Standard Life & Accident Insurance v. Askew

32 S.W. 81, 11 Tex. Civ. App. 59, 1895 Tex. App. LEXIS 177
CourtCourt of Appeals of Texas
DecidedJune 12, 1895
DocketNo. 836.
StatusPublished
Cited by3 cases

This text of 32 S.W. 81 (Standard Life & Accident Insurance v. Askew) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Standard Life & Accident Insurance v. Askew, 32 S.W. 81, 11 Tex. Civ. App. 59, 1895 Tex. App. LEXIS 177 (Tex. Ct. App. 1895).

Opinion

FINLEY, Associate Justice.

This cause is presented to us upon brief of appellant alone, and its statement will be treated by this court as a true statement of the record. Rules for Courts of Civil Appeals, 40.

April 20, 1891, John Askew, as next friend of Eddy and Lena Williams, minors, filed this suit against the defendant insurance company, in the District Court of Bowie County, alleging that the insurance company had issued a certain policy of accident insurance, whereby it did insure Dock Williams against the effect of injury to bis body, caused by external, violent, and accidental means, and in case of death of the insured from such means, it would, within sixty days after receipt of satisfactory proofs of death and claim, pay the sum of fifteen hundred •dollars to said Eddy and Lena Williams. Plaintiffs further alleged that on August 29, 1890, said Dock Williams was accidentally killed, by being accidentally shot with a gun or pistol, and that proofs of death and claim of loss were duly furnished, within sixty days, and that they had complied with all the terms and conditions of said policy, with a prayer for judgment and general relief.

*61 On October 16, 1893, defendant filed general denial, general demurrer, and further answering averred that this suit was filed on April 20,1891, and that no citation was served upon it until September 9, 1892, and that the contract of insurance contained a stipulation that unless suit was brought upon said contract within sixteen months after the accident occurred, then no action at law against the defendant should be had, and that plaintiffs’ cause of action was barred for failure of plaintiffs to cite defendant for’ more than sixteen months after the accident occurred. Defendant further answered that if Dock Williams was killed, he-was killed intentionally by some person, and was not accidentally killed, and that said killing was caused by unnecessary exposure to danger on the part of Williams. Trial was had before the court without a jury, and judgment rendered for plaintiffs. Motion for new trial was overruled, to which defendant excepted and perfected its appeal to this court.

First assignment of error: “The court erred in not sustaining defendant’s plea in bar, and of limitation, and in rendering judgment for-plaintiff.”

The petition was filed April 20, 1891; a non-resident notice was issued and served upon the defendant in Detroit, Michigan, on the -day of June, 1891; the defendant refused to answer in the cause, and the court refused to enter judgment by default because the defendant had not been legally cited and such judgment would be void. On September 7, 1892, a citation issued to Gregg County, and on the 9th of that month was served upon a local agent of defendant in Longview;, after this service, defendant answered at the next term.of court.

The policy contains a stipulation that no action at law shall lie against the defendant unless it is begun within sixteen months from the date of the injury. The suit was instituted within the time to which the policy limited it, and it does not appear that its prosecution was abandoned. On the contrary, it appears that plaintiff promptly tried to bring the defendant into court, and continued his efforts to do so until he finally succeeded. The condition in the policy should be construed-strictly, and its terms should not be extended so as to include within its requirement intelligent diligence in the prosecution of the suit.

The second and third assignments raise the same question and are as follows: Second assignment: “The court erred in refusing to allow the witness William Caldwell to testify that Asberry Graves told him late in the evening of the night that Dock Williams was killed that he, Graves, was going home, and if he found Williams there he intended to kill him.”

Third assignment: “The court erred in refusing to allow the witness Cap Evans to testify to the declarations made to witness by Graves, after Graves had bought cartridges in Sam Falk’s store the night Williams was killed, and had loaded his rifle, that he, Graves, was going home, and if he found Williams there he intended to kill him.”

The record does not disclose that there was any eye-witness to the killing of Dock Williams. Askew, the plaintiff, testified:

*62 “I lived near neighbor to Asberry and Mollie Graves. On the night of August 29, 1890, between 10 and 11 o’clock,-1 heard a gun fire at the house of Mollie Graves, and about five minutes afterward I went over there and found the door of the house open and saw Williams lying on the floor inside of the house, dead> with a bullet hole in his head; there was no one in the house, and the door had a bullet hole in it. There was bad feeling between Graves and Williams.”

Caldwell, witness for defendant, testified: “There was bad feeling between Graves and Williams, because of Williams going to Graves’ house. About two weeks before Williams was killed I heard Graves tell Williams that if he did not stop going to his house and keep away from his wife he intended to kill him. Williams was killed August 29, 1890, in Mollie Graves’ house by a gunshot wound.”

Evans, witness, testified: “On the night Dock Williams was killed I met Asberry Graves on Broad street in Texarkana, between 8 and 9 o’clock; he had a Winchester rifle, and he went into Sam Falk’s store, and Graves bought some cartridges for his gun, and he came out of the store. Graves told Dock Williams, in my presence, about four days before Williams was killed, that if Williams did not keep away from his house and his wife, that he intended to kill him. There was bad feeling between Graves and Williams on account of Graves’ wife.”

Each of - the foregoing witnesses testified that they were well acquainted with Graves, saw him often before Williams was killed, but have not seen him since.

Bill of Exceptions No. 1, shows that the defendant offered to prove, .and could have proved by the witness Caldwell, that late in the evening of the day that Williams was killed, Graves told witness that he was going home, and if he found Williams there he intended to kill him. To this testimony the plaintiff objected, and the court sustained the objection and refused to allow the witness to testify.

Bill of Exceptions No. 2, shows that the defendant offered to prove, and could have proved by the witness Evans, that between 8 and 9 o’clock of the evening Williams was killed he was in Graves” company; that Graves had a Winchester rifle; that they went into Falk’s store, and Graves bought Winchester cartridges, and after doing so he told witness he was going home, and if he found Williams there he intended to kill him. Plaintiff objected to witness testifying that Graves told him that lie was going home, and if Williams was there he intended to kill him, and the court sustained the objection.

The policy sued upon contains the following exception from liability. “Intentional injury inflicted by the insured, or by any other person.”

“If the declaration has no tendency to illustrate the question, except as a mere abstract statement, detached from any particular fact in dispute, and depending for its effect entirely on the credit of the person making the declaration, it is not admissible.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Maxcy v. Norsworthy
49 S.W.2d 885 (Court of Appeals of Texas, 1932)
C. I. T. Corp. v. Waltrip
48 S.W.2d 340 (Court of Appeals of Texas, 1932)
Vick v. Schaff
260 S.W. 916 (Court of Appeals of Texas, 1924)

Cite This Page — Counsel Stack

Bluebook (online)
32 S.W. 81, 11 Tex. Civ. App. 59, 1895 Tex. App. LEXIS 177, Counsel Stack Legal Research, https://law.counselstack.com/opinion/standard-life-accident-insurance-v-askew-texapp-1895.