Susan Murman v. Patricia Murman

District Court, N.D. California·Decided February 11, 2026·No. 1:24-cv-01439·Unknown

Opinion

SUSAN MURMAN, Case No. 24-cv-01439-RMI

Plaintiff, ORDER DENYING DEFENDANT'S v. MOTION FOR PARTIAL SUMMARY JUDGMENT Re: Dkt. No. 59 Defendant.

The court recently denied the cross motions for summary judgment, partially granted Defendant’s motion for judgment on the pleadings, and allowed Plaintiff to file an amended complaint. (Order, dkt. 55.) Plaintiff filed a First Amended Complaint (“FAC”) pursuant to the court’s Order. (Dkt. 56.) Now pending before the court is Defendant’s Renewed Motion for Partial Summary Judgment. (Dkt. 59.) Plaintiff has filed a response, (dkt. 60), and the motion is ripe for a decision.1 1. Factual Background2 This matter involves a family dispute over a failed attempt at sharing a home and healthcare benefits that resulted in parents Susan and Michael Murman suing their daughter 1 The court’s Order (dkt. 55) permitted renewed motions if Plaintiff filed a FAC but did not permit replies. 2 The court recently described the facts of this case in detail. (Order on Cross Mots. Summ. J. & Def.’s Mot. J. Pleadings, Dkt. 55, Dec. 19, 2025.) As Defendant has not submitted any new evidence with her renewed Motion for Partial Summary Judgment, the court will undertake an abbreviated account of the facts here and Patricia Murman.3 Before delving into the substantive background, the court notes that the record in this case is primarily composed of two types of evidence: barebones documents like receipts and testimonial evidence of the parties’ subjective accounts. The record demonstrates that Patricia and Susan have conflicting and contradictory recollections of the relevant time period—these opposite experiences are reflected in the record all the way back to their contemporaneous email exchanges. The objective evidence does not resolve their differences, which revolve around their respective intentions, knowledge, and states of mind. Considering the state of the record as set forth above, the court turns to the factual background. Michael suffered from a traumatic brain injury in 2016 and then developed dementia, and by 2018 he required round-the-clock care. (Susan Decl. ¶ 2, Dkt. 44-2.) Sometime in late 2018 or early 2019, Patricia spoke with her mother about the possibility of adding Michael to her health insurance as a dependent adult, which would require her parents to move to Hawaii where she was stationed with the U.S. Army. (Dkt. 44-1, at 18.) In September 2019, after months of discussion, Susan and Michael agreed that becoming Patricia’s dependents was a good idea and they began to discuss the details of purchasing a house to share in Hawaii. (Dkt. 1-7, at 30.) Around the same time, Susan emailed her accountant asking about taxes on the money she wanted Patricia to use for a downpayment, and he responded that they would file gift tax returns with no payable tax and that Patricia would not be taxed on the gift. (Ex. 2 to Def.’s Opp., Dkt. 47-1, at 6.) The plan for the purchase of the house evolved until eventually it was decided that Patricia would be the only one to take out a loan because she got the best interest rate through the military, but her parents would provide the downpayment. (Dkt. 1-4, at 46–48; Patricia Dep. 79:1–80:23, May 29, 2025, Dkt. 44-1.) After Susan and Michael sold their house in California, Susan wired $400,000.00 to the escrow company, of which $300,000.00 were ultimately used for the downpayment on the Hawaii house. (Dkt. 44-1, at 25; Susan Dep. 16:22–23, June 24, 2025.) To

3 The court will refer to Plaintiff and Defendant using their first names throughout the opinion to avoid confusion, as is customary for intra-family disputes. Although Michael is also the name of Patricia’s husband, all references to “Michael” in this Order are to Michael Murman unless otherwise specified. Michael Murman passed away while this litigation was ongoing—the court thus refers only to Plaintiff, singular, even though send the money, Susan signed a gift letter certifying that the transfer of the funds to be used towards the Hawaii home was a gift. (Dkt. 44-1, at 28.) The downpayment reduced the mortgage. (Patricia Dep. 178:4–6.) At the time of the loan processing, Patricia learned that it would be easier under Hawaii law for the title of the property to be in her name only, and for her parents to be added after closing—Patricia later testified that she was concerned about this process. (Patricia Dep. 74:9– 75:3.) Susan was informed by email on May 7, 2020, that only Patricia would appear on the title at first for simplicity, and Susan responded asking if there would be any issues adding them to the title later.4 (Ex. A to Susan Decl., Dkt. 44-2, at 7.) According to Patricia, she never had a discussion with her mother indicating that the downpayment was made in exchange for her parents’ addition to the title, and most of the conversation about the downpayment happened between her mother and the real estate agents. (Patricia Dep. 176:2–177:20.) Though Patricia did not believe that adding her parents to the title was the crux of their agreement to help purchase the property, she thought “[her] mother expected it.” (Patricia Dep. 80:21–81:3, 175:1–8.) She stated that when they closed on the house it was her intention to add her parents to the title, and that she followed the advice of the loan advisor that it would be better to wait until after filing her taxes to add her parents. (Patricia Dep. 74:21–75:3, 76:17–77:6, 179:1–10.) She testified that at some point she downloaded the forms and began to fill them out.5 (Patricia Dep. 77:13–16.) Her priority, however, was adding her parents as her dependents.6

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