State of Iowa v. Sara Jo Weisbeck

CourtCourt of Appeals of Iowa
DecidedOctober 11, 2023
Docket22-1068
StatusPublished

This text of State of Iowa v. Sara Jo Weisbeck (State of Iowa v. Sara Jo Weisbeck) is published on Counsel Stack Legal Research, covering Court of Appeals of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State of Iowa v. Sara Jo Weisbeck, (iowactapp 2023).

Opinion

IN THE COURT OF APPEALS OF IOWA

No. 22-1068 Filed October 11, 2023

STATE OF IOWA, Plaintiff-Appellee,

vs.

SARA JO WEISBECK, Defendant-Appellant. ________________________________________________________________

Appeal from the Iowa District Court for Scott County, Stuart P. Werling,

Judge.

The defendant appeals her convictions for insurance fraud and identity theft.

AFFIRMED.

Martha J. Lucey, State Appellate Defender, and Ella M. Newell, Assistant

Appellate Defender, for appellant.

Brenna Bird, Attorney General, and Nicholas E. Siefert, Assistant Attorney

General, for appellee.

Considered by Bower, C.J., Tabor, J., and Blane, S.J.*

*Senior judge assigned by order pursuant to Iowa Code section 602.9206

(2023). 2

BLANE, Senior Judge.

Sara Weisbeck appeals her convictions for insurance fraud: false material

information and identity theft over $1500 and under $10,000, both class “D”

felonies. She contends the evidence did not support the verdicts, the court abused

its discretion in evidentiary rulings, and the court considered improper factors in its

sentencing decision. We find no basis to reverse and affirm the convictions and

sentence.

I. Facts and Prior Proceedings

In spring 2019, Weisbeck was renting a house from Lisa Smith in LeClaire.

The house did not come with appliances, so Weisbeck provided her own

refrigerator, stove, microwave, washer, and dryer. The night of June 30, there was

a severe storm in the area. The following morning, Weisbeck sent Smith this text

message:

Hey you . . . first of all, thank you SO much for the air conditioner!!! I don’t want to sound sketchy, but the house totally got struck [b]y lightening [sic] last night, and there are trees like splitting down the middle . . . . I don’t know if you want to call your insurance and report it as part of the damage or not, but it would be good timing to do so if you did!

That evening, Smith and her son went over to the house. Weisbeck was in

the back yard and showed Smith the splitting tree at the back of the large lot. But

Smith did not see or smell any scorching. Weisbeck then told Smith that lightning

had struck the roof of the house and knocked a window out of its frame. Smith

saw a window frame lying on the ground with one pane missing, but no shattered

glass was around it. Weisbeck also said, because of the lightning strike, all of her

appliances got “fried.” Weisbeck would not, however, let Smith into the house to 3

inspect the damage to the window. She only allowed Smith in several days later.

Smith ultimately did not file any claim with State Farm, her property insurer.

On July 2, the day after speaking with Smith, Weisbeck reported to her

insurer, Nationwide Insurance, that lightning struck a tree on her lawn, and the

electricity traveled into her house, damaging her appliances. She gave a list of the

damaged items, which included: a refrigerator, “gas stove/oven,” microwave, front-

loading washer, dryer, HP Compaq computer, 65” Samsung OLED flatscreen

television, 60” Samsung television, PlayStation 3, X Box, Blu-ray/DVD player, and

$200 worth of spoiled groceries from the refrigerator. She was also asked for and

provided photographs of the items. The claims adjustor reported advising

Weisbeck to keep her damaged property for inspection.1

At the same time, the claims adjustor referred Weisbeck’s claim to

Nationwide’s Special Investigations Unit for raising several “red flags.” She

reported that Weisbeck was “evasive” about who her landlord was and would not

provide contact details so Nationwide could confirm who owned the property. And

although she was told to keep the damaged appliances and electronics, Weisbeck

told the claims adjustor she had discarded them. She claimed a prior Nationwide

representative had told her she could throw them away. But the claims adjustor

reviewed the call logs and did not see any record that a prior representative had

1 She also sent Weisbeck a letter estimating the total value of her damages ($7,997.06) and giving a number of additional instructions. One was, “Please do not destroy or discard any of the damaged items until we have had an opportunity to inspect the damages and have reached an agreement with you on any supplemental cost.” But by then, Weisbeck had already gotten rid of the damaged items. 4

given those instructions. The claims adjustor also thought the photographs

Weisbeck provided were strange in that some showed functioning electronics.

Joe Martinez, a special investigator with Nationwide, took over the case

around July 10.2 He tried calling Weisbeck with no answer. So, on July 12, he

went out to the house for a “cold call.” Weisbeck answered the door, and Martinez

gave her his business card advising her that he needed to inspect the property for

her insurance claim. Weisbeck took Martinez to the back yard to look at the tree.

She said lightning struck the tree, travelled through the roots into the house, and

shorted out all her electronics.

When he asked to inspect the interior of the home, Weisbeck would not let

him in. He explained that they needed to inspect the home and conduct an

interview to collect additional information on the claim. Weisbeck said she needed

to call Nationwide and verify his story. Martinez asked if he could continue taking

pictures of the outside of the house, and Weisbeck said that was fine. Martinez

photographed the tree and the house exterior, noting that the electrical meter was

still functioning and there appeared to be no electrical or fire damage to the house.

At that point, Weisbeck came out again and told Martinez she had just

spoken to Martinez’s “manager’s manager’s manager” and was told she did not

need to comply with any investigation. She told Martinez to leave.3 Weisbeck was

2 Weisbeck was also consistently evasive with Martinez about putting him in touch

with Smith. 3 Again Martinez determined through Nationwide’s call logs that there was no

communication with his managers on that day, although Weisbeck called several days later to complain about him. 5

deemed to have refused to cooperate with the investigation, and Nationwide

ultimately denied her loss claim.

Two weeks after the storm, on July 15, Martinez got in touch with Smith.

He showed her several emails between Weisbeck, Smith, and Nationwide

representatives regarding Weisbeck’s claim. But Smith knew nothing about the

emails or the insurance claim being discussed within them. She did not own the

email address purporting to be hers, but knew that the handle,

“czhomes@realtyagent.com,” was the name of the prior property-owners’ rental

company.4

Smith reported the false emails to the LeClaire police. LeClaire police

forwarded the complaint to the Iowa Insurance Division Fraud Bureau. The State

ultimately charged Weisbeck with two criminal counts: insurance fraud: false

material information, in violation of Iowa Code section 507E.3(2)(a) (2022), a class

“D” felony; and identity theft over $1500 and under $10,000, in violation of Iowa

Code section 715A.8(3)(b), also a class “D” felony. A jury convicted Weisbeck as

charged. The court sentenced her to indeterminate terms of five years for each

conviction, but suspended the terms and imposed two years of probation. She

appeals her convictions and sentence.

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State of Iowa v. Sara Jo Weisbeck, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-of-iowa-v-sara-jo-weisbeck-iowactapp-2023.