State Farm Mutual Insurance v. Wainscott

439 F. Supp. 840, 1977 U.S. Dist. LEXIS 12993
CourtDistrict Court, D. Alaska
DecidedNovember 10, 1977
DocketA76-219 Civil
StatusPublished
Cited by19 cases

This text of 439 F. Supp. 840 (State Farm Mutual Insurance v. Wainscott) is published on Counsel Stack Legal Research, covering District Court, D. Alaska primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Farm Mutual Insurance v. Wainscott, 439 F. Supp. 840, 1977 U.S. Dist. LEXIS 12993 (D. Alaska 1977).

Opinion

MEMORANDUM AND ORDER

VON DER HEYDT, District Judge.

This cause comes before the court on plaintiff’s motion to reconsider. By this motion plaintiff requests the court to reconsider a portion of its memorandum of September 30, 1977. To the extent that the present motion requests the court to reconsider its prior ruling the motion to reconsider is granted.

This case involves in part a request for declaratory relief by plaintiff insurer that the policy of insurance issued to defendant does not apply to an accident involving defendant’s daughter. Defendant’s daughter died as the result of injuries she received while she was a passenger in an uninsured automobile owned by a third individual.

The court’s jurisdiction is based upon diversity of citizenship. In construing the State statutes herein the court is guided by State law. Erie v. Tompkins, 304 U.S. 64, 58 S.Ct. 817, 82 L.Ed. 1188 (1938). When State decisions are unavailable, of course, the court must adopt the approach that it predicts the State courts would adopt in such a case. See 1A, Moore’s Federal Practice, ¶ 0.309[21] its prior memorandum the court concluded that insurance coverage was afforded in this case under the rationale of State Farm Mutual v. Selders, 187 Neb. 342, 190 N.W.2d 789 (Neb. 1971). Selders held, under similar facts as those in the present case, that uninsured motorists coverage similar to that in the present policy provided coverage. The clause in question defines insureds as:

(3) any person, with respect to damages he is entitled to recover because of bodily injury to which this coverage applies [sustained by an insured under (1) or (2) above].

In Nebraska and Alaska there are statutes requiring that the uninsured motorist coverage protect “persons insured thereunder who are legally entitled to recover damages from the owners of uninsured motor vehicles . . . .” Selders, supra 190 N.W.2d at 792 (emphasis in original); A.S. § 28.20.-440(b)(3).

On its face the clause in Selders and the instant case only appear to apply if the insured sustains bodily injury. The court in Selders, however, construed the clause to be an attempt to comply with the quoted statutory language. As the insured under that policy under Nebraska law was legally-entitled to recover for the death of his child coverage was afforded.

*842 Plaintiffs request the court to reject Selders for two reasons. It maintains that under Alaska law a parent may only maintain an action for wrongful death as a trustee or representative. Thus, it contends, as the parent has no right to recover damages in an individual capacity Selders should be rejected to the extent that it allowed such recovery on the parents’ uninsured motorist coverage. Plaintiff further requests the court to reject the interpretation adopted in Selders of the “insured” as defined by the state statute and insurance clause. The court first considers the nature of the parents’ rights under the various Alaska Statutes.

The Alaska wrongful death statute 1 is closely modeled after the precursor of most wrongful death statutes, Lord Campbell’s Act, 9 & 10 Vict. Ch. 93 (1846). Ishmael v. City Electric of Anchorage, 91 F.Supp. 688, 690, 12 Alaska 721, 724 (D.Alaska 1950); Speiser, Recovery for Wrongful Death, § 2:1, p. 62. (hereinafter Speiser). This statute creates an entirely new cause of action for wrongful death. Ishmael supra ; Speiser, § 5:1, p. 575. Under the Alaska wrongful death statute if the decedent leaves a husband, wife, child, or other dependents, the action is brought in the name of the personal representative with the husband, wife, child or dependent as the real party in interest. 2 Koski v. Alaska Juneau Gold Mining Co., 6 Alaska 334, 336 (D.Alaska 1921). In other cases the personal representative is the real party suing for the loss to the general estate represented by him. Id.

A second statute relating to the injury or death of a child provides that a parent may “maintain an action as plaintiff. . . ,” 3 The question presented is whether this statute is a mere procedural device allowing the parent to bring an action on behalf of the estate of the child or whether this section creates a substantive right to recovery in the parent. 4 For reasons that subsequently appear the court holds that this statute is of a procedural nature creating no independent right of recovery in the parent.

This question was considered in a similar context in Mayhew v. Burns, 103 Ind. 328, 2 N.E. 793 (1885). That court concluded that very similar Indiana statutes created an independent right in the parents. Id. 2 N.E. at 796. This court disagrees with the Indiana court. The court in Mayhew looked at Indiana’s counterpart to Alaska’s wrongful death statute which specifically spoke of actions on behalf of widows, children and next of kin, Id. at 795, and concluded that the statute appeared to apply only when there was a person who was dependent upon the deceased. It thus concluded that when parents survived a minor child there could rarely be dependents and the statute giving the parents a right to sue must be utilized. Id. at 796. The court also concluded that it would create practically nothing if the statute relating to parents merely named who could bring an action. Id.

The court initially disagrees with the reasoning of the Indiana court which led it to the conclusion that the wrongful death statute did not contemplate an action when *843 there were no dependents. The Indiana statute allowed an action by “next of kin.” The Alaska counterpart speaks of actions “When the decedent leaves no husband, wife or children surviving him or her or other dependents . . . .” A.S. § 09.55.-580(a). Thus, both of these statutes, and particularly the Alaska statute, contemplate actions by relatives who are not dependent upon decedent.

Having construed the Indiana wrongful death statute to create no substantive claim for relief the court in Mayhew filled the gap by concluding that the parental rights statute conferred such a claim. Mayhew v. Burns, supra, at 796. As previously stated this gap is not as apparent to this court as it was to the Indiana court and there is no need to create a substantive claim merely to fill the void.

The second, and perhaps stronger, reason for the court in Mayhew to conclude that the parents had an independent claim was that otherwise the statute would be virtually meaningless. This court has little disagreement with the conclusion reached.

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Cite This Page — Counsel Stack

Bluebook (online)
439 F. Supp. 840, 1977 U.S. Dist. LEXIS 12993, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-farm-mutual-insurance-v-wainscott-akd-1977.