State Farm Fire & Cas. Co. v. Haynes

2026 NY Slip Op 30726(U)

• Court: New York Supreme Court, New York County
• Decided: February 27, 2026
• Docket: Index No. 150188/2025
• Status: Unpublished
• Author: Matthew V. Grieco

Opinion

State Farm Fire & Cas. Co. v Haynes 2026 NY Slip Op 30726(U) February 27, 2026 Supreme Court, New York County Docket Number: Index No. 150188/2025 Judge: Matthew V. Grieco Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State Unified Court System's eCourts Service. This opinion is uncorrected and not selected for official publication.

file:///LRB-ALB-FS1/Vol1/ecourts/Process/covers/NYSUP.1501882025.NEW_YORK.001.LBLX000_TO.html[03/11/2026 3:45:49 PM] !FILED: NEW YORK COUNTY CLERK 03/02/2026 10: 34 AM! INDEX NO. 150188/2025 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 02/27/2026

SUPREME COURT OF THE STATE OF NEW YORK NEW YORK COUNTY PRESENT: HON. MATTHEW V. GRIECO PART 30M Justice ---------------------------------------------------------------X INDEX NO. 150188/2025 STATE FARM FIRE AND CASUALTY COMPANY, MOTION DATE 10/31/2025 Plaintiff, MOTION SEQ. NO. 001 - V -

KAMELLE HAYNES, KAYANDREA KELLY, 274 BRIGHTON BEACH DRUGS INC, A2K NY CORP, ANJANI SINHA MEDICAL PC.BEACH MEDICAL REHABILITATION, PC.BUSINESS ART INC, CHAI DIAGNOSTICS, LLC,DS MEDICAL DIAGNOSTICS, PC,FIRST STOP PT, PC,GEM JM, INC, GLOBAL OS, LLC,HEALTHY FUTURE DECISION + ORDER ON PRODUCTS CORP, l&A IMAGING LLC,LEVIATHAN MOTION WELLNESS, LLC,LORE MED EQUIPMENT INC, ONE HAND 1 PHYSICAL THERAPY PC.PARS MEDICAL, PC,TAPIK MED DISTRIBUTION CORP, WELLSPRING SOLUTIONS, LLC,YOUSHA MEDICAL WELLNESS PLLC

Defendant. -------------------------------------------------------------------X

The following e-filed documents, listed by NYSCEF document number (Motion 001) 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39,43,44,47,48,49,54 were read on this motion to/for JUDGMENT - DEFAULT

Upon the foregoing documents, and for the reasons stated infra, plaintiffs

motion for a default judgment is granted.

On January 6, 2025, plaintiff, State Farm Fire and Casualty Company ("State

Farm"), commenced this action for a declaratory judgment that it owes no duty to pay

any no-fault claims arising out of a motor vehicle collision that allegedly occurred on

March 17, 2024, on the ground that claimants defendants Kamelle M. Haynes and

Kayandrea C. Kelly failed to appear for duly and properly requested examinations under

oath ("EU Os"), which constituted a violation of a condition precedent to coverage by the

150188/2025 STATE FARM FIRE AND CASUALTY COMPANY vs. HAYNES, KAMELLE MET AL Page 1 of 4 Motion No. 001

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terms of the policy and under the no-fault regulations (NYSCEF Doc. No. 1 [Summons

and Complaint]). 1

Defendants Beach Medical Rehabilitation, PC, DS Medical Diagnostics, PC, and

Global OS, LLC filed an answer with counterclaims on February 21, 2025 (NYSCEF Doc.

No. 24). Plaintiff filed a reply to the counterclaims on February 27, 2025 (NYSCEF Doc.

No. 25).

On October 31, 2025, plaintiff moved for a default judgment pursuant to CPLR

3215 against all the non-answering defendants (NYSCEF Doc. Nos. 26-39).

Defendants Tapik Med Distribution Corp. and Lore Med Equipment Inc. filed an

answer on November 17, 2025 (NYSCEF Doc. No. 40). Defendants A2K NY Corp., First

Stop PT, PC, and I&A Imaging LLC filed an answer with counterclaims on November 30,

2025 (NYSCEF Doc. No. 45). By two stipulations dated November 30, 2025, plaintiff

accepted those answers and withdrew its motion as to all five of those late answering

defendants (NYSCEF Doc. Nos. 48, 54).

Plaintiff now seeks default judgment against the remaining non-answering

defendants: 274 Brighton Beach Drugs Inc., Anjani Sinha Medical PC, Business Art Inc.,

Chai Diagnostics, LLC, Gem JM, Inc., Healthy Future Products Corp., Leviathan

Wellness, LLC, One Hand 1 Physical Therapy PC, Pars Medical, PC, Wellspring

Solutions, LLC, and Yousha Medical Wellness PLLC.

A plaintiff seeking default judgment against a non-appearing defendant must

move within one year of the default (see CPLR 3215[c]), and file proof of: (1) service of

the summons and complaint, or summons with notice; (2) the facts constituting the

1 Non-party claimant Nyasia Dickens appeared for her EUOs, and coverage was extended to her (NYSCEF Doc. No. 1 at 12, n 1). 150188/2025 STATE FARM FIRE AND CASUALTY COMPANY vs. HAYNES, KAMELLE MET AL Page 2 of 4 Motion No. 001

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claim; and (3) the default (see CPLR 3215[f]; Bigio v Gooding, 213 AD3d 480,481 [1 st

Dept 2023]).

To establish the "facts constituting the claim," the movant need only demonstrate

"enough facts to enable a court to determine that a viable cause of action exists"

(Woodson v Mendon Leasing Corp., 100 NY2d 62, 71 [2003]), which can be effected by

affidavit of a party or by verified complaint, if one has been properly served (see id. at

70; CPLR 3215[f]). The "standard of proof is not stringent, amounting only to some

firsthand confirmation of the facts" (Joosten v Gale, 129 AD2d 531, 535 [1st Dept 1987]).

"The failure of a person eligible for no-fault benefits to appear for a properly

noticed EUO constitutes a breach of a condition precedent vitiating coverage" (Mapfre

Ins. Co. ofNew York v Manoo, 140 AD3d 468,470 [1st Dept 2016]).

Here, plaintiff has demonstrated that it is entitled to a default judgment by

submitting, inter alia: the summons and verified complaint (NYSCEF Doc. No. 1);

affidavits of service (NYSCEF Doc. Nos. 2, 5, 7-8, 11, 13, 17, 19-20, 22-23, 31); an

affidavit of a State Farm claims specialist attesting to claims received from or on behalf

of claimants Haynes and Kelly, the reasons State Farm requested EUOs for those two

claimants, the timely mailing and scheduling of at least two EUOs for each of those

claimants, and both claimants' failure to appear at any EUO (NYSCEF Doc. No. 32); a

Department of Motor Vehicles accident report (NYSCEF Doc. No. 33); no-fault claims

forms and medical bills (NYSCEF Doc. Nos. 34-35); EUO scheduling letters with

affidavits of service (NYSCEF Doc. No. 36); affirmations of an attorney who was present

for the scheduled EUOs, attesting to the non-appearance of Haynes and Kelly (NYSCEF

Doc. No. 37); and an affirmation of another attorney in support of the motion (NYSCEF

Doc. No. 27).

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It is therefore

ORDERED that plaintiffs motion for default judgment is granted as to

defendants 274 Brighton Beach Drugs Inc., Anjani Sinha Medical PC, Business Art Inc.,

Chai Diagnostics, LLC, Gem JM, Inc., Healthy Future Products Corp., Leviathan

Wellness, LLC, One Hand 1 Physical Therapy PC, Pars Medical, PC, Wellspring

Solutions, LLC, and Yousha Medical Wellness PLLC; and it is further

ORDERED that the Clerk is directed to enter judgment declaring that plaintiff,

State Farm, has no duty to provide no-fault reimbursements to the defaulting

defendants for any claim or bill submitted by or on behalf of claimants Haynes or Kelly

arising out of the alleged incident of March 17, 2024, State Farm claim number 32-

2/27/2026 DATE MATTHEW V. GRIECO, J.S.C. CHECK ONE: CASE DISPOSED NON-FINAL DISPOSITION

APPLICATION:

CHECK IF APPROPRIATE: GRANTED

SETTLE ORDER □ DENIED

INCLUDES TRANSFER/REASSIGN 8 GRANTED IN PART

SUBMIT ORDER

FIDUCIARY APPOINTMENT □ OTHER

□ REFERENCE

150188/2025 STATE FARM FIRE AND CASUAL TY COMPANY vs. HA YNES, KAMELLE M ET AL Page 4 of 4 Motion No. 001

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