Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu

CourtLouisiana Court of Appeal
DecidedDecember 23, 2021
Docket21-C-48
StatusUnknown

This text of Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu (Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu, (La. Ct. App. 2021).

Opinion

SUSAN D. POLLARD NO. 21-CA-65 C/W VERSUS 21-C-48

21ST CENTURY CENTENNIAL INSURANCE FIFTH CIRCUIT COMPANY A/K/A FARMER'S INSURANCE GROUP AND ROY A. CEFALU COURT OF APPEAL

C/W STATE OF LOUISIANA

SUSAN POLLARD

VERSUS

21ST CENTURY INSURANCE COMPANY A/K/A FARMERS INSURANCE GROUP AND ROY CEFALU

ON APPEAL FROM THE TWENTY-FOURTH JUDICIAL DISTRICT COURT PARISH OF JEFFERSON, STATE OF LOUISIANA NO. 762-162, DIVISION "E" HONORABLE FRANK A. BRINDISI, JUDGE PRESIDING

December 23, 2021

FREDERICKA HOMBERG WICKER JUDGE

Panel composed of Judges Fredericka Homberg Wicker, Robert A. Chaisson, and Hans J. Liljeberg

JUDGMENT VACATED AND REMANDED FHW RAC HJL COUNSEL FOR PLAINTIFF/APPELLANT, SUSAN D. POLLARD Kelly S. Rizzo John W. Redmann Edward L. Moreno

COUNSEL FOR DEFENDANT/APPELLEE, 21ST CENTURY CENTENNIAL INSURANCE COMPANY A/K/A FARMERS INSURANCE GROUP AND ROY A. CEFALU Jack E. Truitt Lou Anne Milliman Michelle Mayne Davis Lauren A. Duncan Angelina Valuri

COUNSEL FOR DEFENDANT/APPELLEE, HARTFORD INSURANCE COMPANY OF THE SOUTHEAST Daniel R. Atkinson, Jr. WICKER, J.

Plaintiff, Susan D. Pollard, appeals the July 30, 2020 judgment rendered after

a jury verdict in favor of the defendants, Roy A. Cefalu, 21st Century Centennial

Insurance Company and Hartford Insurance Company of the Southeast, and against

plaintiff, who was injured in a June 22, 2015 rear-end motor vehicle accident. On

appeal, Ms. Pollard complains that the trial court erred by failing to exclude

defendants’ expert witness who lacked the requisite experience and methodology to

provide expert testimony in the fields of accident reconstruction, biomechanics,

medicine, or occupant kinematics. For the reasons that follow, the trial court ruling

that denied the exclusion of Dr. Charles E. Bain’s testimony is reversed, the

judgment entered on the jury verdict is vacated, and we remand this matter for a new

trial.

FACTUAL BACKGROUND AND PROCEDURAL HISTORY

On June 22, 2015, appellant-plaintiff, Susan D. Pollard, was involved in a

motor vehicle accident in which Ms. Pollard’s 2003 Ford Escape was struck by a

vehicle driven by appellee-defendant, Roy A. Cefalu, who was insured by 21st

Century Centennial Insurance Company (21st Century). On June 21, 2016, Ms.

Pollard filed a Petition for Damages asserting that she sustained injuries as a result

of the accident. Prior to trial, on March 10, 2017, the parties entered into a Joint

Stipulation that Mr. Cefalu rear-ended Ms. Pollard’s vehicle, that he was the sole

and proximate cause of the two-vehicle accident, and that Ms. Pollard was free of

fault for the accident. Thus, the only triable issues remaining were damages and

medical causation for the injuries alleged to be related to the accident.

21-CA-65 C/W 21-C-48 1 Several pre-trial motions were filed by the parties.1 Prior to the conclusion of

discovery, on July 17, 2019, Ms. Pollard filed a Daubert2 motion to strike, or

alternatively, to exclude or limit, Dr. Charles E. Bain as an expert for defendants on

the grounds that Dr. Bain’s qualifications and methodology failed to satisfy the

requirements outlined in Daubert and La. C.E. art. 702, and that his testimony would

only confuse the jury relative to the force of impact being determinative of a person’s

injuries. Mr. Cefalu and 21st Century filed an opposition to the motion on August

26, 2019, wherein they argued that numerous courts have permitted Dr. Bain to

testify as an expert in his proffered area of expertise upon considering his experience,

his well-accepted methodologies, and his opinions assisting the trier-of-fact.

Thereafter, on August 1, 2019, Ms. Pollard filed an Omnibus Motion in Limine to

exclude any statements by the parties regarding the degree of impact, photographs

of the vehicles involved in the crash, and disclosure of the insurance policy limits.

At the hearing,3 on September 4, 2019, the trial court, inter alia, denied Ms. Pollard’s

motion to strike or exclude Dr. Bain’s expert testimony. However, the court granted,

in part, Ms. Pollard’s Omnibus Motion in Limine as to the insurance policy limits,

but deferred ruling on all other issues until trial.

A five-day jury trial commenced from March 9, 2020 through March 13,

2020. At trial, on March 12, 2020, voir dire was conducted by both parties of

defendants’ expert witness, Dr. Charles E. Bain, whose testimony was offered to

1 On July 25, 2019, Defendants, Mr. Cefalu and 21st Century, filed a Motion in Limine and Supporting Memorandum to Exclude Jeff Mohr and Motion in Limine and Supporting Memorandum to Exclude David Barczyk, D.C., both of which were asserted on the basis that each expert lacked the reliability required and that their testimony would be cumulative. On July 26, 2019, Defendants filed a Motion in Limine and Supporting Memorandum to Exclude Dr. Shael N. Wolfson and Dr. James R. Bartkus, citing both experts’ opinions lacked an adequate foundation and methodology. On July 30, 2019, Ms. Pollard filed a Motion to Strike Defendants’ Motions to Exclude Plaintiff’s Experts as untimely pursuant to La. C.C.P. art. 1425. On August 1, 2019, Ms. Pollard filed a Motion to Strike Dr. David Aiken’s Supplemental IME Report. 2 Daubert v. Merrell Dow Pharmaceuticals, Inc., 509 U.S. 579, 596, 113 S.Ct. 2786, 125 L.Ed.2d 469 (1993). 3 The trial court considered various motions filed by the parties, and made the following rulings: (1) denied Ms. Pollard Motion to Strike Defendants’ Motions to Exclude Plaintiff’s Experts as untimely pursuant to La. C.C.P. art. 1425; (2) granted Ms. Pollard’s Motion to Strike Dr. David Aiken’s Supplemental IME Report; (3) denied Defendants’ Motion in Limine to Exclude Dr. Shael N. Wolfson and Dr. James R. Bartkus; (4) denied Defendants’ Motion in Limine to Exclude David Barczyk, D.C.; and (5) mooted Defendants’ Motion In Limine to Exclude Jeff Mohr.

21-CA-65 C/W 21-C-48 2 address the issue of medical causation for the alleged injuries sustained by Ms.

Pollard in connection with the June 22, 2015 accident. On direct examination, Dr.

Bain testified that he performs accident reconstruction and biomechanical analysis,

and renders medical opinions. Dr. Bain has testified at trial as an expert in the areas

of biomechanics, injury causation analysis, and accident reconstruction in 165 cases

over seventeen years in thirty U.S. states and Canada. Dr. Bain further testified that

he has a nuclear engineering degree, which he describes as a combination of

chemical and mechanical engineering and nuclear science, which he received in

1974 from the College of Canada. In 1983, he graduated from medical school in

Canada. After completing medical school, he received his license to practice

medicine in Canada.

In Canada, Dr. Bain practiced medicine in the fields of emergency medicine

and family medicine until 2003. Recently, he received his license to practice

medicine in Texas. Dr. Bain also testified that his expertise in orthopedics has been

well-founded in his experience in emergency and family medicine through his

regular treatment of patients as an emergency physician and family physician.

Dr. Bain further testified that he did not perform a reconstruction of the June

22, 2015 accident at issue since liability had already been determined in the instant

matter. However, he did perform an impact severity analysis to determine the force

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Daubert v. Merrell Dow Pharmaceuticals, Inc.
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Cleland v. City of Lake Charles
840 So. 2d 686 (Louisiana Court of Appeal, 2003)
Wegener v. Lafayette Insurance Co.
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Susan Pollard Versus 21st Century Insurance Company A/K/A Farmers Insurance Group and Roy Cefalu, Counsel Stack Legal Research, https://law.counselstack.com/opinion/susan-pollard-versus-21st-century-insurance-company-aka-farmers-insurance-lactapp-2021.