Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu

Louisiana Court of Appeal·Decided December 23, 2021·No. 21-C-48·Unknown

Opinion

SUSAN D. POLLARD NO. 21-CA-65 C/W

VERSUS 21-C-48

21ST CENTURY CENTENNIAL INSURANCE FIFTH CIRCUIT COMPANY A/K/A FARMER'S INSURANCE GROUP AND ROY A. CEFALU COURT OF APPEAL

C/W STATE OF LOUISIANA SUSAN POLLARD VERSUS

21ST CENTURY INSURANCE COMPANY A/K/A FARMERS INSURANCE GROUP AND ROY CEFALU

ON APPEAL FROM THE TWENTY-FOURTH JUDICIAL DISTRICT COURT PARISH OF JEFFERSON, STATE OF LOUISIANA NO. 762-162, DIVISION "E"

HONORABLE FRANK A. BRINDISI, JUDGE PRESIDING

December 23, 2021

FREDERICKA HOMBERG WICKER JUDGE

Panel composed of Judges Fredericka Homberg Wicker, Robert A. Chaisson, and Hans J. Liljeberg

JUDGMENT VACATED AND REMANDED FHW RAC HJL

COUNSEL FOR PLAINTIFF/APPELLANT, SUSAN D. POLLARD Kelly S. Rizzo John W. Redmann Edward L. Moreno

COUNSEL FOR DEFENDANT/APPELLEE, 21ST CENTURY CENTENNIAL INSURANCE COMPANY A/K/A FARMERS INSURANCE GROUP AND ROY A. CEFALU Jack E. Truitt Lou Anne Milliman Michelle Mayne Davis Lauren A. Duncan Angelina Valuri

COUNSEL FOR DEFENDANT/APPELLEE, HARTFORD INSURANCE COMPANY OF THE SOUTHEAST Daniel R. Atkinson, Jr.

WICKER, J.

Plaintiff, Susan D. Pollard, appeals the July 30, 2020 judgment rendered after a jury verdict in favor of the defendants, Roy A. Cefalu, 21st Century Centennial Insurance Company and Hartford Insurance Company of the Southeast, and against plaintiff, who was injured in a June 22, 2015 rear-end motor vehicle accident. On appeal, Ms. Pollard complains that the trial court erred by failing to exclude defendants’ expert witness who lacked the requisite experience and methodology to provide expert testimony in the fields of accident reconstruction, biomechanics, medicine, or occupant kinematics. For the reasons that follow, the trial court ruling that denied the exclusion of Dr. Charles E. Bain’s testimony is reversed, the judgment entered on the jury verdict is vacated, and we remand this matter for a new trial.

FACTUAL BACKGROUND AND PROCEDURAL HISTORY On June 22, 2015, appellant-plaintiff, Susan D. Pollard, was involved in a motor vehicle accident in which Ms. Pollard’s 2003 Ford Escape was struck by a vehicle driven by appellee-defendant, Roy A. Cefalu, who was insured by 21st Century Centennial Insurance Company (21st Century). On June 21, 2016, Ms. Pollard filed a Petition for Damages asserting that she sustained injuries as a result of the accident. Prior to trial, on March 10, 2017, the parties entered into a Joint Stipulation that Mr. Cefalu rear-ended Ms. Pollard’s vehicle, that he was the sole and proximate cause of the two-vehicle accident, and that Ms. Pollard was free of fault for the accident. Thus, the only triable issues remaining were damages and medical causation for the injuries alleged to be related to the accident.

Several pre-trial motions were filed by the parties.1 Prior to the conclusion of discovery, on July 17, 2019, Ms. Pollard filed a Daubert2 motion to strike, or alternatively, to exclude or limit, Dr. Charles E. Bain as an expert for defendants on the grounds that Dr. Bain’s qualifications and methodology failed to satisfy the requirements outlined in Daubert and La. C.E. art. 702, and that his testimony would only confuse the jury relative to the force of impact being determinative of a person’s injuries. Mr. Cefalu and 21st Century filed an opposition to the motion on August 26, 2019, wherein they argued that numerous courts have permitted Dr. Bain to testify as an expert in his proffered area of expertise upon considering his experience, his well-accepted methodologies, and his opinions assisting the trier-of-fact. Thereafter, on August 1, 2019, Ms. Pollard filed an Omnibus Motion in Limine to exclude any statements by the parties regarding the degree of impact, photographs of the vehicles involved in the crash, and disclosure of the insurance policy limits. At the hearing,3 on September 4, 2019, the trial court, inter alia, denied Ms. Pollard’s motion to strike or exclude Dr. Bain’s expert testimony. However, the court granted, in part, Ms. Pollard’s Omnibus Motion in Limine as to the insurance policy limits, but deferred ruling on all other issues until trial.

A five-day jury trial commenced from March 9, 2020 through March 13, 2020. At trial, on March 12, 2020, voir dire was conducted by both parties of defendants’ expert witness, Dr. Charles E. Bain, whose testimony was offered to

1 On July 25, 2019, Defendants, Mr. Cefalu and 21st Century, filed a Motion in Limine and Supporting Memorandum to Exclude Jeff Mohr and Motion in Limine and Supporting Memorandum to Exclude David Barczyk, D.C., both of which were asserted on the basis that each expert lacked the reliability required and that their testimony would be cumulative. On July 26, 2019, Defendants filed a Motion in Limine and Supporting Memorandum to Exclude Dr. Shael N. Wolfson and Dr. James R. Bartkus, citing both experts’ opinions lacked an adequate foundation and methodology. On July 30, 2019, Ms. Pollard filed a Motion to Strike Defendants’ Motions to Exclude Plaintiff’s Experts as untimely pursuant to La. C.C.P. art. 1425. On August 1, 2019, Ms. Pollard filed a Motion to Strike Dr. David Aiken’s Supplemental IME Report. 2 Daubert v. Merrell Dow Pharmaceuticals, Inc., 509 U.S. 579, 596, 113 S.Ct. 2786, 125 L.Ed.2d 469 (1993). 3 The trial court considered various motions filed by the parties, and made the following rulings: (1) denied Ms. Pollard Motion to Strike Defendants’ Motions to Exclude Plaintiff’s Experts as untimely pursuant to La. C.C.P. art. 1425; (2) granted Ms. Pollard’s Motion to Strike Dr. David Aiken’s Supplemental IME Report; (3) denied Defendants’ Motion in Limine to Exclude Dr. Shael N. Wolfson and Dr. James R. Bartkus; (4) denied Defendants’ Motion in Limine to Exclude David Barczyk, D.C.; and (5) mooted Defendants’ Motion In Limine to Exclude Jeff Mohr.

address the issue of medical causation for the alleged injuries sustained by Ms. Pollard in connection with the June 22, 2015 accident. On direct examination, Dr. Bain testified that he performs accident reconstruction and biomechanical analysis, and renders medical opinions. Dr. Bain has testified at trial as an expert in the areas of biomechanics, injury causation analysis, and accident reconstruction in 165 cases over seventeen years in thirty U.S. states and Canada. Dr. Bain further testified that he has a nuclear engineering degree, which he describes as a combination of chemical and mechanical engineering and nuclear science, which he received in 1974 from the College of Canada. In 1983, he graduated from medical school in Canada. After completing medical school, he received his license to practice medicine in Canada.

In Canada, Dr. Bain practiced medicine in the fields of emergency medicine and family medicine until 2003. Recently, he received his license to practice medicine in Texas. Dr. Bain also testified that his expertise in orthopedics has been well-founded in his experience in emergency and family medicine through his regular treatment of patients as an emergency physician and family physician.

Dr. Bain further testified that he did not perform a reconstruction of the June 22, 2015 accident at issue since liability had already been determined in the instant matter. However, he did perform an impact severity analysis to determine the force of impact in the collision at issue. Dr. Bain explained that since the accident was a minimal damage collision, he used test data at his crash test facility and the force reflection method to determine how fast Mr. Cefalu was traveling to cause damage to Ms. Pollard’s vehicle. Dr. Bain opined that Ms. Pollard was not seriously injured in the June 22, 2015 collision despite her treating physicians’ opinions of her injuries.

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Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu, (La. Ct. App. 2021).

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