CIVIL ACTION NO. 3:25-cv-00218 § MIDLAND CREDIT § MANAGEMENT, INC., § § Defendant. §

ORDER, MEMORANDUM AND RECOMMENDATION Pending before me are two motions: (1) Plaintiff’s Motion for Leave to Amend Complaint and (2) Plaintiff’s Motion to Remand. See Dkts. 12, 13. For the reasons discussed below, I grant Plaintiff’s request for leave to amend her complaint.1 Because the amended complaint deprives this court of subject matter jurisdiction, I recommend that the motion to remand be granted.2 BACKGROUND Representing herself, Plaintiff Sylvia Williams filed this lawsuit on May 23, 2025, against Defendant Midland Credit Management, Inc. in the Justice of the Peace Court, Precinct 4, Galveston County, Texas. Williams’s initial state court pleading asserted claims under the Texas Finance Code, the Fair Debt Collection Practices Act (“FDCPA”), and Texas tort law. See Dkt. 1-4 at 3. She sought to recover “damages of nearly $20,000.” Id. (emphasis omitted). Because Williams brought a claim under the FDCPA, a federal statute, Midland removed the case to federal court on July 11, 2025, based on federal question jurisdiction. See Dkt. 1.

1 A motion to amend the pleadings is a non-dispositive matter that may be ruled on by a magistrate judge. See Benjamin v. Bank of N.Y. Mellon, No. 4:20-cv-00214, 2021 WL 672344, at *1 (S.D. Tex. Feb. 22, 2021). 2 A motion to remand is a dispositive motion for which a magistrate judge must enter a recommendation. See Davidson v. Ga.-Pac., L.L.C., 819 F.3d 758, 764 (5th Cir. 2016). On August 5, 2025, Williams filed an Amended Original Petition, dropping the Texas tort claim, but continuing to assert claims under the Texas Finance Code and FDCPA. See Dkt. 9. That same day, she moved to remand this case to state court. See Dkt. 8. The motion to remand was denied on August 6, 2025, because Williams’s FDCPA claim gave rise to federal question jurisdiction. See Dkt. 10. On August 12, 2025, Williams sought leave to amend her pleading. See Dkt. 12. In her motion for leave, Williams explains that she “now seeks to remove the federal question and proceed solely with state law claims pursuant to the Texas Finance Code.” Id. at 1. To that end, the proposed amended complaint states,4 under the heading “REMOVAL OF FEDERAL QUESTION”: “Plaintiff has voluntarily removed any federal questions from this case and is proceeding solely under state law claims pursuant to the Texas Finance Code, specifically for violations related to the failure to validate debt and improper debt collection practices.” Dkt. 14 at 1. Midland opposes Williams’s request to amend her complaint and her motion to remand this case to the Justice of the Peace Court. I will address each motion separately. MOTION TO AMEND COMPLAINT A district “court should freely give leave when justice so requires.” Fed. R. Civ. P. 15(a)(2). Although the decision to grant or deny leave to amend is technically “within the discretion of the trial court[,]” Zenith Radio Corp. v. Hazeltine Rsch., Inc., 401 U.S. 321, 330 (1971), such discretion is limited by Rule 15(a)’s bias in favor of granting leave. See Stripling v. Jordan Prod. Co., 234 F.3d 863, 872 (5th Cir. 2000) (“In the context of motions to amend pleadings, ‘discretion’ may be misleading, because [Rule] 15(a) evinces a bias in favor of granting leave to amend.” (quotation omitted)). It follows that leave to amend should be granted “unless the movant has acted in bad faith or with a dilatory

4 The proposed amended complaint is titled “First Amended Petition – Federal Court.” See Dkt. 14. motive, granting the motion would cause prejudice, or amendment would be futile.” Jebaco, Inc. v. Harrah’s Operating Co., 587 F.3d 314, 322 (5th Cir. 2009). Midland argues that Williams’s request to amend her complaint to remove her FDCPA claim is “improper forum shopping, evidencing bad faith.” Dkt. 18 at 5. As the legendary Lee Corso would say, “Not so fast, my friend.” There is nothing inappropriate about Williams’s request to jettison her federal claims, before the deadline to amend pleadings, so that she can pursue her claim under the Texas Finance Code in state court. It is well-settled that the plaintiff “is the master of the complaint.” Caterpillar Inc. v. Williams, 482 U.S. 386, 398–99 (1987). “She gets to determine which substantive claims to bring against which defendants. And in so doing, she can establish—or not—the basis for a federal court’s subject-matter jurisdiction.” Royal Canin U.S.A., Inc., v. Wullschleger, 604 U.S. 22, 35 (2025). “[I]n cases like this one, she may decide to plead federal-law claims, or instead to allege state-law claims alone and thus ensure a state forum.” Id. From the outset of this matter, Williams has demonstrated her desire to proceed in state court. She originally filed this lawsuit in the Justice of the Peace Court, a local court handling small claims in a cost-effective manner. Although Midland properly removed the matter to federal court, Williams has clearly expressed her preference to return to state court. Shortly after the case landed in federal court, Williams filed a motion to remand and then amended her pleading, although that amended pleading continued to assert an FDCPA claim. Midland ascribes ill motive to Williams’s failed motion to remand and her first amended pleading, but I do not. I am sympathetic to how difficult it is—even for experienced lawyers—to navigate the federal judicial system. Williams is representing herself in this matter and should be given some grace. I will not force her to pursue an FDCPA cause of action when she has unequivocally stated that she does not want to do so. The fact that Williams has promptly sought to amend her lawsuit to remove her federal claim seals the deal. Williams asked to amend her complaint to remove her FDCPA claim a mere 32 days after this case was removed to federal court. Had Williams waited a long time before seeking to amend her complaint— perhaps in an effort to gauge the court’s views on the underlying merits of the case—I might view the situation differently. But that is not what happened here. In opposing Williams’s request for leave to amend, Midland argues that Williams must satisfy Rule 16(b)(4)’s good-cause standard before she may amend her complaint. Rule 16(b)(4)’s good-cause requirement applies to the “amendment of pleadings after a scheduling order’s deadline to amend has expired.” Marathon Fin. Ins., Inc. v. Ford Motor Co., 591 F.3d 458, 470 (5th Cir. 2009). Midland asserts that Rule 16(b)(4) applies because Williams filed her proposed amended complaint after the deadline to file an amended pleading expired. See Dkt. 18 at 5. Midland is wrong. The Docket Control Order in this case set an August 22, 2025 deadline to amend pleadings. See Dkt. 15 at 1. Williams filed her proposed amended complaint on August 11, 2025, and her motion for leave on August 12, 2025, approximately two weeks before the deadline in the Docket Control Order. See Dkts. 12, 14. As such, Rule 16(b)(4) is inapplicable here.

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Related

Jebaco, Inc. v. Harrah's Operating Co., Inc.
587 F.3d 314 (Fifth Circuit, 2009)
Foman v. Davis
371 U.S. 178 (Supreme Court, 1962)
Zenith Radio Corp. v. Hazeltine Research, Inc.
401 U.S. 321 (Supreme Court, 1971)
Caterpillar Inc. v. Williams
482 U.S. 386 (Supreme Court, 1987)
Lance v. Coffman
549 U.S. 437 (Supreme Court, 2007)
Tina Davidson v. Georgia Pacific, L. L. C.
819 F.3d 758 (Fifth Circuit, 2016)
Royal Canin U. S. A. v. Wullschleger
604 U.S. 22 (Supreme Court, 2025)

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Bluebook (online)
Sylvia Williams v. Midland Credit Management, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/sylvia-williams-v-midland-credit-management-inc-txsd-2025.