State Auto Insurance Companies v. Christensen

CourtDistrict Court, D. Utah
DecidedFebruary 27, 2020
Docket2:19-cv-00751
StatusUnknown

This text of State Auto Insurance Companies v. Christensen (State Auto Insurance Companies v. Christensen) is published on Counsel Stack Legal Research, covering District Court, D. Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Auto Insurance Companies v. Christensen, (D. Utah 2020).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF UTAH

STATE AUTO INSURANCE COMPANIES,

Plaintiff, MEMORANDUM DECISION AND ORDER DENYING v. [10] MOTION TO DISMISS

ANN MARIE CHRISTENSEN, an individual, Case No. 2:19-cv-00751-DBB and as Trustee of the Blaine and Ann Marie Christensen Trust, dated November 16, 2006, District Judge David Barlow PINEVIEW BUILDERS, INC., a Utah corporation, and MICHAEL R. WORKMAN, an individual,

Defendants.

Defendants Pineview Builders Inc. (“Pineview”) and Michael R. Workman moved under Fed. R. Civ. P. 12(b)(1) to dismiss (the “Motion”) 1 Plaintiff State Auto Insurance Companies’ (“State Auto”) Complaint.2 Specifically, defendants assert that State Auto fails to sufficiently allege that the amount in controversy in this case exceeds the jurisdictional requirement of $75,000.00.3 For the reasons that follow, the court DENIES the Motion. FACTS State Auto provided liability insurance to Pineview during the construction of Ann Christensen’s home.4 Christensen sued Pineview and Workman in state court for damages from

1 Defendants Pineview Builders, Inc. and Michael Workman’s Motion to Dismiss for Lack of Jurisdiction Pursuant to Rule 12(b)(1) (Mot. to Dismiss), ECF No. 10, filed December 2, 2019. 2 Complaint for Declaratory Judgment (Compl.), ECF No. 2, filed October 10, 2019. 3 Mot. to Dismiss at 5–7. 4 Compl. at 5. Pineview’s alleged breach of the construction contract.5 State Auto then filed this suit, requesting declaratory judgment that State Auto need not defend or indemnify Pineview and Workman in the state court lawsuit. State Auto maintains that this relief is appropriate because its insurance policy did not cover Pineview and Workman’s alleged misconduct in constructing Christensen’s home.6

The amount in controversy in the state court action provides the amount in controversy here because State Auto could be required to indemnify Pineview and Workman by the state court.7 In the underlying state court complaint, Christensen alleges that the difference between Pineview’s estimated cost of construction and the actual cost of construction was $432,323.8 In addition, the difference between what Christensen paid in construction costs and the ultimate sale price for the home amounted to a loss of $161,974.9 Christensen further alleges in the underlying complaint that her case “falls within Tier 3 of Rule 26(c)(3) of the Utah Rules of Civil Procedure.”10 LEGAL STANDARD Rule 12(b)(1) motions generally take one of two forms. First, a moving party may make a

facial attack on the complaint's allegations as to the existence of subject matter jurisdiction.11 When reviewing a facial attack, the district court accepts the allegations in the complaint and

5 Underlying Compl., ECF No. 2-2, Exhibit 1 to Compl. 6 Compl. at 14–15. 7 Memorandum in Opposition to Motion to Dismiss for Lack of Jurisdiction (Opp’n) at 2, ECF No. 12, filed December 30, 2019. 8 Compl. at 3, ¶ 15. 9 Id. at ¶ 14. 10 Underlying Compl. at 2, ¶ 7. 11 Stuart v. Colorado Interstate Gas Co., 271 F.3d 1221, 1225 (10th Cir. 2001) (citing Holt v. United States, 46 F.3d 1000, 1002 (10th Cir.1995)). accompanying exhibits as true.12 Alternately, a party may go beyond allegations contained in the complaint and challenge the facts upon which subject matter jurisdiction is based, known as a factual attack.13 When reviewing a factual attack, the court has “wide discretion to allow affidavits, other documents, and a limited evidentiary hearing to resolve disputed jurisdictional facts.”14

DISCUSSION As a preliminary matter, Defendants’ Motion to Dismiss emphasizes the difference between a facial and factual attack on the statements State Auto makes in its Complaint.15 Defendants argue that the Motion is a factual attack on the truthfulness of the allegations in the Complaint, and therefore the Court is not required to accept the allegations in State Auto’s Complaint as true.16 State Auto argues that the Motion is a facial attack, as Defendants merely assert that the Complaint’s allegations are not sufficient to establish subject matter jurisdiction, rather than disputing their veracity.17 Here, Defendants do not argue that the damages alleged by Christensen in the underlying action (and thus the potential costs to State Auto) are actually less than set forth in the

Complaint; instead, Defendants argue that the factual allegations therein, even if accepted as true, are not sufficient to establish the amount in controversy.18 Defendants do not assert that the Complaint’s allegations are untrue, but rather that the facts as alleged cannot support recovery in

12 E.F.W. v. St. Stephen's Indian High Sch., 264 F.3d 1297, 1303 (10th Cir. 2001). 13 Stuart, 271 F.3d at 1225. 14 Id. (citing Holt, 46 F.3d at 1003). 15 Mot. to Dismiss at 4–5. 16 Id. 17 Opp’n at 5–6. 18 Mot. to Dismiss at 8. excess of the jurisdictional requirement—a facial attack on the allegations as to the amount in controversy.19 Therefore, the Court accepts the facts in the Complaint and accompanying exhibits as true for purposes of deciding this Motion. The Contract Does Not Bar a State Court Recovery 28 U.S.C. § 1332 confers original jurisdiction on federal district courts in civil cases between diverse parties where the amount in controversy exceeds $75,000.20 “When federal

subject matter jurisdiction is challenged based on the amount in controversy requirement, the plaintiffs must show that it does not appear to a legal certainty that they cannot recover” the amount necessary for jurisdiction.21 The legal certainty standard is very strict, and there is a strong presumption favoring the amount alleged by the plaintiff as long as it is made in good faith.22 The legal impossibility of a recovery meeting the jurisdictional requirement must be so certain that it essentially destroys the plaintiff’s good faith in bringing the claim.23 “Generally, dismissal under the legal certainty standard will be warranted only when a contract limits the possible recovery, when the law limits the amount recoverable, or when there is an obvious abuse of federal court jurisdiction.”24

Defendants argue that because Christensen’s contract with Pineview was a “cost-plus” contract, wherein the property owner agrees to pay the actual costs of construction plus a fixed fee, it is legally certain that she cannot recover for any increased amount incurred for the

19 Id. 20 28 U.S.C. § 1332(a) (2018). 21 Woodmen of World Life Ins. Soc'y v. Manganaro, 342 F.3d 1213, 1216 (10th Cir. 2003) (quoting Watson v. Blankinship, 20 F.3d 383, 386 (10th Cir.1994)). 22 Dart Cherokee Basin Operating Co., LLC v. Owens, 574 U.S. 81, 87 (2014), see also Manganaro, 342 F.3d at 1216–17. 23 Manganaro, 342 F.3d at 1216. 24 Id. at 1217 (citation omitted). construction of the home in the state court action.25 However, Utah law does not support this analysis.

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State Auto Insurance Companies v. Christensen, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-auto-insurance-companies-v-christensen-utd-2020.