Stephanie Banegas Lopez and Danis Lopez v. Kailey Goerlitz and Farmers Insurance Exchange

Louisiana Court of Appeal·Decided October 14, 2025·No. 2025-CA-0126·Published

Opinion

STEPHANIE BANEGAS * NO. 2025-CA-0126 LOPEZ AND DANIS LOPEZ

*

VERSUS COURT OF APPEAL

*

KAILEY GOERLITZ AND FOURTH CIRCUIT FARMERS INSURANCE * EXCHANGE STATE OF LOUISIANA *******

APPEAL FROM

CIVIL DISTRICT COURT, ORLEANS PARISH NO. 2022-04410, DIVISION “E”

Honorable Omar Mason

******

Judge Monique G. Morial

******

(Court composed of Chief Judge Roland L. Belsome, Judge Karen K. Herman, Judge Monique G. Morial)

Robert Joseph Daigre Cesar Roberto Burgos George M. McGregor William R. Penton Leila M. Bonilla N. Blake Peters Colin Leonard BURGOS DAIGRE & MCGREGOR, LLC 3535 Canal Street New Orleans, LA 70119

COUNSEL FOR PLAINTIFF/APPELLEE

Timothy G. Schafer SCHAFER & SCHAFER 328 Lafayette Street New Orleans, LA 70130

COUNSEL FOR DEFENDANT/APPELLANT

AFFIRMED

OCTOBER 14, 2025

This litigation arises out of a motor vehicle accident. Defendants-Appellants,

Kailey Goerlitz and Farmers Insurance Company, appeal the district court’s MGM October 11, 2025 judgement consistent with a jury verdict rendered following a RLB KKH three-day jury trial. For the following reasons, we affirm.

PROCEDURAL BACKGROUND On May 18, 2022, Plaintiffs, Stephanie Banegas Lopez (“Ms. Banegas”) and Danis Lopez (“Ms. Lopez”), filed suit in the Civil District Court for the Parish of Orleans against defendant-driver Kailey Goerlitz (“Ms. Goerlitz”) and her insurer, Farmers Insurance Company (“Farmers”), for damages arising out of a December 9, 2021 motor vehicle accident at the intersection of St. Charles and Jefferson Avenues. Following a three-day jury trial, the jury returned a verdict in favor of Plaintiffs, finding Ms. Goerlitz 100% at fault in the accident.1 On October 11, 2024, the district court judge issued a judgment consistent with the jury verdict against Defendants and in favor of Plaintiffs in the amount of $431,857.14,

1 On September 12, 2023, Defendants filed a motion for summary judgment, which the district court denied.

awarding $367,922.14 to Ms. Banegas and $63,935.00 to Ms. Lopez, in addition to judicial interest. On October 21, 2024, Defendants filed a motion for a judgment notwithstanding the verdict and, in the alternative, a new trial. On December 30, 2024, the district court judge denied both motions. This timely appeal followed. FACTS At trial, Ms. Banegas testified that she was involved in a motor vehicle accident at the intersection of Jefferson and St. Charles Avenues on December 9, 2021. She testified that she lived in the Uptown area and was familiar with the intersection where the accident occurred. Ms. Banegas testified that she was driving in a northerly direction on Jefferson Avenue—which consists of two, one- lane roadways on each side of a median or neutral ground divider—away from Magazine St. and toward St. Charles Ave. As she approached St. Charles Ave., she stopped her vehicle on the streetcar tracks in order to make a left turn onto St. Charles Ave. She testified there were no vehicles in front of her, however, there was significant traffic on the opposite side of Jefferson Ave. traveling toward Magazine St. She explained that there was a “long line” of vehicles backed up on Jefferson Ave. traveling in the opposite direction and that the traffic was backed up behind the St. Charles Ave. traffic light. She testified there was a car stopped at the streetcar tracks traveling the opposite direction, waiting to make a left turn from Jefferson Ave. onto St. Charles toward downtown, and that there was a second vehicle behind it that was stopped on Jefferson Ave. right before the sidewalk on St. Charles Ave. Ms. Banegas testified that the position of those two stopped

vehicles allowed for St. Charles Ave. to be “completely empty” and allowed sufficient space for her to make a left turn onto St. Charles Ave. She testified that as she made the left turn, she felt the impact but had “no idea where [the other vehicle] came from.” Ms. Banegas testified that after the accident, she was in a state of “shock” and was very worried about her mother, Ms. Lopez, who was in excruciating pain. When asked if she wanted to be taken to the hospital by ambulance, she declined. She testified that she wanted her mother to go to the hospital, but her mother did not have health insurance and was concerned about the cost. Ms. Banegas testified that she began experiencing pain approximately two hours after the accident. She had contacted her employer, the law firm Burgos and Associates, to let the office know she would not be at work, and was advised to seek medical treatment.

Ms. Lopez testified2 that on December 9, 2021, she was involved in a motor vehicle accident at the intersection of Jefferson and St. Charles Avenues. Ms. Lopez was a passenger in her daughter, Ms. Banegas’, vehicle. Ms. Lopez testified that she was employed as a housekeeper and that, at the time of the accident, her daughter was driving to drop her off at a home on Saint Charles Avenue that she cleaned. She testified that her daughter was driving down Jefferson Ave. from Magazine Street and stopped to wait for traffic to pass in order to make a left turn onto St. Charles Ave. She stated that, at some point, a vehicle was stopped traveling the opposite direction on Jefferson Ave. and allowed Ms. Banegas’ car to

2 Ms. Lopez testified with the assistance of a court-appointed translator.

turn into the intersection onto St. Charles Ave. Ms. Lopez testified her daughter raised her hand to tell the stopped driver “thank you” for allowing her to turn.

Defendant, Ms. Goerlitz, testified that she was traveling south on Jefferson Ave. toward Magazine Street. As she approached St. Charles Ave., there were two vehicles—both small SUV-type vehicles—in front of her in her travel lane that were stopped and waiting to make a left turn onto St. Charles Ave toward downtown. She testified that one of the vehicles was near or at the street car tracks on St. Charles Ave. She explained that between that vehicle and the vehicle closest to/in front of her, there was a gap or space in which Plaintiff Ms. Banegas attempted to make a left turn onto St. Charles Ave.

When questioned whether she had to pass to the right of the vehicles in front of her, Ms. Goerlitz testified “I don’t believe I had to go to the side,” stating that she had an unobstructed path traveling on Jefferson Ave. After confronted with her deposition testimony, however, Ms. Goerlitz subsequently acknowledged that she may have had to “move a foot or two” to the right in order to get around the vehicle in front of her. However, she maintained at trial that, despite possibly moving “a foot or two” her travel lane was unobstructed and that she was traveling straight in the lane of travel with a green light.

Ms. Goerlitz testified that at the time of the accident, she estimated her speed to be approximately 10 to 15 miles per hour. She testified that her speed did not exceed 20 miles per hour because of relatively heavy morning traffic and a school zone speed limitation in that area.

Detective Darien Crochet with New Orleans Police Department testified that he was involved in the investigation at the scene of the accident. He testified that he was familiar with the intersection at issue and that while vehicles traveling down Jefferson Avenue taking a left can move over to allow other vehicles to travel straight, he assumed given the traffic that Ms. Goerlitz had to go “around” some vehicles in order to continue straight down Jefferson Ave. Detective Crochet initially testified that he did not recall Ms. Banegas or Ms. Lopez complaining of any injuries or reporting any concern of injuries at the scene of the accident. On cross-examination, however, Detective Crochet acknowledged that Ms. Banegas did report that her mother had injured her side but refused medical treatment on the scene.

Detective Crochet’s body camera video was introduced into evidence at trial.

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Stephanie Banegas Lopez and Danis Lopez v. Kailey Goerlitz and Farmers Insurance Exchange, (La. Ct. App. 2025).

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