Suitterlin v. Connecticut Mutual Life Insurance

90 Ill. 483
CourtIllinois Supreme Court
DecidedSeptember 15, 1878
StatusPublished
Cited by8 cases

This text of 90 Ill. 483 (Suitterlin v. Connecticut Mutual Life Insurance) is published on Counsel Stack Legal Research, covering Illinois Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Suitterlin v. Connecticut Mutual Life Insurance, 90 Ill. 483 (Ill. 1878).

Opinion

Mr. Justice Sheldon

delivered the opinion of the Court:

On the 11th day of July, 1874, the Connecticut Mutual Life Insurance Company filed its bill of complaint in the Circuit Court of the United States for the Northern District of Illinois, against Jacob E. Suitterlin and others, to foreclose two mortgages upon certain premises, which had been executed by Suitterlin to the company,—the bill explicitly praying for a foreclosure “ according to the rules and practice of said court.”

On the 8th day of March, 1875, a decree was entered in the cause finding the amount due upon the mortgages, and directing the same to be paid within one hundred days; and that in default of such payment, the master in chancery of said court sell, the mortgaged premises at public auction, and“ according to the course and practice” of said United States Circuit Court, which was, from its organization down to May, 1878, to make such sales absolute and not subject to redemption. The master, in accordance with the decree, advertised the premises for sale at public auction, and sold the same on May 10, 1876, to the Connecticut Mutual Life Insurance Company, it being the highest bidder. On May 31, 1876, there was an order of confirmation of the master’s report of sale, and directing the master to execute to the insurance company, the purchaser, a deed for the premises, and further decreeing that the mortgagor be forever barred and foreclosed of and from all right and equity of redemption in and to the premises, and that the purchaser be let into possession. In addition, a money decree for over §6000, for deficiency, was rendered against Suitterlin. The master, on June 16, 1876, in pursuance of the order of court, executed to the company a deed of conveyance of the mortgaged premises.

On the 20th day of June, 1878, Suitterlin filed his bill in chancery in the circuit court of Cook county, to redeem from the mortgages, charging that the rules and practice of the Circuit Court for the Northern District of Illinois were to make such foreclosure sales absolute and not subject to redemption, and claiming that the decree of the United States Circuit Court, so far as it ordered the sale to be made in accordance with the course and practice of said court, that is, without redemption, was contrary to the statute of the State of Illinois allowing a right of redemption upon such sales, and void; that the court had no power or jurisdiction to direct a sale in that manner; that the sale was void and the deed issued thereon a cloud upon complainant’s title; that so far as the decree was lawful, it had never been executed, and that the mortgagor, the complainant, was entitled to make payment and relieve the premises of the lien thereof, which he offered to do.

To this bill the Connecticut Mutual Life Insurance Company pleaded in bar the record of the United States Circuit Court in the foreclosure proceedings, and the deed issued thereunder, and section 1008 of the Revised Statutes of the United States, limiting the time for appeals and writs of error in the United States courts to two years,—that more than two years had elapsed since the decree, and that no writ of error had been brought or appeal taken, or bill of review filed. This plea having been set down for argument, was held by the circuit court, proforma, to be good and sufficient, and the bill was accordingly dismissed for want of equity. The cause having been taken to the Appellate Court of this State for the Fourth District by writ of error, the decree of the circuit court of Cook county ivas affirmed, and the complainant has appealed to this court.

The statute of this State at the time of the foreclosure proceedings, as also when the mortgages were executed, and ever since, gave, in a foreclosure case, a right of redemption after the foreclosure sale, during the period of one year to the debtor, and of fifteen months to a judgment creditor, by paying the amount of the bid with ten per cent per annum interest, and directed that the officer making the sale, instead of executing a deed, should give to the purchaser a certificate of the sale, stating, among other things, the time when the purchaser Avould be entitled to a deed if the premises Avere not redeemed. By the recent decision of the Supreme Court of the United States in the case of Brine v. Hartford Fire Ins. Co. 96 U. S. 627, it was held that a like decree of the Circuit Court of the United States for the ¡Northern District of Illinois in a foreclosure case, where the master in chancery was ordered to sell the lands for cash, making sueh sale in accordance with the course and practice of the court, Avas erroneous, it having been admitted in the case that it Avas according to the course and practice of the court that the master makes at the sale a deed, which, by the uniform practice of the court, gives him the right to immediate possession, and cuts off all right of redemption, statutory or otherwise. The ground of reversal Avas, the conflict of the decree with the statutes of Illinois alloAving redemption ; that where foreclosure proceedings are regular, the decree, the sale made under it, and the deed made on the sale would constitute a transfer of real estate from one person to another, and that the title to land can be acquired and lost only in the manner prescribed by the law of the place where such land is situated; and that the State statutes of redemption are of such- a character that they create a rule of property entering into the contract of mortgage, and are obligatory on all courts which assume to afford remedy on such contracts.

It is not questioned, that, under the" decision in the Brine case, the decree of the United States Circuit Court here under consideration was erroneous. The position taken by appellee is, that the decree was but erroneous, and so good until reversed in some way, and that it and the proceedings under it can not be collaterally questioned; that proceedings for such reversal must be taken within the time allowed by law, and that time having elapsed, the decree and the execution of it can no longer be drawn in question.

• The general doctrine upon the subject is admitted on both sides: that if the court rendering the decree “had cognizance of the cause, the judgment is only erroneous j but if the court had no jurisdiction, it is void.” Buller N. P. 66, and see Buckmaster v. Carlin, 3 Scam. 106; Voorhees v. Bank of the United States, 10 Pet. 449.

But this doctrine, appellant contends, is subject to qualifications in its application, as recognized in Bigelow v. Forrest, 9 Wall. 351, Ex parte Lange, 13 id. 163, and Windsor v. McVeigh, 93 U. S. 274,—it being observed in the latter case that the statement of the doctrine in Cornell v. Williams, 20 Wall. 250, is the more accurate one, viz: “The jurisdiction having attached in the case, everything done within the power of that jurisdiction, when collaterally questioned, is held conclusive of the rights of the parties, unless impeached for fraud.” And it is claimed, that here the court had no power to pronounce a decree repugnant to the statute of the State of Illinois, and that in doing so it transcended its jurisdiction, and the decree was void.

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90 Ill. 483, Counsel Stack Legal Research, https://law.counselstack.com/opinion/suitterlin-v-connecticut-mutual-life-insurance-ill-1878.