State Farm Fire & Casualty Co. v. Van Gorder

455 N.W.2d 543, 235 Neb. 355, 1990 Neb. LEXIS 154
CourtNebraska Supreme Court
DecidedMay 18, 1990
Docket88-560
StatusPublished
Cited by27 cases

This text of 455 N.W.2d 543 (State Farm Fire & Casualty Co. v. Van Gorder) is published on Counsel Stack Legal Research, covering Nebraska Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Farm Fire & Casualty Co. v. Van Gorder, 455 N.W.2d 543, 235 Neb. 355, 1990 Neb. LEXIS 154 (Neb. 1990).

Opinion

Fahrnbruch, J.

H. Judson van Gorder, Jr., appeals a summary judgment declaring that his sexually abusive acts upon a young male, John Doe, were intended and therefore not covered by van Gorder’s homeowner’s insurance policy which was issued by State Farm Fire and Casualty Company (State Farm).

We affirm the finding of the district court for Buffalo County that State Farm is not required to defend van Gorder in any civil case or to pay any judgment that might be entered on account of his abusive sexual acts with John Doe.

In a criminal action, appellant, who during the time period when the sexual acts with John Doe occurred was an ordained minister, was convicted by a Buffalo County jury and thereafter was imprisoned for first degree sexual assault on John Doe. Following appellant’s conviction, his victim, John Doe, filed a civil suit against van Gorder in the U.S. District Court for the District of Nebraska, seeking damages for appellant’s sexual assaults.

Thereafter, State Farm petitioned the district court for Buffalo County for a declaratory judgment on the applicability of an exclusionary clause in a homeowner’s insurance policy it had issued to van Gorder. State Farm sought a declaration that it had no obligation to defend any civil suit nor to pay any judgment that might arise from appellant’s sexual acts with John Doe. Both State Farm and van Gorder filed motions for summary judgment.

After a hearing, the district court sustained State Farm’s motion for summary judgment, concluding that

there is no genuine issue of fact. The insured intended to assault or commit a battery upon this claimant [John Doe] and did commit an assault or battery upon this claimant. *357 The bodily injury (the battery) was intended by Defendant VanGorder [sic] and the policy does not cover this act nor its consequences.

The district court overruled van Gorder’s motion for a new trial.

On appeal, appellant contends the district court erred in (1) granting State Farm’s motion for summary judgment; (2) ruling that the exclusionary clause of the homeowner’s policy was operative to exclude coverage; arid (3) finding, as a matter of law, that any injury ultimately proved by John Doe was expected or intended by appellant as the natural and probable result of his intentional acts, without regard to appellant’s actual subjective intent.

Summary judgment is proper when the pleadings, depositions, and admissions on file, together with affidavits, show there is no genuine issue as to any material fact or as to the ultimate inferences that may be drawn from the material facts, and the moving party is entitled to judgment as a matter of law. See, Muckey v. Dittoe, ante p. 250, 454 N.W.2d 682 (1990); Peterson v. Don Peterson & Assoc. Ins. Agency, 234 Neb. 651, 452 N.W.2d 517 (1990); State Farm Fire & Cas. Co. v. Victor, 232 Neb. 942, 442 N.W.2d 880 (1989). In reviewing an order granting a summary judgment, the Supreme Court views the evidence in the light most favorable to the party against whom the judgment is granted and gives that party the benefit of all reasonable inferences deducible from the evidence. See, Muckey v. Dittoe, supra; John v. OO (Infinity) S Development Co., 234 Neb. 190, 450 N.W.2d 199 (1990); State Farm Fire & Cas. Co. v. Victor, supra.

John Doe’s complaint in the U.S. district court alleges van Gorder “assaulted and physically and mentally abused Plaintiff, beginning in 1980 when Plaintiff was 12 years old and continuing for approximately 6 years except for the months of March and April, 1984.” The complaint further alleges such assaults and attacks inflicted pain, fear, and suffering; caused physical and emotional damage; and caused permanent psychological and physical injury to John Doe. John Doe contends that “van Gorder performed some of the assaults with the aid of whips, paddles, handcuffs, brushes, and assorted *358 other equipment.”

John Doe attempts to base his civil case on negligence, but ascribes to appellant specific acts of committing intentional and negligent assault and battery and taking advantage of his ministerial authority to entice John Doe into seclusion in order to touch, fondle, and penetrate him. John Doe also alleged in his civil suit that van Gorder failed to act in a reasonably prudent manner to avoid injury and harm to the complainant.

Regardless of the label John Doe affixes to the sexual abuse toward him, van Gorder’s sexually abusive acts with John Doe were intentional as a matter of law. There is no such cause of action as negligent assault and battery. An assault and battery is an intentional act, whereas negligence is unintentional. Newman v. Christensen, 149 Neb. 471, 31 N.W.2d 417 (1948). Likewise, sexually abusive acts are intentional. Consequently, as a matter of law, John Doe’s petition succeeds in merely alleging damages resulting from van Gorder’s intentional acts of sexual abuse upon John Doe.

The pivotal issue for this court’s consideration is whether the injury alleged by John Doe was expected or intended by van Gorder within the contemplation of the exclusionary clause contained in van Gorder’s homeowner’s insurance policy. The exclusionary clause reads, in part: “1. Coverage L — Personal Liability and Coverage M — Medical Payments to Others do not apply to: a. bodily injury or property damage which is expected or intended by the insured.”

A nearly identical provision was interpreted by this court in State Farm Fire & Cas. Co. v. Victor, supra, wherein we concluded that an injury is expected or intended from the standpoint of the insured if a reason for an insured’s act is to inflict bodily injury or if the character of the act is such that an intention to inflict an injury can be inferred as a matter of law.

Because we conclude that the character of van Gorder’s acts was such that an intent to inflict injury can be inferred as a matter of law, we need not determine his subjective intent in inflicting bodily injury upon John Doe.

Fireman’s Fund Ins. Co. v. Hill, 314 N.W.2d 834 (Minn. 1982), was also a declaratory judgment action to determine coverage under a homeowner’s insurance policy. Hill and his *359 wife maintained a home for foster children. During the 15 months that a minor male child lived there, Hill engaged in sexual contact with the child. A tort action was filed on behalf of the child.

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Bluebook (online)
455 N.W.2d 543, 235 Neb. 355, 1990 Neb. LEXIS 154, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-farm-fire-casualty-co-v-van-gorder-neb-1990.