Stokes v. Home Owners Loan Corp.

189 So. 657, 138 Fla. 209
CourtSupreme Court of Florida
DecidedMay 23, 1939
StatusPublished
Cited by2 cases

This text of 189 So. 657 (Stokes v. Home Owners Loan Corp.) is published on Counsel Stack Legal Research, covering Supreme Court of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Stokes v. Home Owners Loan Corp., 189 So. 657, 138 Fla. 209 (Fla. 1939).

Opinions

Buford, J. —

On appeal we review order denying motion to dismiss bill of complaint in which it is sought to foreclose a mortgage on real estate dated November 23, 1935.

Inter alia, the bill alleges:

“That on November 21, 1935, the said Clarence J. Stokes was appointed guardian of the said Caroline E. Stokes, an insane person, by the County Judge of Sarasota County, Florida; on said date letters of guardianship were issued to the said Clarence J. Stokes; that the said Clarence J. Stokes is the duly qualified and acting guardi'an of the said Caroline E. Stokes, an insane person.
“II. That on the 3rd day of December, 1935, the said Clarence J. Stokes as guardian of the person and estate of *211 Caroline E. Stokes, an insane person, by order of the Circuit Court of the Twelfth Judicial Circuit of the State of Florida in and for Sarasota County was authorized, empowered and directed to execute in behalf of the said Caroline E. Stokes a mortgage to the plaintiff to secure payment of the sum of $5,200.00, which order was recorded in the Public Records' of Sarasota County, Florida, in Circuit Court Minute Book 11, at page 111.
“III. That on November 23, 1935, plaintiff loaned the defendants Clarence J. Stokes and Caroline E. Stokes the sum of $5,200.00 and in evidence thereof said defendants made, executed and delivered to plaintiff their promissory note of the same date for said amount, payable to the plaintiff, with interest at the rate of five percentum per annum on the unpaid balance, said principal and interest being payable $41.12 monthly from the date of said note; a copy of said note is hereto attached as Exhibit ‘A’ and is hereby made a part of this Bill; plaintiff is the owner and holder of said note.
“IV. That on November 23, 1935, saicl defendants Clarence J. Stokes and Caroline E. Stokes in order to secure payment of the above described note made, executed and delivered to plaintiff their mortgage deed, therein reciting the indebtedness aforesaid and thereby conveying to^ plaintiff that certain piece, parcel or tract of land of which said defendants were then seized and possessed, and of which they are now in possession situate in the County of Sarasota and State of Florida, described as follows: Lot 4 of the subdision of Lots 1, 2, 3, and 26, Block 2, Seminole Heights Subdivision, according to plat thereof of record in Plat Book 2 at page 116-A, Public Records of Sarasota County, Florida, —said mortgage deed was' recorded on the 23rd day of December, 1935 in the public records of Sarasota County, Florida, in Mortgage Book 73, pages 343-347; a copy *212 thereof is hereto attached as Exhibit ‘B’ and is hereby made a part of this bill; plaintiff is the owner and holder of said mortgage.”

The bill alleges covenants to pay and default of covenants.

The heart and pith of the motion is found in paragraphs thirteen, fourteen and fifteen of the motion which are as follows:

“Thirteen. If the Circuit Court had any jurisdiction to authorize the Guardian to give an effective mortgage upon the real property or estate of Caroline E. Stokes, there is no- showing or averment made that such jurisdiction was properly invoked, but, on the contrary, it affirmatively appears that the Circuit Court never had any jurisdiction to- enter any order with respect thereto.
“Fourteenth. It affirmatively appears that the purported Court proceeding which purports to authorize the execution of said note and mortgag-e by Clarence J. Stokes as' Guardian for Caroline E. Stokes, an insane person, was based upon the provisions of Section 5915 C. G. L. of 1927, and that said statutory provision does not vest the Court with jurisdiction or authority to authorize a guardian of an insane person to execute a mortgage on such insane ward’s real property or estate.
“Fifteenth. It affirmatively appears that the mortgage purported to have been given and which is the basis of the s'uit to foreclose in this cause was to all intent and purposes the alienation of the ward’s interest in the real property or estate described: and it affirmatively appears that no attempt was made by the guardian or the Court to comply with Section 5897 C. G. L„ 1927, being Section 3977 R. G. S., 1920, and particularly with respect to- the giving of notice by the publication thereof in a newspaper in Sarasota *213 County of such guardian’s intention to make application to the Court for authority to alienate the ward’s property.”

The mortgage contains the following provision: “This mortgage is executed for and on behalf of Caroline E. Stokes, heretofore adjudicated an insane person who has not been restored to judicial sanity, by Clarence J. Stokes as her duly qualified and acting guardian under and by virtue of authority and direction contained in a certain order heretofore entqped in the Circuit Court of the twelfth Judicial Circuit of Florida in and for Sarasota County in a matter entitled in re Caroline E. Stokes, an insane person, which said order was duly made and entered on the 3rd day of December, A. D. 1935, and appears Of record in Circuit Court Minute Book 11, at page 111, Public Records of Sarasota County, Florida, which said order authorized and directed the execution and delivery of this mortgage for the purpose of procuring from the Home Owners Loan Corporation proceeds for the redemption of the herein described property from the Mutual Trust Life Insurance Company, a former mortgagee and subsequent holder of title to the aforesaid property by conveyance made in consideration of the cancellation of a certain mortgage heretofore held by it and covering the above described property, which said mortgage appears of record in Mortgage Book 52 at page 321, Public Records of Sara-.sota County, Florida.”

The one question presented as stated by appellant is: ‘.‘Do the averments of the bill of complaint show authority of Clarence J. Stokes, as guardian of Caroline E. Stokes, an insane person, io execute a valid mortgage on behalf of Caroline E. Stokes, an insane person, on her real estate?”

Sections 3977, 3991, 3993 and 3994 R. G. S., 5897, 5913, 5914, 5915 and 5916 C. G. L. provide:

“Sale of real estate of infants. — When any guardian of *214 the estate of an infant shall have the control or management of any real estate, the property of such infant, and shall think it necessary or expedient to s'ell the same, it shall and may be lawful for the said guardian to apply either in term time or in vacation, by petition to the county judge or judge of the Circuit Court for the county in which said real estate may be situated, for authority to sell the same, and if the prayer of said petition shall appear to the said judge reasonable and just, he may authorize said guardian to sell said estate under such conditions as the interests of said infant may, in the opinion of the said judge, seem to require.

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Bluebook (online)
189 So. 657, 138 Fla. 209, Counsel Stack Legal Research, https://law.counselstack.com/opinion/stokes-v-home-owners-loan-corp-fla-1939.