Steadman v. Government Employees Insurance Company

CourtDistrict Court, S.D. New York
DecidedDecember 2, 2020
Docket1:20-cv-01005
StatusUnknown

This text of Steadman v. Government Employees Insurance Company (Steadman v. Government Employees Insurance Company) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Steadman v. Government Employees Insurance Company, (S.D.N.Y. 2020).

Opinion

| ka Pee ate | i DOCUMENT UNITED STATES DISTRICT COURT / ELECTRONICALLY FILED | SOUTHERN DISTRICT OF NEW YORK ean | DATE FILED: 2222} RODNEY STEADMAN, Plaintiff, -against- No. 20 Civ. 01005 (CM) GOVERNMENT EMPLOYEES INSURANCE COMPANY Defendant.

FINDINGS OF FACT, CONCLUSIONS OF LAW AND VERDICT McMahon, C.I.: The court, for its findings of fact, conclusions of law, and verdict: I. Findings of Fact FF1. On Friday, May 26, 2017, at around 4:00 PM, there was a two-car accident between a 2000 Ford Expedition XLT driven by Plaintiff Rodney Steadman and a 2000 BMW sedan driven by Wilhelm Wolfgang Stoeckl. Stoeckl backed his sedan into Steadman’s SUV at the Shell Gas Station located at the intersection of Morningside Avenue and Hancock Place. (Dkt. No. 23-1 at 1 (“Stipulated Facts”).) The Shell station is in the vicinity of 125th Street, in Manhattan. (Ex. 8, Stoeck! Dep. Mar. 28, 2019 (“Stoeckl”) at 19, 22; Ex. 14, Steadman Dep. Feb. 15, 2019 (“Steadman”) at 15. )! FF2. The accident occurred as Stoeckl was trying to move his car from one gas pump to another. (Stoeckl at 27-29.) FF3. Steadman’s SUV was not moving when the BMW sedan impacted his vehicle. (Stipulated Facts; Steadman at 56).

! All exhibits can be found at Dkt. No. 24. Each attachment is a single exhibit — Dkt. No. 24 is Ex, |, Dkt. No. 24-1 is Ex. 2, Dkt. No. 24-2 is Ex. 3, and so on.

FFA. Immediately prior to the events that resulted in the collision, Steadman’s

Expedition was positioned between one and two meters (3.2 - 6.5 feet) behind the BMW. (Stoeck] at 50.) I do not credit Steadman’s testimony that his car was a full car length (which I estimate at between 12-15 feet) behind Stoeckl’s car. (Steadman at 35-36.) Stoeckl was not at the pump, but was behind another car that was at the pump. (Stoeckl at 28-29, 39, 43). The photographs of the gas station (Ex. 16) reveal that Steadman’s car would have been fully in the street if he had been positioned a full car length behind Stoeckl. Similarly, the diagram in the police report, prepared within one hour of the accident, shows that no part of Steadman’s vehicle would have been on the gas station lot had he been a full car length behind Stoeckl’s vehicle (Ex. 7 at 3), while Steadman testified that his car was partially in the gas station lot at the time the accident occurred. (Steadman at 53-54.) Moreover, common experience suggests that drivers do not ordinarily queue up in line so far behind the car in front of them, especially where, as here, a long line would have snaked well into the street. FF5. The accident occurred because Stoeckl, whose car used exclusively diesel fuel, realized that he had pulled into line for a pump that did not dispense diesel fuel. (Stoeckl at 25- 26.) Stoeckl’s wife, who was riding in the passenger seat of the BMW, got out of the BMW to ascertain where the diese! pump was located, and then re-entered the BMW. (Stoeckl at 27-29.) Steadman confirms that Stoeckl’s wife was outside of the BMW just prior to the accident; he saw a “lady [white lady, older] standing at the pump.” (Steadman at 36.) Stoeckl realized that he needed to go to a different lane to get to the diesel pump, but the car in front of him was not finished pumping gasoline, so he could not pull forward to change lanes. (Stoeckl at 28.) FF6. After his wife got back into the car, Stoeckl, whose car was fully stopped (Steadman at 43-44, 54; Stoeckl at 28-29), started to back up so he could relocate at the pump that dispensed

diesel fuel. (Stoeckl at 29.) Within three to five seconds, his vehicle encountered Steadman’s bumper. (Stoeckl at 49-50, 52-53.) This timing is consistent with the estimated distance (between one and two meters) between the two vehicles immediately prior to the collision. FF7. The back of the BMW came into contact with the front of the Expedition. According to Stoeckl, the right rear passenger’s side of the BMW came into contact with the right front passenger’s side of the Expedition. (Stoeckl at 63, 65.) This is consistent with Steadman’s testimony that, while the BMW backed directly into his vehicle (Steadman at 44), it appeared that the collision damaged the right side of the front of his Expedition more than the other side. (Steadman at 61.) It is also consistent with the police report, which notes that the rear middle of the BMW (Code “8”) impacted the front middle of the ‘Expedition (Code “2”, but that most

damage to the Expedition was observed on the front right/passenger’s side (Code “3”). (Ex. 7 at 1.) It is further consistent with the pictures of the Expedition to the extent they show some scratching to or discoloration of the chrome paint around the passenger’s side headlight. (Ex. 9 at 4.) FF8. However, the pictures that were taken of the Expedition some weeks later (Ex. 9) show that car had more extensive damage on the front left/driver’s side than on the front right/passenger’s side. Specifically, the pictures show a dent in the front spoiler of the Expedition on the driver’s side above the headlight (Ex. 9 at 5.) There appear to be several pieces of thick, clear tape over the top of this headlight and its frame. Ud.) There is also a small dent in the front bumper on the driver’s side. (Ex. 9 at 2, 3.) The pictures also show damage to the Expedition’s driver’s side brake light in the rear of the car (which no one claims was involved in the accident). (Ex. 9 at 7.)

FF9, The police report, prepared within one hour of the accident, reports no damage to the driver’s side of Steadman’s Expedition; the only damage noted is to areas “2” (center of front bumper) and “3” (passenger side front bumper). (Ex. 7 at 1.) The damage to the left side of the front bumper seen in the photographs (Ex. 9) is inconsistent with the contemporaneous police evidence, as well as with Steadman’s testimony cited above. (Steadman at 61.) FF10. The BMW has a standard, not an automatic, transmission. (Stoeckl at 32.) This means that (1) to turn on the car, the clutch must be depressed — the driver does not need to step on the gas pedal to start the car (Stoeckl at 40) and (2) to back up, the car must shift into reverse (which requires that the clutch be depressed) and the gas pedal must be depressed (Stoeckl at 47). Stoeck! testified that he was stepping on both the clutch and the gas pedal at the time of the accident, because the car could otherwise not move. (Stoeckl at 47-48.) He referred to this as “slipping clutch.” (Stoeckl at 48-49). I credit Stoeckl’s testimony, because it is consistent with the way standard transmission cars work. FF11. Stoeck] testified that his car was moving at a very slow rate of speed at the time of the accident. (Stoeck! at 46-47.) That testimony is credible. It would have been all but impossible for the BMW sedan to have been moving at more than a couple of miles an hour, given the distances involved, as well as the fact that the BMW was, by Steadman’s own admission, not moving just prior to the collision. (Steadman at 43.) It is also consistent with Stoeckl’s testimony that the BMW was put into reverse from a standing (not moving) position immediately prior to his starting to back the car up. (Stoeckl at 35, 40, 43.) I specifically do not credit Steadman’s testimony that Stoeckl’s vehicle “took off fast” (Steadman at 44) or that it “flew” into the Expedition (Steadman at 44, 56), because that testimony is inconsistent with the credible testimony about the

distance between the cars, as well as with the negligible damage to the two vehicles, as discussed above and below. FF12. Atthe time of the collision, Steadman—a man 5’8” in height and about 180 pounds at the time (see medical records from the summer of 2017, passim) — was seated in the driver’s seat (a bucket seat). (Steadman at 41.) He was seat-belted into place with a fully functional shoulder-lap combination belt.

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Steadman v. Government Employees Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/steadman-v-government-employees-insurance-company-nysd-2020.