State Farm Mutual Automobile Insurance Company v. Loop Operations

2016 IL App (1st) 151545, 57 N.E.3d 538, 404 Ill. Dec. 779, 2016 Ill. App. LEXIS 388
CourtAppellate Court of Illinois
DecidedJune 21, 2016
Docket1-15-1545
StatusUnpublished

This text of 2016 IL App (1st) 151545 (State Farm Mutual Automobile Insurance Company v. Loop Operations) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Farm Mutual Automobile Insurance Company v. Loop Operations, 2016 IL App (1st) 151545, 57 N.E.3d 538, 404 Ill. Dec. 779, 2016 Ill. App. LEXIS 388 (Ill. Ct. App. 2016).

Opinion

2016 IL App (1st) 151545 No. 1-15-1545 June 21, 2016

SECOND DIVISION

IN THE

APPELLATE COURT OF ILLINOIS

FIRST DISTRICT

STATE FARM MUTUAL AUTOMOBILE ) Appeal from the Circuit Court INSURANCE COMPANY, ) Of Cook County. ) Plaintiff-Appellant, ) ) No. 13 L 51065 v. ) ) The Honorable LOOP OPERATIONS, ) Robert L. Cepero, ) Judge Presiding. Defendant-Appellee. )

JUSTICE NEVILLE delivered the judgment of the court, with opinion. Justices Simon and Hyman concurred in the judgment and opinion.

OPINION

¶1 State Farm Mutual Automobile Insurance Company filed a complaint for replevin against

Loop Operations, seeking return of a car to which State Farm held the title. Although State

Farm showed that it complied with the notice provisions of the Code of Civil Procedure

(Code) (735 ILCS 5/19-104, 19-105 (West 2012)), the trial judge held the notice inadequate,

finding that the statute did not sufficiently protect Loop Operations’ rights. The judge

dismissed the complaint. In this appeal, we hold that the trial judge had no authority to create

a nonstatutory notice requirement, and he also had no authority to apply his personal rules No. 1-15-1545

regarding adequate notice retroactively as grounds to dismiss State Farm’s complaint. We

reverse the trial court’s judgment and remand for further proceedings in accord with this

order.

¶2 BACKGROUND

¶3 On November 5, 2012, a car that Monroe Davis owned collided with another car. Jazza

Alissa, owner of Loop Operations, came upon the scene of the accident while driving his tow

truck. He towed Davis’s car to a safety lot. Davis’s insurer, State Farm, paid Davis for the

car, and Davis assigned his title to State Farm.

¶4 About a week after the accident, Loop Operations sent State Farm a bill for towing the

car and storing it. On November 15, 2012, State Farm mailed to Loop Operations a formal

demand for return of the car. State Farm mailed the demand to 5524 W. 24th Place, Cicero,

the address Loop Operations used on the bill it sent to State Farm. State Farm sent a second

demand to the same address in December 2012, but this time State Farm added that Loop

Operations violated several statutes when it took possession of the car. State Farm refused to

pay Loop Operations’ charges and continued to demand return of the car. State Farm

separately mailed a demand for release of the car to Loop Operations’ attorney.

¶5 On June 13, 2013, Loop Operations sent State Farm another letter demanding payment.

Loop Operations used a post office box as its address. On July 1, 2013, State Farm replied

with another demand for the car coupled with a refusal to pay Loop Operations’s charges.

State Farm addressed the letter to “5114 W. 25th Pl., Cicero.”

2 No. 1-15-1545

¶6 In November 2013, State Farm filed a complaint against Loop Operations, stating counts

for replevin, consumer fraud, conversion and unjust enrichment. The trial court set the matter

for a hearing on replevin. State Farm prepared a pretrial memorandum and attached a copy of

Alissa’s deposition. At the September 2014 deposition, Alissa testified that he did not

remember whether he saw the original demand that State Farm sent to 5524 W. 24th Place.

He said he lived at that address “about three years ago,” but he did not say when he moved to

5114 W. 25th Place. Alissa admitted that as of December 2012, he knew that State Farm

demanded return of the car and refused to pay Loop Operations’ charges.

¶7 After the replevin hearing, the trial judge entered an order in which he said:

“State Farm sent ‘notice’ to the wrong address of Loop Operations until July

1, 2013. Since notice was not received until seven months later & pursuant to

statute replevin fails.

*** The remaining counts are dismissed due to the fact replevin fails, no

legal remedies exist.”

¶8 State Farm filed a motion for reconsideration in which it pointed out that the notice it sent

in July 2013 met the requirements of the replevin section of the Code. At the hearing on the

motion for reconsideration, the trial judge asked, “Does the Court have the power *** to

impose *** notice requirements to be sure that all parties’ due process rights are protected?”

State Farm’s attorney responded that it had protected Loop Operations’ rights by providing

actual notice shortly after the accident. The attorney relied on Alissa’s testimony that he

knew of State Farm’s demand in December 2012. The trial judge said, “Does that satisfy the

3 No. 1-15-1545

rudiments of what notice requirements whether it be for demand hearing or any other kind of

notice that requires judicial process?” The attorney said the notice sufficed. The judge

disagreed and denied the motion for reconsideration. State Farm now appeals.

¶9 ANALYSIS

¶ 10 Loop Operations has not replied to State Farm’s brief on appeal. We decide the merits of

the appeal because we can resolve the reasonably straightforward issues without the aid of an

appellee’s brief. See First Capitol Mortgage Corp. v. Talandis Construction Corp., 63 Ill. 2d

128, 133 (1976). The parties did not dispute any of the facts concerning notice, so we review

the trial court’s ruling de novo. Norskog v. Pfiel, 197 Ill. 2d 60, 70-71 (2001).

¶ 11 Section 19-105 of the Code provides, “The defendant shall be given 5 days written notice

*** of a hearing before the court to contest the entry of an order for replevin.” 735 ILCS

5/19-105 (West 2012). Illinois courts have also interpreted section 19-104 as a kind of notice

provision for replevin. Section 19-104 provides that a complaint for replevin must state that

“the property is wrongfully detained by the defendant.” 735 ILCS 5/19-104 (West 2012). In

First Illini Bank v. Wittek Industries, Inc., 261 Ill. App. 3d 969, 970 (1994), the court held

that “[u]ntil demand has been made and refused, the defendant’s possession of the property is

not considered wrongful.” Thus, a plaintiff filing a complaint for replevin must either show a

prior demand and refusal for the property, or he must show that “circumstances indicate [the]

futility” of such a demand. First Illini, 261 Ill. App. 3d at 970.

¶ 12 Here, State Farm met the requirements of both sections 19-104 and 19-105. State Farm

sent notice of its demand to Loop Operations’ current address by July 1, 2013, and Loop

4 No. 1-15-1545

Operations refused to return State Farm’s property. The demand and refusal preceded the

filing of the complaint by more than four months. The trial court held the hearing on the

motion for an order for replevin on February 11, 2015. The record shows that Loop

Operations received notice of the hearing on December 23, 2014, considerably more than

five days in advance of the hearing. See 735 ILCS 5/19-105 (West 2012).

¶ 13 Despite State Farm’s compliance with all statutory notice requirements, the trial judge

decided that the statutory notice did not sufficiently protect Loop Operations’ property

interest in the car State Farm owned, so the trial court entered a judgment against State Farm

on all counts of State Farm’s complaint. The judge effectively amended the replevin section

of the Code to add a third notice requirement in addition to the notice requirements the

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Related

Landgraf v. USI Film Products
511 U.S. 244 (Supreme Court, 1994)
People v. Garner
590 N.E.2d 470 (Illinois Supreme Court, 1992)
Norskog v. Pfiel
755 N.E.2d 1 (Illinois Supreme Court, 2001)
Vicencio v. Lincoln-Way Builders, Inc.
789 N.E.2d 290 (Illinois Supreme Court, 2003)
First Illini Bank v. Wittek Industries, Inc.
634 N.E.2d 762 (Appellate Court of Illinois, 1994)
First Capitol Mortgage Corp. v. Talandis Construction Corp.
345 N.E.2d 493 (Illinois Supreme Court, 1976)
Crawford County Oil, LLC v. Weger
2014 IL App (5th) 130382 (Appellate Court of Illinois, 2014)

Cite This Page — Counsel Stack

Bluebook (online)
2016 IL App (1st) 151545, 57 N.E.3d 538, 404 Ill. Dec. 779, 2016 Ill. App. LEXIS 388, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-farm-mutual-automobile-insurance-company-v-loop-operations-illappct-2016.