State v. Cohn

347 S.W.2d 691, 1961 Mo. LEXIS 629
CourtSupreme Court of Missouri
DecidedJune 12, 1961
DocketNo. 48240
StatusPublished
Cited by4 cases

This text of 347 S.W.2d 691 (State v. Cohn) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State v. Cohn, 347 S.W.2d 691, 1961 Mo. LEXIS 629 (Mo. 1961).

Opinion

HYDE, Judge.

Defendant convicted of arson of insured property and sentenced to two years’ imprisonment. Sec. 560.030 RSMo 1949, V.A. M.S. Defendant alleges error in refusing to direct a verdict for acquittal claiming total failure of proof because his insurance policy stated it covered property located at 341 Blue Ridge Boulevard in Raytown while the evidence showed the fire occurred at 10008 East 63rd Street, Raytown.

The indictment charged that defendant “did wilfully and feloniously and with the intent to injure and defraud the insurer, to-wit: the Mill Owners Mutual Fire Insurance Company, an Iowa corporation, set fire to and burn and cause to be burned certain goods, wares, merchandise and other chattels and personal property which then and there were insured by the said Mill Owners Mutual Fire Insurance Company, a corporation, against loss or damage by fire.” Sec. 560.030 makes it a felony “willfully and with the intent to injure or defraud the insurer set fire to, burn or cause to be burned any goods, wares, merchandise or other chattels or personal property of any kind which shall at the time be insured.”

Defendant’s $16,000 insurance policy, in evidence, was issued to Forrest Schoeller and James Benner d/b/a Raytown Market “on contents usual to a grocery store in the approved roof fire resistant building, at No. 341 Blue Ridge Blvd., Raytown, Missouri.” The agent of the insurance company testified that when defendant Cohn bought the store “the insurance was just about half run its. course, a three year policy, and the balance of the premium was then paid by Mr. Cohn to take it over.” He also said that defendant agreed to a transfer of this policy and it was shown that an assignment was attached signed by Schoeller and Benner, consented to by the insurance company, to “Sol Cohn d/b/a Raytown Market, 7316 Harrison, Kansas City, Missouri.” (This was defendant’s residence address.) When the policy was received in evidence and the prosecutor, Mr. Granoff, started to read from it to the jury, defendant’s counsel, Mr. Costello, stated: “We will agree that it was covered by the policy at the time of the fire, if that is what he wants to prove.”

The following further statements were then made out of the hearing of the jury.

“Mr. Granoff: Can we agree, Mr. Costello, that this policy insured the contents of the store — can we agree that the contents of the policy shows that the contents of the store were insured for $16,000 with the Mutual — with the Mill Owners Mutual Fire Insurance Company, and that the face value of the policy was $16,000 and that the policy was in force and effect at the time of the fire?

“Mr. Costello: I didn’t look at the face of the policy, is that the amount? Mr. Granoff: Y es.
“Mr. Costello: I think we can agree to that. We will agree to that. The Court: Fine.
“Mr. Granoff: May I make that statement to the jury, then? The Court. Y es.
“(Whereupon, the following proceedings were had and entered of record In The Presence And Hearing Of The Jury:)
[693]*693“Mr. Granoff: Ladies and gentlemen, the attorneys for the defendant and I have agreed that this policy which you have heard described which has been received in evidence shows that Mr. Cohn’s store was insured for $16,000, contents insurance against fire — a fire loss, with the Mill Owners Mutual Insurance Company of Des Moines, Iowa, and that this policy of insurance was in full force and effect on the date of the fire, February 19, 1956.”

Defendant says two essential requirements of a conviction under Sec. 560.030 are (1) that the property is insured and (2) an •intent to injure and defraud the insurer. Any reasonable construction of the above .agreement between the parties would seem to eliminate the issue of insured property. However, defendant contends the State had to show the insurer was liable on the policy and had no defense against it. Certainly, in view of the policy assignment shown and .agreed to, this does not appear as a matter of law. Defendant cites State v. Greer, 243 Mo. 599, 147 S.W. 968, (in which there was no evidence to show that defendant therein knew the property burned was insured) and State v. Librach, Mo.Sup., 270 S.W. 284, (in which there was no evidence that the property burned was insured). In this case, there was an insurance policy ■covering the contents of the Raytown Market which was assigned to defendant, with the consent of the company, when he bought the market. There was no evidence that defendant moved the insured goods there.after and, no doubt, defendant’s trial counsel had good reason to make the stipulation as to insurance since there had been a previous trial in this case. Nevertheless, defendant attempts to reason from the above-■cited cases that if the insurance company in this case had a defense to a claim on that policy (because the goods were not at the location where they were originally insured) then no case can be made against 'him.

It is not the law that the State •must show the insurance company had no defense to the policy; but instead “the guilt or innocence of the accused does not depend on the validity of the policy.” 4 Am.Jur. 113, Arson, Sec. 65; 6 C.J.S. Arson § 2, p. 720; Annotation, 17 A.L.R. 1182. In State v. Steinkraus, 244 Mo. 152, 148 S.W. 877, 879, (a companion case to State v. Greer, supra) it is said: “The belief of defendant that his property was legally insured, and his intent to defraud the person or corporation which issued the policy thereon, makes out the crime of arson in the third degree. It is immaterial whether or not the act of burning does in fact defraud anyone.” In the earlier case of State v. Tucker, 84 Mo. 23, 25, this court said: “It is the felonious intent to defraud the insurer, which is the salient characteristic of the crime here charged; the validity or invalidity of the organization of the corporation and of the policy which it issues were merely collateral matters.” Therefore, in view of the policy assignment shown and the positive admission, agreement and stipulation that the contents of defendant’s Raytown market were insured against fire by the company named, we hold that the court properly refused to direct a verdict of acquittal.

Defendant’s allegations of error as to Instructions 2 and 8 are ruled by what we have said concerning direction of a verdict. Defendant’s claim is that is was error to submit that his goods located at 10008 East 63rd Street in Raytown were insured by the Mill Owners Mutual Fire Insurance Company when the policy showed coverage of goods at 341 Blue Ridge Boulevard. Since the policy was assigned and defendant stipulated that the goods were insured at the time of the fire, we hold these instructions were proper.

Defendant’s remaining claim of error is denial of his motion to suppress evidence and admitting in evidence objects taken after the fire from the premises, oral testimony of conditions observed and photographs taken therein. The evidence sought to be suppressed was described in the motion to suppress as photographs made on the day of the fire after the fire was extinguished [694]*694and the building closed and “matches," burned matches, match heads, match sticks, One ‘hot plate’ and connecting wire, certain material's and debris allegedly containing gasoline” removed from the building the next day and additional photographs taken on that day.

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Bluebook (online)
347 S.W.2d 691, 1961 Mo. LEXIS 629, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-v-cohn-mo-1961.